{
  "id": 3598302,
  "name": "SHARON A. PRICE et al., Appellees, v. PHILIP MORRIS, INC., Appellant",
  "name_abbreviation": "Price v. Philip Morris, Inc.",
  "decision_date": "2005-12-15",
  "docket_number": "No. 96236",
  "first_page": "182",
  "last_page": "353",
  "citations": [
    {
      "type": "official",
      "cite": "219 Ill. 2d 182"
    }
  ],
  "court": {
    "name_abbreviation": "Ill.",
    "id": 8772,
    "name": "Illinois Supreme Court"
  },
  "jurisdiction": {
    "id": 29,
    "name_long": "Illinois",
    "name": "Ill."
  },
  "cites_to": [
    {
      "cite": "146 Ill. 2d 1",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5597145
      ],
      "weight": 2,
      "year": 1991,
      "pin_cites": [
        {
          "page": "16"
        },
        {
          "page": "33",
          "parenthetical": "defendant corporation, which engaged in impermissible conduct while attempting to collect unpaid parking fines under a contract with the City of Chicago, was not exempt under section 10b(l"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/146/0001-01"
      ]
    },
    {
      "cite": "574 F. Supp. 653",
      "category": "reporters:federal",
      "reporter": "F. Supp.",
      "case_ids": [
        3613366
      ],
      "year": 1983,
      "pin_cites": [
        {
          "page": "655",
          "parenthetical": "noting parallel between exemption clauses of the Consumer Fraud Act and the Deceptive Practices Act"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/f-supp/574/0653-01"
      ]
    },
    {
      "cite": "168 Ill. 2d 83",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        307264
      ],
      "weight": 2,
      "year": 1995,
      "pin_cites": [
        {
          "page": "91"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/168/0083-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 424",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477039
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "434"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/201/0424-01"
      ]
    },
    {
      "cite": "182 Ill. 2d 359",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        864532
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "373"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/182/0359-01"
      ]
    },
    {
      "cite": "28 U.S.C. \u00a7 1442",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "year": 2000,
      "pin_cites": [
        {
          "page": "(a)(1)"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "Ark. Code Ann. \u00a7 4-88-107",
      "category": "laws:leg_statute",
      "reporter": "Ark. Code Ann.",
      "opinion_index": 0
    },
    {
      "cite": "420 F.3d 852",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        8940966
      ],
      "year": 2005,
      "opinion_index": 0,
      "case_paths": [
        "/f3d/420/0852-01"
      ]
    },
    {
      "cite": "485 F.2d 986",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        3592610,
        669780
      ],
      "weight": 2,
      "year": 1973,
      "pin_cites": [
        {
          "page": "995"
        },
        {
          "page": "995"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us-app-dc/158/0207-01",
        "/f2d/485/0986-01"
      ]
    },
    {
      "cite": "186 Ill. 2d 472",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        243943
      ],
      "weight": 2,
      "year": 1999,
      "pin_cites": [
        {
          "parenthetical": "compliance with federal statute is defense to Consumer Fraud Act liability when the statute specifically authorizes the making of a good-faith estimate of fees"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/186/0472-01"
      ]
    },
    {
      "cite": "216 Ill. 2d 100",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3828029
      ],
      "year": 2005,
      "pin_cites": [
        {
          "page": "194"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/216/0100-01"
      ]
    },
    {
      "cite": "246 F.3d 934",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        11111070
      ],
      "weight": 18,
      "year": 2001,
      "pin_cites": [
        {
          "page": "940"
        },
        {
          "page": "936-37"
        },
        {
          "page": "937"
        },
        {
          "page": "937-38"
        },
        {
          "page": "940"
        },
        {
          "page": "941"
        },
        {
          "page": "941"
        },
        {
          "page": "941"
        },
        {
          "page": "937"
        },
        {
          "page": "941"
        },
        {
          "page": "941"
        },
        {
          "page": "942"
        },
        {
          "page": "942"
        },
        {
          "page": "942"
        },
        {
          "page": "942-43"
        },
        {
          "page": "943"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/f3d/246/0934-01"
      ]
    },
    {
      "cite": "332 U.S. 194",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        365064
      ],
      "weight": 6,
      "year": 1947,
      "pin_cites": [
        {
          "page": "202"
        },
        {
          "page": "2002"
        },
        {
          "page": "1580"
        },
        {
          "page": "202"
        },
        {
          "page": "2002"
        },
        {
          "page": "1580"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us/332/0194-01"
      ]
    },
    {
      "cite": "163 Ill. App. 3d 915",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3546496
      ],
      "weight": 5,
      "year": 1987,
      "pin_cites": [
        {
          "page": "918"
        },
        {
          "page": "919"
        },
        {
          "page": "921-22"
        },
        {
          "page": "926"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-app-3d/163/0915-01"
      ]
    },
    {
      "cite": "329 Ill. App. 3d 705",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        1472394
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "713",
          "parenthetical": "rejecting argument that defendant's failure to disclose posting order of checks in its fee schedule was deceptive, even if in compliance with federal law, because the Consumer Fraud Act does not require more extensive disclosure than that required by the TILA"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-app-3d/329/0705-01"
      ]
    },
    {
      "cite": "15 U.S.C. \u00a7 1641",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "year": 2000,
      "pin_cites": [
        {
          "page": "(a)"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "163 Ill. 2d 33",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        478219
      ],
      "weight": 9,
      "year": 1994,
      "pin_cites": [
        {
          "page": "40-42"
        },
        {
          "page": "49"
        },
        {
          "page": "50"
        },
        {
          "page": "50"
        },
        {
          "page": "50"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/163/0033-01"
      ]
    },
    {
      "cite": "15 U.S.C. \u00a7\u00a7 1601",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "opinion_index": 0
    },
    {
      "cite": "165 Ill. 2d 482",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        483558
      ],
      "year": 1995,
      "pin_cites": [
        {
          "page": "493",
          "parenthetical": "noting that public and social policy should emanate from the legislature"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/165/0482-01"
      ]
    },
    {
      "cite": "213 Ill. 2d 351",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        8448906
      ],
      "year": 2004,
      "pin_cites": [
        {
          "page": "432",
          "parenthetical": "suggesting that change in law affecting highly regulated industry be left to the legislature and the political process"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/213/0351-01"
      ]
    },
    {
      "cite": "155 Ill. 2d 149",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        4810318
      ],
      "year": 1993,
      "pin_cites": [
        {
          "page": "181"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/155/0149-01"
      ]
    },
    {
      "cite": "191 Ill. 2d 493",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        229719
      ],
      "year": 2000,
      "pin_cites": [
        {
          "page": "504"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/191/0493-01"
      ]
    },
    {
      "cite": "72 Ill. 2d 189",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5443195
      ],
      "year": 1978,
      "pin_cites": [
        {
          "page": "194"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/72/0189-01"
      ]
    },
    {
      "cite": "179 Ill. 2d 141",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        801355
      ],
      "year": 1997,
      "pin_cites": [
        {
          "page": "149"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/179/0141-01"
      ]
    },
    {
      "cite": "79 F.T.C. 255",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "weight": 4,
      "opinion_index": 0
    },
    {
      "cite": "231 F. Supp. 2d 737",
      "category": "reporters:federal",
      "reporter": "F. Supp. 2d",
      "case_ids": [
        11367565
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "752"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/f-supp-2d/231/0737-01"
      ]
    },
    {
      "cite": "394 U.S. 759",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        6180466
      ],
      "weight": 6,
      "year": 1969,
      "pin_cites": [
        {
          "page": "765"
        },
        {
          "page": "714-15"
        },
        {
          "page": "1429"
        },
        {
          "page": "765"
        },
        {
          "page": "714-15"
        },
        {
          "page": "1429"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us/394/0759-01"
      ]
    },
    {
      "cite": "416 U.S. 267",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        84327
      ],
      "weight": 27,
      "year": 1974,
      "pin_cites": [
        {
          "page": "294",
          "parenthetical": "\" '[A]djudicated cases may and do ... serve as vehicles for the formulation of agency policies, which are applied and announced therein' \""
        },
        {
          "page": "153-54",
          "parenthetical": "\" '[A]djudicated cases may and do ... serve as vehicles for the formulation of agency policies, which are applied and announced therein' \""
        },
        {
          "page": "1771",
          "parenthetical": "\" '[A]djudicated cases may and do ... serve as vehicles for the formulation of agency policies, which are applied and announced therein' \""
        },
        {
          "page": "269"
        },
        {
          "page": "140"
        },
        {
          "page": "1759"
        },
        {
          "page": "288-89"
        },
        {
          "page": "150-51"
        },
        {
          "page": "1768-69"
        },
        {
          "page": "290"
        },
        {
          "page": "152"
        },
        {
          "page": "1770"
        },
        {
          "page": "294"
        },
        {
          "page": "154"
        },
        {
          "page": "1771-72"
        },
        {
          "page": "294"
        },
        {
          "page": "153-54"
        },
        {
          "page": "1771"
        },
        {
          "page": "294"
        },
        {
          "page": "154"
        },
        {
          "page": "1771"
        },
        {
          "page": "294"
        },
        {
          "page": "154"
        },
        {
          "page": "1771-72"
        },
        {
          "page": "293"
        },
        {
          "page": "153"
        },
        {
          "page": "1771"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us/416/0267-01"
      ]
    },
    {
      "cite": "197 Ill. 2d 514",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        259086
      ],
      "year": 2001,
      "pin_cites": [
        {
          "page": "523",
          "parenthetical": "where the question on appeal is limited to application of the law to undisputed facts, the standard of review is de novo"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/197/0514-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 351",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477051
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "369",
          "parenthetical": "noting that when the \"issue presented cannot be accurately characterized as either a pure question of fact or a pure question of law,\" it may be properly reviewed under an intermediate standard of review"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/201/0351-01"
      ]
    },
    {
      "cite": "176 Ill. 2d 1",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        544909
      ],
      "year": 1996,
      "pin_cites": [
        {
          "page": "12"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/176/0001-01"
      ]
    },
    {
      "cite": "181 Ill. 2d 512",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        821420
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "516"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/181/0512-01"
      ]
    },
    {
      "cite": "192 Ill. App. 3d 1074",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        2504652
      ],
      "year": 1989,
      "pin_cites": [
        {
          "page": "1079",
          "parenthetical": "noting that the prefatory notes to the statute specifically refer to deceptive conduct that unreasonably interferes with another in the promotion and conduct of his business"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-app-3d/192/1074-01"
      ]
    },
    {
      "cite": "1965 Ill. Laws 2647",
      "category": "laws:leg_session",
      "reporter": "Ill. Laws",
      "opinion_index": 0
    },
    {
      "cite": "184 Ill. 2d 185",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        926987
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "191"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/184/0185-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 403",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477014
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "416-17"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/201/0403-01"
      ]
    },
    {
      "cite": "198 Ill. 2d 87",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        29929
      ],
      "year": 2001,
      "pin_cites": [
        {
          "page": "92-93",
          "parenthetical": "explaining the circumstances under which the State of Illinois joined the multistate \"Master Settlement Agreement\" of claims against several tobacco industry defendants"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/198/0087-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 81",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477001
      ],
      "weight": 2,
      "year": 2002,
      "pin_cites": [
        {
          "page": "88",
          "parenthetical": "recognizing state policy against extending consumer disclosure requirements beyond those mandated by federal law"
        },
        {
          "page": "88",
          "parenthetical": "recognizing state policy against extending consumer disclosure requirements beyond those mandated by federal law"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/201/0081-01"
      ]
    },
    {
      "cite": "197 Ill. 2d 39",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        259076
      ],
      "weight": 11,
      "year": 2001,
      "pin_cites": [
        {
          "page": "47",
          "parenthetical": "finding compliance with federal statute to be a defense to liability under the Consumer Fraud Act"
        },
        {
          "page": "49"
        },
        {
          "page": "58-60",
          "parenthetical": "Kilbride, J., specially concurring, joined by Harrison, C.J."
