{
  "id": 1873695,
  "name": "COMMISSIONER OF REVENUE OF THE STATE OF ARKANSAS v. BLACK & WHITE CAB CO., INC.",
  "name_abbreviation": "Commissioner v. Black & White Cab Co.",
  "decision_date": "1986-12-22",
  "docket_number": "86-107",
  "first_page": "575",
  "last_page": "578",
  "citations": [
    {
      "type": "official",
      "cite": "290 Ark. 575"
    },
    {
      "type": "parallel",
      "cite": "720 S.W.2d 911"
    }
  ],
  "court": {
    "name_abbreviation": "Ark.",
    "id": 8808,
    "name": "Arkansas Supreme Court"
  },
  "jurisdiction": {
    "id": 34,
    "name_long": "Arkansas",
    "name": "Ark."
  },
  "cites_to": [
    {
      "cite": "261 Ark. 16",
      "category": "reporters:state",
      "reporter": "Ark.",
      "case_ids": [
        1678971
      ],
      "weight": 2,
      "year": 1977,
      "opinion_index": 0,
      "case_paths": [
        "/ark/261/0016-01"
      ]
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    {
      "cite": "290 Ark. 343",
      "category": "reporters:state",
      "reporter": "Ark.",
      "case_ids": [
        1873684
      ],
      "weight": 2,
      "year": 1986,
      "opinion_index": 0,
      "case_paths": [
        "/ark/290/0343-01"
      ]
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    "simhash": "1:d7d22bc0f0e0502e",
    "word_count": 772
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  "last_updated": "2023-07-14T18:33:16.506369+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
  },
  "casebody": {
    "judges": [
      "Hickman, J., dissents."
    ],
    "parties": [
      "COMMISSIONER OF REVENUE OF THE STATE OF ARKANSAS v. BLACK & WHITE CAB CO., INC."
    ],
    "opinions": [
      {
        "text": "John I. Purtle, Justice.\nIn response to a petition filed by the appellee, the chancellor declared Ark. Stat. Ann. \u00a7 75-203 (Supp. 1985) to require one bond of $50,000 for each taxicab owner operating in the State of Arkansas. The appellant argues on appeal that the statute in question requires a $50,000 bond on each taxicab. We disagree and hold that one $50,000 bond is all that is required under the statute.\nOn June 18, 1985, the appellee filed suit asking for a judgment declaring that a single $50,000 surety bond is sufficient to meet the requirements imposed by Ark. Stat. Ann. \u00a7 75-203. The pertinent part of the statute reads:\nIt is further provided, however that in lieu of such policy of insurance such owner may file a bond to be signed by some solvent Surety Company licensed to do business in this State, which bond shall be in the form approved by the Commissioner of Revenue, shall be conditioned for the payment of property damage and personal injuries, and shall be in an amount no less than fifty thousand dollars ($50,000).\nThe statute states that a taxicab owner may post a $50,000 surety bond \u201cin lieu of such policy of insurance.\u201d However, the bond must be \u201cin the form approved by the Commissioner of Revenue.\u201d\nThe appellee has requested the appellant to approve a single surety bond form in the amount of $50,000 and the appellant has refused to do so. We resolve the question by giving the words of the statute their plain and ordinary meaning. There is no need to construe or interpret the language when it is readily understandable on its face. Bolden, et al. v. Watt, et al., 290 Ark. 343, 719 S.W.2d 428 (1986); City of North Little Rock v. Montgomery, 261 Ark. 16, 546 S.W.2d 154 (1977).\nThere is little difference in a surety bond and a single limit insurance policy if each is conditioned upon payment of damages and injuries suffered as a result of the negligence of a taxicab driver. A single $50,000 liability bond could frequently be more helpful to an injured party than the separately stated coverages in a standard insurance policy. The bond coverage could be applied entirely to property damages; whereas, the separately stated coverage in a standard automobile policy is usually limited to property damage in the amount of $10,000 per occurrence. Also, personal injury in the standard, auto policy is usually limited to claims of $25,000 for each injured party and a limit of $50,000 for all injuries in the same accident. Under a surety bond if only one person suffers damages he could claim up to $50,000 for personal injuries, property damages, or both.\nThe Commissioner must approve the form of the bond. If the bond form provides $50,000 for each occurrence, the bond would be available in the full amount for every accident. Group automobile accident policies are common in the industry; a single policy may afford coverage for a large number of vehicles. Likewise, taxicab owners would not be in compliance with the law if payment of any claim reduced the coverage for additional accidents. To limit the bond to a single amount of $50,000 per fleet would result in there being no liability coverage after the first $50,000 was paid out.\nThe General Assembly used language in the statute which is clear and unambiguous. It requires the owner of taxicabs to carry insurance or post a surety bond in the amount of $50,000. The clear implication is that such bond would apply in full to each occurrence.\nAffirmed.\nHickman, J., dissents.",
        "type": "majority",
        "author": "John I. Purtle, Justice."
      },
      {
        "text": "Darrell Hickman, Justice,\ndissenting. All references in the statute are to \u201ctaxicab, automobile, or similar vehicle,\u201d \u201cthe owner of such taxicab,\u201d or \u201coperation of such taxicab.\u201d Every reference is singular, not plural. Accordingly, the Commissioner of Revenue rightly refused to allow a company owner of a fleet of taxicabs to post a bond for all cabs, when the law clearly requires such a bond for each taxicab. It\u2019s right there in black and white. The same authorities cited by the majority for affirming this case also apply to uphold the commissioner\u2019s decision. If the legislature intended this law to apply to taxicab companies, it would have said so. I would not reach the question of the form of the bond which the majority gratuitously discusses.\nI would reverse the chancellor.",
        "type": "dissent",
        "author": "Darrell Hickman, Justice,"
      }
    ],
    "attorneys": [
      "Revenue Legal Counsel, by: Joe Morphew, for appellant.",
      "John Wesley Hall, Jr., for appellee."
    ],
    "corrections": "",
    "head_matter": "COMMISSIONER OF REVENUE OF THE STATE OF ARKANSAS v. BLACK & WHITE CAB CO., INC.\n86-107\n720 S.W.2d 911\nSupreme Court of Arkansas\nOpinion delivered December 22, 1986\nRevenue Legal Counsel, by: Joe Morphew, for appellant.\nJohn Wesley Hall, Jr., for appellee."
  },
  "file_name": "0575-01",
  "first_page_order": 611,
  "last_page_order": 614
}