        },
        {
          "page": "43"
        },
        {
          "page": "50"
        },
        {
          "page": "50"
        },
        {
          "page": "50",
          "parenthetical": "\"in this case\""
        },
        {
          "page": "59",
          "parenthetical": "Kilbride, J., specially concurring, joined by Harrison, C.J."
        },
        {
          "page": "51-52"
        },
        {
          "page": "47",
          "parenthetical": "same"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/197/0039-01"
      ]
    },
    {
      "cite": "114 Ill. 2d 1",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5542333
      ],
      "weight": 19,
      "year": 1986,
      "pin_cites": [
        {
          "page": "18",
          "parenthetical": "finding compliance with disclosure requirements of federal Truth in Lending Act as interpreted by Federal Reserve Board staff to be a defense to liability under the Consumer Fraud Act"
        },
        {
          "page": "17"
        },
        {
          "page": "5"
        },
        {
          "page": "6"
        },
        {
          "page": "11"
        },
        {
          "page": "12-13"
        },
        {
          "page": "14"
        },
        {
          "page": "17"
        },
        {
          "page": "18"
        },
        {
          "page": "18",
          "parenthetical": "\"in the present case\""
        },
        {
          "page": "13",
          "parenthetical": "the Federal Reserve Board \"is the agency empowered by Congress to prescribe implementing and interpretive regulations\" for the TILA"
        },
        {
          "page": "18",
          "parenthetical": "applying section 10b(l) because the TILA is \"a law administered by the Federal Reserve Board\""
        },
        {
          "page": "13",
          "parenthetical": "agency is \"entitled to the greatest respect in the interpretation of its own regulations\"; and noting that both Congress and the Supreme Court have expressed approval for treating staff interpretations as authoritative"
        },
        {
          "page": "17"
        },
        {
          "page": "17"
        },
        {
          "page": "18",
          "parenthetical": "finding compliance with disclosure requirements of federal statute to be a defense to liability under the Consumer Fraud Act"
        },
        {
          "page": "12-13",
          "parenthetical": "finding specific authorization in Federal Reserve Board staff interpretation of the applicable regulation"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/114/0001-01"
      ]
    },
    {
      "cite": "531 U.S. 341",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        9505666
      ],
      "weight": 3,
      "year": 2001,
      "opinion_index": 0,
      "case_paths": [
        "/us/531/0341-01"
      ]
    },
    {
      "cite": "505 U.S. 504",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        1481129
      ],
      "weight": 9,
      "year": 1992,
      "pin_cites": [
        {
          "page": "528"
        },
        {
          "page": "430"
        },
        {
          "page": "2623"
        },
        {
          "page": "528"
        },
        {
          "page": "430"
        },
        {
          "page": "2623"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us/505/0504-01"
      ]
    },
    {
      "cite": "15 U.S.C. \u00a7 1334",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "year": 2000,
      "pin_cites": [
        {
          "page": "(b)"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "88 Ill. 2d 407",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3083558
      ],
      "year": 1981,
      "pin_cites": [
        {
          "page": "416"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/88/0407-01"
      ]
    },
    {
      "cite": "166 Ill. 2d 72",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        198910
      ],
      "year": 1995,
      "pin_cites": [
        {
          "page": "86"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/166/0072-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 134",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477003
      ],
      "weight": 7,
      "year": 2002,
      "pin_cites": [
        {
          "page": "155"
        },
        {
          "page": "149",
          "parenthetical": "listing elements of a cause of action under the Consumer Fraud Act"
        },
        {
          "page": "155"
        },
        {
          "page": "149"
        },
        {
          "page": "154"
        },
        {
          "page": "150"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/ill-2d/201/0134-01"
      ]
    },
    {
      "cite": "119 F.T.C. 3",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "weight": 4,
      "year": 1995,
      "pin_cites": [
        {
          "page": "11"
        },
        {
          "page": "11"
        },
        {
          "page": "10, 11"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "48 Fed. Reg. 15,955",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1983,
      "opinion_index": 0
    },
    {
      "cite": "48 Fed. Reg. 15,954",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1983,
      "opinion_index": 0
    },
    {
      "cite": "48 Fed. Reg. 15,953",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1983,
      "opinion_index": 0
    },
    {
      "cite": "92 F.T.C. 1035",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1978,
      "opinion_index": 0
    },
    {
      "cite": "43 Fed. Reg. 11,857",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1978,
      "opinion_index": 0
    },
    {
      "cite": "43 Fed. Reg. 11,856",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "weight": 3,
      "year": 1978,
      "opinion_index": 0
    },
    {
      "cite": "778 F.2d 35",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        3603571,
        1526925
      ],
      "weight": 4,
      "year": 1985,
      "pin_cites": [
        {
          "page": "37"
        },
        {
          "page": "38"
        },
        {
          "page": "43"
        },
        {
          "page": "45"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us-app-dc/250/0162-01",
        "/f2d/778/0035-01"
      ]
    },
    {
      "cite": "80 F.T.C. 455",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1972,
      "opinion_index": 0
    },
    {
      "cite": "79 F.T.C. 225",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "weight": 3,
      "year": 1971,
      "pin_cites": [
        {
          "page": "225"
        },
        {
          "page": "225"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "533 U.S. 525",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        9313455
      ],
      "weight": 7,
      "year": 2001,
      "pin_cites": [
        {
          "page": "545"
        },
        {
          "page": "553"
        },
        {
          "page": "2416-17"
        },
        {
          "page": "548"
        },
        {
          "page": "555"
        },
        {
          "page": "550"
        },
        {
          "page": "556"
        }
      ],
      "opinion_index": 0,
      "case_paths": [
        "/us/533/0525-01"
      ]
    },
    {
      "cite": "77 F.T.C. 1623",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "weight": 4,
      "year": 1970,
      "pin_cites": [
        {
          "page": "1624"
        },
        {
          "page": "1624"
        },
        {
          "page": "1624"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "16 C.F.R. \u00a7 1.1",
      "category": "laws:admin_compilation",
      "reporter": "C.F.R.",
      "pin_cites": [
        {
          "parenthetical": "permitting any person, partnership, or corporation to request advice from the FTC \"with respect to a course of action which the requesting party proposes to pursue\""
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "62 Fed. Reg. 48,158",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "weight": 4,
      "year": 1997,
      "pin_cites": [
        {
          "page": "48,163",
          "parenthetical": "noting that the FTC itself does not define terms such as \"low tar,\" \"light,\" \"medium,\" \"extra light,\" \"ultra light,\" \"ultra low,\" or \"ultima,\" although \"they appear to be used by the industry to reflect ranges of FTC tar ratings\""
        },
        {
          "page": "48,163",
          "parenthetical": "\"There are no official definitions for these terms but they appear to be used by the industry to reflect ranges of FTC tar ratings\""
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "36 Fed. Reg. 784",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1971,
      "opinion_index": 0
    },
    {
      "cite": "35 Fed. Reg. 12,671",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1970,
      "opinion_index": 0
    },
    {
      "cite": "98 Stat. 2200",
      "category": "laws:leg_session",
      "reporter": "Stat.",
      "year": 1984,
      "opinion_index": 0
    },
    {
      "cite": "84 Stat. 87",
      "category": "laws:leg_session",
      "reporter": "Stat.",
      "weight": 2,
      "year": 1969,
      "opinion_index": 0
    },
    {
      "cite": "15 U.S.C. \u00a7 1331",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "weight": 3,
      "year": 2000,
      "pin_cites": [
        {
          "page": "et seq."
        },
        {
          "page": "et seq."
        },
        {
          "page": "et seq."
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "79 Stat. 282",
      "category": "laws:leg_session",
      "reporter": "Stat.",
      "opinion_index": 0
    },
    {
      "cite": "29 Fed. Reg. 8324",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "weight": 8,
      "year": 1964,
      "pin_cites": [
        {
          "page": "8325"
        },
        {
          "page": "8325"
        },
        {
          "page": "8325-75",
          "parenthetical": "hereinafter 1964 FTC Statement"
        },
        {
          "page": "8368"
        },
        {
          "page": "8366-68"
        },
        {
          "page": "8367"
        },
        {
          "page": "8367"
        },
        {
          "page": "8368"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "27 F.T.C. 1637",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1938,
      "opinion_index": 0
    },
    {
      "cite": "15 U.S.C. \u00a7 45",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "weight": 3,
      "year": 2000,
      "pin_cites": [
        {
          "page": "(a)"
        },
        {
          "page": "(a)"
        },
        {
          "page": "(a)"
        }
      ],
      "opinion_index": 0
    },
    {
      "cite": "75 Ill. App. 3d 298",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3276581
      ],
      "year": 1979,
      "pin_cites": [
        {
          "page": "310"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/75/0298-01"
      ]
    },
    {
      "cite": "124 Ill. App. 3d 433",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3431190
      ],
      "year": 1984,
      "pin_cites": [
        {
          "page": "438"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/124/0433-01"
      ]
    },
    {
      "cite": "96 Ill. App. 3d 637",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        12139389
      ],
      "year": 1981,
      "pin_cites": [
        {
          "page": "648"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/96/0637-01"
      ]
    },
    {
      "cite": "324 Ill. App. 3d 485",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        256245
      ],
      "year": 2001,
      "pin_cites": [
        {
          "page": "491-92"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/324/0485-01"
      ]
    },
    {
      "cite": "92 Ill. App. 3d 829",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        5537431
      ],
      "year": 1981,
      "pin_cites": [
        {
          "page": "835"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/92/0829-01"
      ]
    },
    {
      "cite": "128 Ill. 2d 179",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3228480
      ],
      "weight": 3,
      "year": 1989,
      "pin_cites": [
        {
          "page": "196"
        },
        {
          "page": "196"
        },
        {
          "page": "196"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-2d/128/0179-01"
      ]
    },
    {
      "cite": "343 Ill. App. 3d 815",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3718913
      ],
      "year": 2003,
      "pin_cites": [
        {
          "page": "823"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-app-3d/343/0815-01"
      ]
    },
    {
      "cite": "216 Ill. 2d 100",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3828029
      ],
      "weight": 4,
      "year": 2005,
      "pin_cites": [
        {
          "page": "195"
        },
        {
          "page": "196-200"
        },
        {
          "page": "204"
        },
        {
          "page": "199"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-2d/216/0100-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 134",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477003
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "140"
        }
      ],
      "opinion_index": 1,
      "case_paths": [
        "/ill-2d/201/0134-01"
      ]
    },
    {
      "cite": "297 Ill. App. 3d 826",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        910293
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "837"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/297/0826-01"
      ]
    },
    {
      "cite": "296 Ill. 549",
      "category": "reporters:state",
      "reporter": "Ill.",
      "case_ids": [
        5054603
      ],
      "year": 1921,
      "opinion_index": 2,
      "case_paths": [
        "/ill/296/0549-01"
      ]
    },
    {
      "cite": "104 Ill. App. 3d 636",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        5476499
      ],
      "year": 1982,
      "pin_cites": [
        {
          "page": "640",
          "parenthetical": "trial court properly applied the benefit-of-the-bargain formula in awarding plaintiff \"the profit difference for the gas actually sold during the three months [at the gas station plaintiff leased from defendants] and the volume of sales which had been represented orally\""
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/104/0636-01"
      ]
    },
    {
      "cite": "195 Ill. App. 3d 852",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        2493076
      ],
      "year": 1990,
      "pin_cites": [
        {
          "parenthetical": "holding that a benefit-of-the-bargain analysis for damages is appropriate in an action for fraud"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/195/0852-01"
      ]
    },
    {
      "cite": "285 Ill. App. 3d 201",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        1295613
      ],
      "year": 1996,
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/285/0201-01"
      ]
    },
    {
      "cite": "297 Ill. App. 3d 317",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        910282
      ],
      "year": 1998,
      "pin_cites": [
        {
          "parenthetical": "observing that in an appropriate case, a plaintiff may recover the difference between the value of the note or security interest as represented, and the value of the note or security interest received"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/297/0317-01"
      ]
    },
    {
      "cite": "137 Ill. 410",
      "category": "reporters:state",
      "reporter": "Ill.",
      "case_ids": [
        5440568
      ],
      "year": 1891,
      "pin_cites": [
        {
          "page": "416",
          "parenthetical": "where the land conveyed consisted of 30 acres rather than 80 acres as represented, the trial court did not err \"in refusing evidence tending to show that notwithstanding the shortage [in acreage] plaintiffs got the worth of their money in the whole trade\""
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill/137/0410-01"
      ]
    },
    {
      "cite": "124 Ill. App. 3d 329",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3429144
      ],
      "weight": 2,
      "pin_cites": [
        {
          "page": "341"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/124/0329-01"
      ]
    },
    {
      "cite": "138 Ill. App. 3d 172",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        8498776
      ],
      "year": 1984,
      "pin_cites": [
        {
          "page": "186-87"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/138/0172-01"
      ]
    },
    {
      "cite": "187 Ill. 164",
      "category": "reporters:state",
      "reporter": "Ill.",
      "case_ids": [
        3229564
      ],
      "year": 1985,
      "pin_cites": [
        {
          "page": "170"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill/187/0164-01"
      ]
    },
    {
      "cite": "62 Ill. 164",
      "category": "reporters:state",
      "reporter": "Ill.",
      "case_ids": [
        2609711
      ],
      "weight": 3,
      "year": 1871,
      "pin_cites": [
        {
          "page": "168"
        },
        {
          "page": "168"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill/62/0164-01"
      ]
    },
    {
      "cite": "327 F. Supp. 2d 959",
      "category": "reporters:federal",
      "reporter": "F. Supp. 2d",
      "case_ids": [
        9214579
      ],
      "weight": 7,
      "year": 2004,
      "pin_cites": [
        {
          "page": "966"
        },
        {
          "page": "966"
        },
        {
          "page": "968"
        },
        {
          "page": "966"
        },
        {
          "page": "966"
        },
        {
          "page": "966"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f-supp-2d/327/0959-01"
      ]
    },
    {
      "cite": "781 F. Supp. 934",
      "category": "reporters:federal",
      "reporter": "F. Supp.",
      "case_ids": [
        3749875
      ],
      "year": 1992,
      "pin_cites": [
        {
          "page": "947"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f-supp/781/0934-01"
      ]
    },
    {
      "cite": "304 F. Supp. 2d 832",
      "category": "reporters:federal",
      "reporter": "F. Supp. 2d",
      "case_ids": [
        9282204
      ],
      "weight": 8,
      "year": 2004,
      "pin_cites": [
        {
          "page": "844",
          "parenthetical": "quoting Ryan v. Dow Chem. Co., 781 F. Supp. 934, 947 (E.D. N.Y. 1992)"
        },
        {
          "page": "844"
        },
        {
          "page": "845",
          "parenthetical": "and cases cited therein"
        },
        {
          "page": "846"
        },
        {
          "page": "846"
        },
        {
          "page": "846"
        },
        {
          "page": "846"
        },
        {
          "page": "846-47"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f-supp-2d/304/0832-01"
      ]
    },
    {
      "cite": "5 U.S.C. \u00a7 553",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "opinion_index": 2
    },
    {
      "cite": "903 F.2d 445",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        10535968
      ],
      "weight": 4,
      "year": 1990,
      "pin_cites": [
        {
          "page": "453-54"
        },
        {
          "page": "454",
          "parenthetical": "collecting cases"
        },
        {
          "page": "454"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f2d/903/0445-01"
      ]
    },
    {
      "cite": "657 F.2d 55",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        1192086
      ],
      "year": 1981,
      "pin_cites": [
        {
          "page": "60"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f2d/657/0055-01"
      ]
    },
    {
      "cite": "402 U.S. 673",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        11735266
      ],
      "weight": 3,
      "year": 1971,
      "pin_cites": [
        {
          "page": "681-82"
        },
        {
          "page": "263"
        },
        {
          "page": "1757"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/us/402/0673-01"
      ]
    },
    {
      "cite": "34 F. Supp. 2d 203",
      "category": "reporters:federal",
      "reporter": "F. Supp. 2d",
      "case_ids": [
        11748620
      ],
      "year": 1999,
      "opinion_index": 2,
      "case_paths": [
        "/f-supp-2d/34/0203-01"
      ]
    },
    {
      "cite": "407 F.3d 65",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        8970738
      ],
      "year": 2005,
      "pin_cites": [
        {
          "parenthetical": "and authorities cited therein"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f3d/407/0065-01"
      ]
    },
    {
      "cite": "128 Ill. App. 3d 757",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3524004
      ],
      "year": 1984,
      "pin_cites": [
        {
          "page": "760"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/128/0757-01"
      ]
    },
    {
      "cite": "353 U.S. 194",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        6160151
      ],
      "weight": 3,
      "year": 1957,
      "pin_cites": [
        {
          "page": "199"
        },
        {
          "page": "769"
        },
        {
          "page": "782"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/us/353/0194-01"
      ]
    },
    {
      "cite": "17 Ill. 2d 168",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5333698
      ],
      "year": 1959,
      "pin_cites": [
        {
          "page": "171"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/17/0168-01"
      ]
    },
    {
      "cite": "14 Ill. 2d 514",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        2769351
      ],
      "year": 1958,
      "pin_cites": [
        {
          "page": "519",
          "parenthetical": "and cases cited therein"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/14/0514-01"
      ]
    },
    {
      "cite": "148 F.2d 737",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        3652914
      ],
      "year": 1945,
      "pin_cites": [
        {
          "page": "739"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f2d/148/0737-01"
      ]
    },
    {
      "cite": "256 Ill. App. 3d 555",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        5385346
      ],
      "weight": 2,
      "year": 1994,
      "pin_cites": [
        {
          "page": "558"
        },
        {
          "page": "558"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/256/0555-01"
      ]
    },
    {
      "cite": "56 Ill. App. 3d 893",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3414920
      ],
      "year": 1978,
      "pin_cites": [
        {
          "page": "896"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/56/0893-01"
      ]
    },
    {
      "cite": "336 Ill. App. 3d 319",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        1599257
      ],
      "year": 2003,
      "pin_cites": [
        {
          "page": "321-22, 324"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/336/0319-01"
      ]
    },
    {
      "cite": "82 Ill. 554",
      "category": "reporters:state",
      "reporter": "Ill.",
      "case_ids": [
        5313783
      ],
      "year": 1876,
      "pin_cites": [
        {
          "page": "556",
          "parenthetical": "observing that statute \"is emphatically a remedial act, and, in accordance with a well established canon, it must receive a liberal construction, and made to apply to all cases which, by a fair construction of its terms, it can be made to reach\""
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill/82/0554-01"
      ]
    },
    {
      "cite": "317 Ill. App. 3d 790",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        1025881
      ],
      "year": 2000,
      "pin_cites": [
        {
          "page": "795"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/317/0790-01"
      ]
    },
    {
      "cite": "46 Ill. App. 3d 252",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        2974510
      ],
      "year": 1977,
      "pin_cites": [
        {
          "page": "257",
          "parenthetical": "expressly referring to statute"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/46/0252-01"
      ]
    },
    {
      "cite": "236 Ill. App. 3d 891",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        5783144
      ],
      "year": 1992,
      "pin_cites": [
        {
          "page": "901"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/236/0891-01"
      ]
    },
    {
      "cite": "14 Ill. 2d 126",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        2769394
      ],
      "year": 1958,
      "pin_cites": [
        {
          "page": "131"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/14/0126-01"
      ]
    },
    {
      "cite": "201 Ill. 2d 300",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        1477020
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "308",
          "parenthetical": "recognizing that \"words and phrases should not be construed in isolation, but must be interpreted in light of other relevant provisions of the statute\""
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/201/0300-01"
      ]
    },
    {
      "cite": "179 Ill. 2d 173",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        801347
      ],
      "year": 1997,
      "pin_cites": [
        {
          "page": "177"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/179/0173-01"
      ]
    },
    {
      "cite": "213 Ill. 2d 273",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        8448695
      ],
      "year": 2004,
      "pin_cites": [
        {
          "page": "291"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/213/0273-01"
      ]
    },
    {
      "cite": "315 Ill. App. 3d 954",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        980649
      ],
      "year": 2000,
      "pin_cites": [
        {
          "page": "957",
          "parenthetical": "same"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-app-3d/315/0954-01"
      ]
    },
    {
      "cite": "32 Ill. 2d 51",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        2839388
      ],
      "year": 1964,
      "pin_cites": [
        {
          "page": "54",
          "parenthetical": "observing \"elementary\" rule that party asserting affirmative defense has the burden of proving it"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/32/0051-01"
      ]
    },
    {
      "cite": "128 Ill. 2d 179",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3228480
      ],
      "weight": 3,
      "year": 1989,
      "pin_cites": [
        {
          "page": "179"
        },
        {
          "page": "196"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/128/0179-01"
      ]
    },
    {
      "cite": "28 U.S.C. \u00a7 1442",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "weight": 2,
      "year": 2000,
      "pin_cites": [
        {
          "page": "(a)(1)"
        },
        {
          "page": "(a)(1)"
        }
      ],
      "opinion_index": 2
    },
    {
      "cite": "420 F.3d 852",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        8940966
      ],
      "weight": 9,
      "year": 2005,
      "pin_cites": [
        {
          "page": "854"
        },
        {
          "page": "857"
        },
        {
          "page": "859"
        },
        {
          "page": "859"
        },
        {
          "page": "862"
        },
        {
          "page": "857-59"
        },
        {
          "page": "863",
          "parenthetical": "Gruender, J., concurring"
        },
        {
          "page": "863",
          "parenthetical": "Gruender, J., concurring"
        },
        {
          "page": "864",
          "parenthetical": "Gruender, J., concurring"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/f3d/420/0852-01"
      ]
    },
    {
      "cite": "216 Ill. 2d 100",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        3828029
      ],
      "weight": 2,
      "year": 2005,
      "pin_cites": [
        {
          "page": "215-29",
          "parenthetical": "Freeman, J., concurring in part and dissenting in part, joined by Kilbride, J."
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/216/0100-01"
      ]
    },
    {
      "cite": "163 Ill. 2d 33",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        478219
      ],
      "year": 1994,
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/163/0033-01"
      ]
    },
    {
      "cite": "191 Ill. 2d 493",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        229719
      ],
      "year": 2000,
      "pin_cites": [
        {
          "page": "504"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/191/0493-01"
      ]
    },
    {
      "cite": "197 Ill. 2d 39",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        259076
      ],
      "weight": 3,
      "year": 2001,
      "pin_cites": [
        {
          "page": "45-47"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/197/0039-01"
      ]
    },
    {
      "cite": "114 Ill. 2d 1",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5542333
      ],
      "weight": 6,
      "year": 1986,
      "pin_cites": [
        {
          "page": "11"
        },
        {
          "page": "12"
        },
        {
          "page": "13"
        },
        {
          "page": "13-14"
        },
        {
          "page": "17-18"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/ill-2d/114/0001-01"
      ]
    },
    {
      "cite": "119 F.T.C. 3",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1995,
      "opinion_index": 2
    },
    {
      "cite": "778 F.2d 35",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        3603571,
        1526925
      ],
      "weight": 2,
      "year": 1985,
      "pin_cites": [
        {
          "page": "37"
        },
        {
          "page": "37-38"
        }
      ],
      "opinion_index": 2,
      "case_paths": [
        "/us-app-dc/250/0162-01",
        "/f2d/778/0035-01"
      ]
    },
    {
      "cite": "79 F.T.C. 225",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1971,
      "opinion_index": 2
    },
    {
      "cite": "36 Fed. Reg. 784",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1971,
      "opinion_index": 2
    },
    {
      "cite": "35 Fed. Reg. 12,671",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1970,
      "opinion_index": 2
    },
    {
      "cite": "15 U.S.C. \u00a7 1331",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "year": 2000,
      "pin_cites": [
        {
          "page": "et seq."
        }
      ],
      "opinion_index": 2
    },
    {
      "cite": "29 Fed. Reg. 8324",
      "category": "reporters:federal",
      "reporter": "Fed. Reg.",
      "year": 1964,
      "pin_cites": [
        {
          "page": "8325"
        }
      ],
      "opinion_index": 2
    },
    {
      "cite": "199 Ill. 2d 63",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        58941
      ],
      "year": 2002,
      "pin_cites": [
        {
          "page": "76"
        }
      ],
      "opinion_index": 3,
      "case_paths": [
        "/ill-2d/199/0063-01"
      ]
    },
    {
      "cite": "293 F. 1013",
      "category": "reporters:federal",
      "reporter": "F.",
      "case_ids": [
        11720199
      ],
      "year": 1923,
      "opinion_index": 3,
      "case_paths": [
        "/f/293/1013-01"
      ]
    },
    {
      "cite": "16 C.F.R. \u00a7 1.22",
      "category": "laws:admin_compilation",
      "reporter": "C.F.R.",
      "opinion_index": 3
    },
    {
      "cite": "246 F.3d 934",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        11111070
      ],
      "year": 2001,
      "pin_cites": [
        {
          "page": "941"
        }
      ],
      "opinion_index": 3,
      "case_paths": [
        "/f3d/246/0934-01"
      ]
    },
    {
      "cite": "79 F.T.C. 255",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "opinion_index": 3
    },
    {
      "cite": "114 Ill. 2d 1",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5542333
      ],
      "weight": 6,
      "year": 1986,
      "pin_cites": [
        {
          "page": "11"
        },
        {
          "page": "12"
        },
        {
          "page": "13"
        },
        {
          "page": "14"
        },
        {
          "page": "14"
        },
        {
          "page": "18"
        }
      ],
      "opinion_index": 3,
      "case_paths": [
        "/ill-2d/114/0001-01"
      ]
    },
    {
      "cite": "119 F.T.C. 3",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1995,
      "opinion_index": 3
    },
    {
      "cite": "15 U.S.C. \u00a7 45",
      "category": "laws:leg_statute",
      "reporter": "U.S.C.",
      "year": 2000,
      "opinion_index": 3
    },
    {
      "cite": "355 F.3d 634",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        9061371,
        9068564
      ],
      "year": 2004,
      "pin_cites": [
        {
          "page": "639",
          "parenthetical": "\"Instead of trying to divine how the FCC would resolve the ambiguity *** we think it best to send this matter to the Commission under the doctrine of primary jurisdiction\""
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f3d/355/0634-01",
        "/br/303/0634-01"
      ]
    },
    {
      "cite": "415 F.3d 1303",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        8948489
      ],
      "year": 2005,
      "opinion_index": 4,
      "case_paths": [
        "/f3d/415/1303-01"
      ]
    },
    {
      "cite": "376 F.3d 1382",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        9378917
      ],
      "weight": 2,
      "year": 2004,
      "pin_cites": [
        {
          "page": "1383"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f3d/376/1382-01"
      ]
    },
    {
      "cite": "727 F.2d 617",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        1934278
      ],
      "year": 1984,
      "pin_cites": [
        {
          "page": "625"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f2d/727/0617-01"
      ]
    },
    {
      "cite": "359 U.S. 171",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        6163050
      ],
      "weight": 3,
      "year": 1959,
      "pin_cites": [
        {
          "page": "179"
        },
        {
          "page": "722"
        },
        {
          "page": "719"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/359/0171-01"
      ]
    },
    {
      "cite": "689 F.2d 707",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        1469641
      ],
      "year": 1982,
      "opinion_index": 4,
      "case_paths": [
        "/f2d/689/0707-01"
      ]
    },
    {
      "cite": "137 F.3d 605",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        106027
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "609"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f3d/137/0605-01"
      ]
    },
    {
      "cite": "389 F.3d 719",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        9148966
      ],
      "weight": 3,
      "year": 2004,
      "opinion_index": 4,
      "case_paths": [
        "/f3d/389/0719-01"
      ]
    },
    {
      "cite": "154 F.3d 404",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        11704334
      ],
      "year": 1998,
      "pin_cites": [
        {
          "page": "411",
          "parenthetical": "acknowledging that court \"would reheve the parties of their waiver\" if primary jurisdiction doctrine were \"of transcendent importance\" to administration of statute"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f3d/154/0404-01"
      ]
    },
    {
      "cite": "76 F.3d 1491",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        7639554
      ],
      "year": 1996,
      "pin_cites": [
        {
          "page": "1496",
          "parenthetical": "same"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f3d/76/1491-01"
      ]
    },
    {
      "cite": "307 F.3d 795",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "year": 2002,
      "pin_cites": [
        {
          "parenthetical": "\"Although the parties did not raise the question of primary jurisdiction, we may do so sua sponte11"
        }
      ],
      "opinion_index": 4
    },
    {
      "cite": "936 F.2d 630",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        10526585
      ],
      "year": 1991,
      "pin_cites": [
        {
          "page": "632",
          "parenthetical": "collecting cases"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f2d/936/0630-01"
      ]
    },
    {
      "cite": "693 F.2d 1113",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        10594453
      ],
      "weight": 4,
      "year": 1982,
      "pin_cites": [
        {
          "page": "1117"
        },
        {
          "page": "1119"
        },
        {
          "page": "1119"
        },
        {
          "page": "1119"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f2d/693/1113-01"
      ]
    },
    {
      "cite": "199 Ill. 2d 483",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        58949
      ],
      "weight": 2,
      "year": 2002,
      "pin_cites": [
        {
          "page": "504-05",
          "parenthetical": "and cases cited therein"
        },
        {
          "page": "504-05"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/199/0483-01"
      ]
    },
    {
      "cite": "38 Ill. 2d 223",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        2861276
      ],
      "year": 1967,
      "pin_cites": [
        {
          "page": "224-25"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/38/0223-01"
      ]
    },
    {
      "cite": "163 Ill. 2d 263",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        477978
      ],
      "year": 1994,
      "pin_cites": [
        {
          "page": "274"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/163/0263-01"
      ]
    },
    {
      "cite": "510 U.S. 355",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        230988
      ],
      "weight": 3,
      "year": 1994,
      "pin_cites": [
        {
          "parenthetical": "declining to invoke, sua sponte, primary jurisdiction doctrine where parties failed to brief or argue it"
        },
        {
          "parenthetical": "declining to invoke, sua sponte, primary jurisdiction doctrine where parties failed to brief or argue it"
        },
        {
          "parenthetical": "declining to invoke, sua sponte, primary jurisdiction doctrine where parties failed to brief or argue it"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/510/0355-01"
      ]
    },
    {
      "cite": "879 F.2d 240",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        10530698
      ],
      "year": 1989,
      "pin_cites": [
        {
          "page": "242"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f2d/879/0240-01"
      ]
    },
    {
      "cite": "51 F.3d 703",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        6115594,
        11353604
      ],
      "weight": 2,
      "year": 1995,
      "pin_cites": [
        {
          "page": "706"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/br/180/0703-01",
        "/f3d/51/0703-01"
      ]
    },
    {
      "cite": "96 L. Ed. 576",
      "category": "reporters:federal",
      "reporter": "L. Ed.",
      "year": 1952,
      "pin_cites": [
        {
          "page": "582"
        }
      ],
      "opinion_index": 4
    },
    {
      "cite": "342 U.S. 570",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        640781
      ],
      "weight": 2,
      "year": 1952,
      "pin_cites": [
        {
          "page": "574-75"
        },
        {
          "page": "494"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/342/0570-01"
      ]
    },
    {
      "cite": "412 U.S. 645",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        6174899
      ],
      "weight": 3,
      "year": 1973,
      "pin_cites": [
        {
          "page": "654"
        },
        {
          "page": "242"
        },
        {
          "page": "2494"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/412/0645-01"
      ]
    },
    {
      "cite": "112 Ill. 2d 428",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5537948
      ],
      "weight": 2,
      "year": 1986,
      "pin_cites": [
        {
          "page": "444-45"
        },
        {
          "page": "444-45",
          "parenthetical": "both cases quoting Far East Conference"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/112/0428-01"
      ]
    },
    {
      "cite": "400 U.S. 62",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        12046367
      ],
      "weight": 7,
      "year": 1970,
      "pin_cites": [
        {
          "page": "68"
        },
        {
          "page": "209"
        },
        {
          "page": "208",
          "parenthetical": "\"When there is a basis for judicial action, independent of agency proceedings, courts may route the threshold decision as to certain issues to the agency charged with primary responsibility for governmental supervision or control of the particular industry or activity involved\""
        },
        {
          "page": "68"
        },
        {
          "page": "208-09"
        },
        {
          "page": "68"
        },
        {
          "page": "208"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/400/0062-01"
      ]
    },
    {
      "cite": "352 U.S. 59",
      "category": "reporters:federal",
      "reporter": "U.S.",
      "case_ids": [
        6159339
      ],
      "weight": 8,
      "year": 1956,
      "pin_cites": [
        {
          "page": "64"
        },
        {
          "page": "132"
        },
        {
          "page": "165"
        },
        {
          "page": "64-65"
        },
        {
          "page": "64"
        },
        {
          "page": "63"
        },
        {
          "page": "64"
        },
        {
          "page": "64"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/us/352/0059-01"
      ]
    },
    {
      "cite": "307 Minn. 374",
      "category": "reporters:state",
      "reporter": "Minn.",
      "case_ids": [
        896630
      ],
      "weight": 4,
      "year": 1976,
      "pin_cites": [
        {
          "page": "380",
          "parenthetical": "\"The judicially created doctrine of primary jurisdiction is concerned with the orderly and sensible coordination of the work of agencies and courts\""
        },
        {
          "page": "319",
          "parenthetical": "\"The judicially created doctrine of primary jurisdiction is concerned with the orderly and sensible coordination of the work of agencies and courts\""
        },
        {
          "page": "380"
        },
        {
          "page": "319"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/minn/307/0374-01"
      ]
    },
    {
      "cite": "783 So. 2d 1029",
      "category": "reporters:state_regional",
      "reporter": "So. 2d",
      "case_ids": [
        11109364
      ],
      "year": 2001,
      "pin_cites": [
        {
          "page": "1037-38",
          "parenthetical": "\"It is also important to note that the application of the doctrine of primary jurisdiction is a matter of deference, policy and comity, not subject matter jurisdiction\""
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/so2d/783/1029-01"
      ]
    },
    {
      "cite": "142 Ill. App. 3d 917",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3448822
      ],
      "year": 1986,
      "pin_cites": [
        {
          "page": "931"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-app-3d/142/0917-01"
      ]
    },
    {
      "cite": "191 Ill. 2d 421",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        229704
      ],
      "weight": 2,
      "year": 2000,
      "pin_cites": [
        {
          "page": "428",
          "parenthetical": "\"noting doctrine of primary jurisdiction is not technically a question of jurisdiction at all but rather a question of judicial self-restraint and relations between the courts and administrative agencies\""
        },
        {
          "page": "428"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/191/0421-01"
      ]
    },
    {
      "cite": "171 S.E.2d 840",
      "category": "reporters:state_regional",
      "reporter": "S.E.2d",
      "weight": 2,
      "year": 1970,
      "pin_cites": [
        {
          "page": "843"
        },
        {
          "page": "842-43"
        }
      ],
      "opinion_index": 4
    },
    {
      "cite": "210 Va. 506",
      "category": "reporters:state",
      "reporter": "Va.",
      "case_ids": [
        2037650
      ],
      "weight": 2,
      "year": 1970,
      "pin_cites": [
        {
          "page": "509"
        },
        {
          "page": "509"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/va/210/0506-01"
      ]
    },
    {
      "cite": "846 F.2d 474",
      "category": "reporters:federal",
      "reporter": "F.2d",
      "case_ids": [
        1788374
      ],
      "weight": 2,
      "year": 1988,
      "pin_cites": [
        {
          "page": "476"
        },
        {
          "page": "475-76",
          "parenthetical": "addressing primary jurisdiction issue raised for first time in petition for rehearing"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/f2d/846/0474-01"
      ]
    },
    {
      "cite": "245 F.3d 809",
      "category": "reporters:federal",
      "reporter": "F.3d",
      "case_ids": [
        11117042,
        3677754
      ],
      "year": 2001,
      "opinion_index": 4,
      "case_paths": [
        "/f3d/245/0809-01",
        "/us-app-dc/345/0301-01"
      ]
    },
    {
      "cite": "118 F.T.C. 821",
      "category": "reporters:federal",
      "reporter": "F.T.C.",
      "year": 1994,
      "opinion_index": 4
    },
    {
      "cite": "162 Ill. 2d 314",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        477550
      ],
      "weight": 2,
      "year": 1994,
      "pin_cites": [
        {
          "parenthetical": "Heiple, J., dissenting, joined by Bilandic, C.J."
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/162/0314-01"
      ]
    },
    {
      "cite": "14 Ill. 2d 514",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        2769351
      ],
      "year": 1958,
      "pin_cites": [
        {
          "page": "519",
          "parenthetical": "and cases cited therein"
        }
      ],
      "opinion_index": 4,
      "case_paths": [
        "/ill-2d/14/0514-01"
      ]
    }
  ],
  "analysis": {
    "cardinality": 4945,
    "char_count": 329471,
    "ocr_confidence": 0.812,
    "pagerank": {
      "raw": 5.24454290385877e-07,
      "percentile": 0.9412583513556195
    },
    "sha256": "14af3b3b8bd56e12455c37f31c906ccac3b1103d6c652047ac0cc601f747e555",
    "simhash": "1:fbbe95e20fe8f7d0",
    "word_count": 52788
  },
  "last_updated": "2023-07-14T21:47:08.841300+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
  },
  "casebody": {
    "judges": [],
    "parties": [
      "SHARON A. PRICE et al., Appellees, v. PHILIP MORRIS, INC., Appellant."
    ],
    "opinions": [
      {
        "text": "JUSTICE CARMAN\ndelivered the opinion of the court:\nAfter a bench trial in the circuit court of Madison County, the court found defendant, Philip Morris USA, Inc. (PMUSA) (formerly known as Philip Morris, Inc.), liable for fraud in violation of the Consumer Fraud and Deceptive Business Practices Act (Consumer Fraud Act) (815 ILCS 505/1 et seq. (West 1998)), and the Uniform Deceptive Trade Practices Act (Deceptive Practices Act) (815 ILCS 510/1 et seq. (West 1998)), and awarded the estimated 1.14 million members of the plaintiff class compensatory and punitive damages, attorney fees, and prejudgment interest totaling $10.1 billion. We ordered that PMUSA\u2019s appeal be taken directly to this court pursuant to Supreme Court Rule 302(b) (134 Ill. 2d R. 302(b)).\nWe have permitted the Chamber of Commerce of the United States and the Illinois Chamber of Commerce; the National Association of Manufacturers and the Illinois Manufacturers\u2019 Association; and the Product Liability Advisory Council, Inc., to file briefs amici curiae on behalf of the defendants. We have also permitted Public Citizen, Inc., along with various public health organizations; economists Robert Solow and George Akerlof; the Trial Lawyers for Public Justice, along with various consumer advocacy groups; the American Medical Association, along with numerous medical societies; and the Citizens\u2019 Commission to Protect the Truth to file briefs amici curiae on behalf of the plaintiffs. 155 Ill. 2d R. 345. In addition, 11 Illinois law schools that, depending on the outcome of this appeal, may receive some of the proceeds of the punitive damages award have been permitted to intervene. 735 ILCS 5/2\u2014408 (West 2002).\nWe now reverse the judgment of the circuit court on the basis that this action is barred by section 10b (1) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 2000)).\nI. BACKGROUND\nA. History of FTC Regulation of the Cigarette Industry The immense documentary record reveals the following industry history, which is essentially undisputed.\nThe FTC\u2019s jurisdiction over the advertising and testing of cigarettes is premised on the Federal Trade Commission Act, section 45(a) of which declares unlawful: \u201cunfair methods of competition in or affecting commerce, and unfair and deceptive acts or practices in or affecting commerce.\u201d 15 U.S.C. \u00a7 45(a) (2000). As early as the 1930s, the FTC took action against tobacco companies that made unsupported claims about the health benefits of smoking their particular brand of cigarettes. See, e.g., Julep Tobacco Co., 27 F.T.C. 1637 (1938).\nIn September 1955, the FTC issued its first Cigarette Advertising Guidelines, which permitted cigarette manufacturers to make claims regarding tar and nicotine yields, but only if they could substantiate their claims by \u201ccompetent scientific proof\u201d:\n\u201cNo representation, claim, illustration, or combination thereof, should be made or used which directly or indirectly: 2. Represents that any brand of cigarette or the smoke therefrom is low in nicotine or tars, acids, resins, or other substances, by virtue of its ingredients, method of manufacture, length, added filter, or for any other reason or without any assigned reason, than any other brand or brands of cigarettes when it has not been established by competent scientific proof applicable at the time of dissemination that the claim is true and, if true, that such difference or differences are significant.\nNote: Words, including those relating to filtration, which imply lesser substances in the smoke, through filter comparisons or otherwise, are considered subject to this guide.\u201d 6 Trade Reg. Rep. (CCH) par. 39,012 (1988) (FTC Release, September 22, 1955, entitled \u201cGuides\u201d).\nDifferent manufacturers used different testing methods, however, making cross-brand comparison unreliable. In late 1959, the FTC Bureau of Consultation issued an industrywide advisory stating that \u201call representations of low or reduced tar or nicotine, whether by filtration or otherwise,\u201d would be construed as health claims. The purpose of the advisory and the accompanying demand for prompt compliance by the tobacco industry was to \u201celiminate from cigarette advertising representations which in any way imply health benefit.\u201d Letter of William H. Brain, Attorney, FTC Bureau of Consultation (December 17, 1959). The FTC indicated its intent to take enforcement action against cigarette manufacturers making such representations, effectively banning advertising regarding tar and nicotine levels. See 3 Trade Reg. Rep. (CCH) par. 7853.51, at 11,730 (1988) (reporting that, in 1960, the FTC and the tobacco industry reached an agreement that the companies would refrain from advertising tar and nicotine content).\nIn 1964, Dr. Luther Terry released the groundbreaking Report of the Surgeon General\u2019s Advisory Committee on Smoking and Health. The Report concluded that \u201c[c]igarette smoking is a health hazard of sufficient importance in the United States to warrant appropriate remedial action.\u201d Department of Health, Education, and Welfare, U.S. Surgeon General\u2019s Advisory Committee, Smoking and Health, at 33. Later that same year, the FTC promulgated a trade regulation rule defining it an unfair and deceptive act within the meaning of section 5 of the FTC Act to \u201cfail to disclose, clearly and prominently, in all advertising and on every pack, box, carton or other container in which cigarettes are sold to the consuming public that cigarette smoking is dangerous to health and may cause death from cancer or other diseases.\u201d Unfair or Deceptive Advertising and Labeling of Cigarettes in Relation to the Health Hazards of Smoking, 29 Fed. Reg. 8324, 8325 (1964).\nCongress\u2019 enactment in 1965 of the Federal Cigarette Labeling and Advertising Act (Labeling Act) (Pub. L. 89\u201492, 79 Stat. 282, codified at 15 U.S.C. \u00a7 1331 et seq. (2000)), contained a preemption provision that vacated the newly promulgated trade regulation rule. The Labeling Act served two purposes. First, it was intended to inform the public of the hazards of smoking. Second, it was designed to address the emerging problem of inconsistent state regulation of cigarette labeling and advertising. Pub. L. 89\u201492, \u00a7 2. The Labeling Act required manufacturers to place a specific warning label on all cigarette packs. Pub. L. 89\u201492, \u00a7 4. The Act also required both the Secretary of Health, Education, and Welfare and the FTC to make annual reports to Congress on the health consequences of smoking and the advertising and promotion of cigarettes. Pub. L. 89\u201492, \u00a7 5. (The content of the warning was subsequently revised on two occasions: in 1969, when the Labeling Act was amended by the Public Health Cigarette Smoking Act (Pub. L. 91\u2014222, 84 Stat. 87 (1969)), and in 1984, when the Labeling Act was again amended by the Comprehensive Smoking Education Act (Pub. L. 98\u2014474, 98 Stat. 2200 (1984)). Prior to the adoption of the 1984 revisions, both the FTC and the Surgeon General recommended to Congress that the required warnings address the phenomenon of compensation, which refers to smokers\u2019 alteration of smoking behavior to achieve their accustomed level of nicotine consumption. This recommendation was not adopted by Congress.)\nIn 1966, the United States Public Health Service reported that scientific evidence strongly suggested that the lower the levels of tar and nicotine in cigarette smoke, the less harmful the effects on the health of the smoker. United States Department of Health and Human Services, The Health Consequences of Smoking: The Changing Cigarette, at i (1981) (quoting 1966 statement by Public Health Service). Later that same year, the FTC announced that it had sent letters to each of the major United States cigarette manufacturers ending the ban on including tar and nicotine content on labels and in advertising of cigarettes. The letters stated:\n\u201cThe Cigarette Advertising Guides promulgated by the Commission in September 1955 provided that no representation should be made that any brand of cigarette or the smoke therefrom is low in nicotine or tars *** when it has not been established by competent scientific proof applicable at the time of dissemination that the claim is true, and if true, that such difference or differences are significant. On the basis of the facts now available to it, the Commission has determined that a factual statement of the tar and nicotine content (expressed in milligrams) of the mainstream smoke from a cigarette would not be in violation of such Guides, or of any of the provisions of law administered by the Commission, so long as (1) no collateral representation (other than factual statements of tar and nicotine contents of cigarettes offered for sale to the public) are made, expressly or by implication, as to reduction or elimination of health hazards, and (2) the statement of tar and nicotine content is supported by adequate records of tests conducted in accordance with the Cambridge Filter Method ... . It is the Commission\u2019s position that it is in the public interest to promote the dissemination of truthful information concerning cigarettes which may be material and desired by the consuming public.\u201d 6 Trade Reg. Rep. (CCH) par. 39,012.70 (1988).\nWhen public concern about the health effects of smoking began to increase, the FTC determined that it might be desirable for consumers to be able to choose among cigarette brands based on their yield of tar and nicotine. In support of this goal, the FTC, in 1967, adopted the \u201cCambridge Method\u201d (FTC method) as the single acceptable means of measuring tar and nicotine yields in cigarettes. The record is clear that both the FTC and the cigarette manufacturers were aware at that time that no method of measurement, including the FTC method, could accurately predict the actual exposure of individual smokers who smoked any particular brand of cigarette. The variations in smoking habits, including the phenomenon of compensation, are simply too complex to account for in any uniform test. However, despite this awareness that the test data would not be accurate as to any individual smoker, the FTC found this concern outweighed by the need for a basis for comparison among brands. Thus, the FTC method was adopted for the purpose of providing a consistent benchmark, not as a means of measuring the actual exposure of individual smokers to tar and nicotine. FTC Press Release\u2014Statement of Considerations 2 (August 1, 1967).\nThe FTC later declared that a manufacturer\u2019s use of tar and nicotine measurements based on the FTC method would be deemed substantiated and would not result in any regulatory action. Eventually, the FTC authorized cigarette manufacturers to include in their advertising a statement of the tar and nicotine content of their cigarettes, expressed in milligrams, as measured by the FTC method. Indeed, the FTC itself presented these measurements in its reports to Congress and published the data for circulation to consumers. 4 Trade Reg. Rep. (CCH) par. 39,012.70. See also Letter from Federal Trade Commission to major cigarette manufacturers and to Robert B. Meyner, Administrator of the Cigarette Advertising Code (March 25, 1966).\nThe FTC made its first Report to Congress, pursuant to the Labeling Act, in 1967. In that report, the FTC recommended that Congress strengthen the language of the warning statement that was then required on all cigarette packages. The warning statement stated that cigarette smoking \u201cmay be hazardous\u201d to health. The FTC recommended a more direct statement that smoking is hazardous to health. The FTC also recommended that a \u201cstatement setting forth the tar and nicotine content of each cigarette should be required to appear on the package and in all cigarette advertising.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 30 (June 30, 1967). The recommendations were not adopted at that time.\nIn its 1968 Report to Congress, the FTC responded to the emerging consensus regarding the possible benefit to smokers of reducing tar and nicotine yields. \u201cBased upon the proposition that lower yield cigarettes present a lessened hazard to the American public,\u201d the Commission explained, it had acted during the previous year to: \u201c(1) augment information available to the public on the tar and nicotine content of cigarettes and (2) prompt cigarette manufacturers to develop less hazardous cigarettes.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 17 (June 30, 1968). However, the FTC observed:\n\u201cAn analysis of sales data provided by cigarette manufacturers indicates that sales of comparatively low yield cigarettes, e.g., for purposes of this report only, those having 15 milligrams (mg.) of tar or less, have not been extensive thus far. Three categories of cigarettes, classified according to tar yields, divided the market in 1967 as follows: 15 mg. and under\u20142%; 16-21 mg.\u201459%; 22 mg. and over\u201439%.\u201d (Emphasis added.) Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 19 (June 30, 1968).\nThe 1968 report also reported that only a small number of companies were making voluntary tar and nicotine disclosures on their packaging, despite there being \u201cevery reason to believe that the promotion of low tar and nicotine yield cigarettes can be profitable.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 19 (June 30, 1968). \u201c[R]ather than alert smokers to less hazardous low yield cigarettes, advertisers sought for the most part to allay smoker anxiety by proclaiming the wonders of their filters.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 19 (June 30, 1968).\nIn its 1969 Report to Congress, the FTC continued to press for mandatory disclosure of tar and nicotine content on each cigarette package and in all cigarette advertising and for stronger warnings. In addition, the FTC urged repeal of the Labeling Act and a complete ban on cigarette advertising on television and radio. Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 35 (June 30, 1969). Congress did not adopt these recommendations.\nA subsequent FTC proposal that would have declared it an unfair or deceptive practice under section 5 of the FTC Act for cigarette manufacturers to fail to disclose in their advertising the tar and nicotine content of the product, based on the most recent FTC test results (see 35 Fed. Reg. 12,671 (August 8, 1970)), was dropped after five major industry members and three of the smaller companies voluntarily agreed to provide this information on all cigarette packages (see 36 Fed. Reg. 784 (1971)). See also Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 18-19 (December 31, 1970).\nThe voluntary approach was seen by the FTC as a more efficient means of accomplishing its goal. As then-chairman Fitzpatrick said, \u201cTrade regulation rules, if contested in the courts, might take a long time to become effective. A workable voluntary plan by the industry could be put into effect immediately.\u201d (As late as 1997, the voluntary agreement remained in effect. See Cigarette Testing; Request for Public Comment, Federal Trade Commission, 62 Fed. Reg. 48,158 (September 12, 1997). Nothing in the record suggests that the agreement has been terminated since that date.) As a result of this voluntary agreement, PMUSA and the other major manufacturers of cigarettes have, since 1971, included information on tar and nicotine yields as measured by the FTC method on packaging and in advertising. See Federal Trade Commission, Staff Report on the Cigarette Advertising Investigation, May 1981, at 4\u20145.\nThe descriptor \u201clow tar\u201d began to appear in cigarette advertising by the late 1960s as the industry responded to public interest in lowered tar and nicotine by adopting innovations, such as the use of filters, aeration holes, or wrapping paper that burned more quickly. Each of these innovations caused reductions in the amounts of tar and nicotine measured by the FTC method. As noted above, the FTC and industry members were well aware that the FTC method did not replicate actual smoking behavior. They were also aware that smokers who switched from a brand that was higher in tar and nicotine to a brand with one of these features tended to compensate by smoking more cigarettes or by smoking differently.\nIn 1969, the FTC informed cigarette manufacturer American Brands of its intent to charge the company with engaging in unfair, misleading, and deceptive advertising with respect to the tar content of its Pall Mall and Lucky Strike cigarettes. (American Brands, Inc., was formed in 1969 as the parent company of the American Tobacco Company, which traced its corporate roots to the founding of W. Duke & Sons in North Carolina in 1864.)\nShortly thereafter, but before a formal complaint was filed, the Code Authority of the National Association of Broadcasters sought an advisory opinion from the FTC. See 16 C.F.R. \u00a7 1.1 (permitting any person, partnership, or corporation to request advice from the FTC \u201cwith respect to a course of action which the requesting party proposes to pursue\u201d). By letter to the FTC, the Code Authority inquired whether the FTC had formulated a policy regarding the use of words such as \u201clow,\u201d \u201clower,\u201d and \u201creduced\u201d in describing the level of tar and nicotine in cigarettes. American Brands, Inc., 77 F.T.C. 1623 (1970). The FTC responded, by letter, that \u201cthe use of \u2018low\u2019 and \u2018less\u2019 or similar words when describing tar and nicotine content, create[s] an imprecise picture, which, absent a full and fair disclosure, could lead to a mistaken conclusion that the advertised brand is lower in tar and nicotine than many other brands.\u201d American Brands, Inc., 77 F.T.C. at 1624. The FTC also stated that the \u201cdegree of imprecision created would vary,\u201d depending on what representations were being made and the actual tar and nicotine levels of the advertised cigarette, but that \u201cimprecision could almost always be avoided\u201d if \u201cclear and conspicuous disclosure\u201d was made of the tar and nicotine content, in milligrams, of the advertised cigarette, that brand to which it was being compared, and the domestic cigarettes with the highest and lowest yields. American Brands, Inc., 77 F.T.C. at 1624. The FTC further advised the Code Authority that all representations regarding tar and nicotine levels in cigarette advertising should be based on recent test results. Finally, because the topic was of substantial public interest, the exchange of correspondence between the FTC and the Code Authority was made public. American Brands, Inc., 77 F.T.C. at 1624.\nOn April 1, 1970, the Public Health Cigarette Smoking Act became law, making several significant changes to the Labeling Act. Pub. L. 91\u2014222, 84 Stat. 87 (1969). First, since November 1970, all cigarette packages have been required to carry the following warning statement: \u201cWarning: The Surgeon General Has Determined That Cigarette Smoking Is Dangerous To Your Health.\u201d Pub. L. 91\u2014222, \u00a7 4. Second, since January 2, 1971, the Public Health Cigarette Smoking Act has barred cigarette advertising from television and radio. Pub. L. 91\u2014222, \u00a7 6. And, third, a new preemption provision forbids any \u201crequirement or prohibition based on smoking and health *** imposed under State law with respect to the advertising or promotion of cigarettes.\u201d Pub. L. 91\u2014222, \u00a7 5(b). As the new preemption provision was directed only at actions by the states, the FTC remained free to regulate cigarette advertising. See Lorillard Tobacco Co. v. Reilly, 533 U.S. 525, 545, 150 L. Ed. 2d 532, 553, 121 S. Ct. 2404, 2416-17 (2001).\nIn its 1970 Report to Congress, the FTC described the exchange with the Code Authority under the heading \u201cVoluntary Regulation.\u201d The FTC reported that the Code Authority had \u201cadopted as its policy a position similar to the order\u201d that the FTC \u201cbelieved to be appropriate\u201d as a resolution of its pending complaint against American Brands. The FTC\u2019s clearly stated policy was that:\n\u201cif a broadcast cigarette advertisement used comparative language such as Tow\u2019 or \u2018lower\u2019 to describe the tar and nicotine content of the advertised cigarette, the advertisement must also disclose:\n1. The tar and nicotine content in milligrams of the advertised cigarette;\n2. The tar and nicotine content in milligrams of the lowest and highest yield domestic cigarettes; and\n3. If the tar and nicotine content of the advertised cigarette is compared to any other specific cigarette, the brand name and tar and nicotine content in milligrams of the smoke produced by such other cigarettes.\u201d Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 21 (December 31, 1970).\nOne result of the advisory opinion rendered to the Code Authority, according to the Report, was that several television commercials had been withdrawn and that only two brands made comparative claims in broadcast advertisements during 1970. Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 21 (December 31, 1970).\nSubsequently, when the formal complaint against American Brands was filed, the FTC accused the company of creating the false impression that its cigarettes were low in tar when, in fact, Pall Mall Gold 100s and Lucky Filters contained approximately 20 and 21 milligrams of tar, respectively, at a time when the brand containing the lowest level of tar contained only 4 milligrams. In re American Brands, Inc., 79 F.T.C. 225 (1971). By this time, the voluntary agreement had been reached, but American Brands had not signed on to it.\nThe dispute between the FTC and American Brands was resolved in 1971, with the entry of a consent order that required American Brands to cease and desist from:\n\u201cStating in advertising that any cigarette manufactured by it, or the smoke therefrom is low or lower in \u2018tar\u2019 by use of the words \u2018low,\u2019 \u2018lower,\u2019 or \u2018reduced\u2019 or like qualifying terms, unless the statement is accompanied by a clear and conspicuous disclosure of:\n1. The \u2018tar\u2019 and nicotine content in milligrams of the smoke produced by the advertised cigarette; and\n2. If the \u2018tar\u2019 content of the advertised brand is compared to that of another brand or brands of cigarette, (a) the \u2018tar\u2019 and nicotine content in milligrams of the smoke produced by that brand or those brands of cigarette, and (b) the \u2018tar\u2019 and nicotine content in milligrams of the lowest yield domestic cigarette.\u201d American Brands, 79 F.T.C. at 225.\nThe consent order further defined the term \u201ctar\u201d as \u201cthe total particulate matter in the mainstream smoke of cigarettes as determined by the testing method employed by the Federal Trade Commission in its testing of the smoke of domestic cigarettes.\u201d American Brands, 79 F.T.C. at 225.\nThe content of the consent order was slightly different from that of the order the FTC anticipated in its 1970 Report to Congress. Significantly, the FTC originally intended to require that any claim of low or lower tar be accompanied not only by the tar and nicotine content in milligrams, but also by the tar and nicotine content of the lowest yield domestic cigarette. See Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 21 (December 31, 1970). In the end, the order allowed the use of the words \u201c \u2018low,\u2019 \u2018lower,\u2019 or \u2018reduced\u2019 or like quahfying terms,\u201d so long as the tar and nicotine content of the cigarette being advertised was clearly and conspicuously disclosed. Only if the advertised brand was being compared to another specific brand or brands of cigarettes was the manufacturer required to disclose the additional information.\nLater in 1971, after having reached a voluntary agreement with most cigarette manufacturers to disclose tar and nicotine levels in their advertising (and having obtained the compliance of American Brands and other nonsigners through the 1971 consent order), the FTC announced its intention to file complaints against six cigarette companies if they failed to display in their advertising, clearly and conspicuously, the same warning that Congress had already required on cigarette packages. Again, negotiations between the FTC and the major cigarette manufacturers resulted in the entry of a consent order. In re Lorillard, 80 F.T.C. 455 (1972). (In 1975, the FTC sought civil penalties against the six major cigarette manufacturers for violations of these consent orders. See United States v. R.J. Reynolds Tobacco Co., No. 76 Civ. 813 (JMC) (S.D.N.Y. February 20, 1981) (disposing of last remaining enforcement action after five other companies entered into consent judgment approved by the FTC).)\nIn its 1971 Report to Congress, the FTC described the resolution of the American Brands dispute via consent order as part of its \u201c[rjegulatory activity\u201d for the year. Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 13\u201414 (December 31, 1971). In addition, the FTC reported under the heading of \u201cRegulatory activity\u201d its \u201cextended negotiations\u201d with \u201csix proposed respondents\u201d in the Lorillard matter. Settlement by consent order would \u201cmeet the public interest in this matter\u201d and would \u201ctake effect much sooner than orders resulting from adjudicative proceedings.\u201d Such orders, the FTC observed, would \u201ccarry the force of law\u201d and violation of the orders could carry civil penalties. The FTC did not comment on the effect or application of the orders on companies that were not parties thereto. Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 16 (December 31, 1971).\nBy the early 1970s, in addition to including the tar and nicotine content numbers in their packaging and advertising in accordance with the voluntary plan and the 1971 and 1972 consent orders, several manufacturers were advertising their products as being \u201clow\u201d or \u201clower\u201d in either or both tar and nicotine. Vantage, True, and Doral, for example, were advertised as low tar and nicotine cigarettes. Pall Mall Extra Mild, Silva Thins, Pall Mall Gold 100s, Lucky Ten, Carlton, and Iceberg 10 were advertised as low or lower in tar. Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 5 (December 31, 1973). In its 1974 Report to Congress, the FTC noted that \u201cas the manufacturers of Raleighs, Kools, Pall Malls, Viceroy\u2019s and Marlboros are doing, Winston now offers a Winston Light with lowered \u2018tar\u2019 and nicotine content.\u201d Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 5 (December 31, 1974).\nBy 1978, the FTC was reporting to Congress that low tar cigarettes, which it defined as those with 15 milligrams or less of tar, had increased in market share from 2% in 1967 to 28% in 1978. Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 3 (1978). In addition, the FTC noted that \u201c[mjarketing shifts to lower \u2018tar\u2019 and nicotine cigarettes may be another way of assessing the effects of health warnings.\u201d The increasing market share of the low tar brands was seen as an indication that the public health message was reaching consumers. The FTC also noted, however, that \u201c[wjhile there is evidence suggesting that cigarettes with lower \u2018tar\u2019 and nicotine are less hazardous, the evidence is not conclusive and even the lowest yield of cigarettes presents health hazards much higher than would be encountered without smoking at all.\u201d Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 3 (1978).\nBy 1979, the FTC was reporting that the market share of low tar cigarettes had increased to 40.9%. Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 8 (1979). In this report, the FTC provided data on the total advertising expenditures and market shares for cigarettes with 15, 12, 9, 6, and 3 milligrams of tar. The report noted that advertisers sometimes described cigarettes with 3 milligrams or less of tar as \u201cultra low \u2018tar.\u2019 \u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 11 (1979). In a footnote, the FTC stated that it had not defined \u201c \u2018ultra-low tar\u2019, or any term related to \u2018tar\u2019 level except for \u2018low tar\u2019, which the FTC defines as 15.0 mg. or less tar.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, 1979, at 11 n.8 (1979). \u201cAs a result,\u201d the FTC observed, \u201cadvertisers use a variety of terms to distinguish among \u2018tar\u2019 levels.\u201d Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 11 n.8 (1979). (An identical footnote appeared in the FTC\u2019s 1980 Report to Congress. Federal Trade Commission, Report to Congress Pursuant to the Federal Cigarette Labeling and Advertising Act, at 11 n.8 (November 15, 1982).)\nThe FTC also employed the term \u201clow \u2018tar\u2019 \u201d when it issued a press release on December 15, 1981, announcing the release of a report entitled \u201cReport of \u2018Tar,\u2019 Nicotine and Carbon Monoxide of the Smoke of 200 Varieties of Cigarettes.\u201d The lead paragraph in the press release stated that \u201cTest results released today by the Federal Trade Commission show an increase in the number of cigarettes with low \u2018tar,\u2019 nicotine and carbon monoxide levels.\u201d In addition, the report showed that 150 of the 200 brands tested had 15 milligrams or less tar, compared to 125 of 187 brands tested the previous May. FTC Press Release\u2014FTC Cigarette Report Shows More Brands on Market with Low \u201cTar,\u201d Nicotine, Carbon Monoxide Levels (December 15, 1981).\nOver the years, the FTC conducted multiple investigations regarding the use of tar and nicotine levels and of descriptors such as \u201clights\u201d and \u201clow tar\u201d in cigarette advertising. Such investigations took place in 1976, 1981, 1988, and 1992.\nIn 1981, the FTC concluded that the warning on cigarette packages and in cigarette advertising was not effective and did not provide sufficient information to consumers regarding the health risks of smoking. Federal Trade Commission, Staff Report on the Cigarette Advertising Investigation, May 1981, at 4\u20147. The staff report concluded that even though warnings and disclosure of FTC test measurements of tar and nicotine were required by the FTC, the then-current state of cigarette advertising might be deemed deceptive under section 5 of the FTC Act because a substantial segment of the purchasing public was likely to be deceived. Federal Trade Commission, Staff Report on the Cigarette Advertising Investigation, May 1981, at 4\u201417. This conclusion was based on data in the report indicating that a large portion of the public lacked sufficient knowledge of the hazards of cigarette smoking. Federal Trade Commission, Staff Report on the Cigarette Advertising Investigation, May 1981, at 4\u201421, 4\u201436. The Commissioners unanimously agreed that this staff report should be transmitted to Congress. With only one Commissioner objecting, the staff report was released to the public. The entire Commission endorsed the substance of the report. See letter from David A. Clanton, Acting Chairman of the FTC, to George Bush, Vice President (May 21, 1981) (transmitting the staff report to the Senate). Nevertheless, neither the FTC nor Congress acted upon this staff suggestion that cigarette advertising under the then-current FTC policy and regulations should be deemed deceptive.\nAlso in 1981, the FTC began an investigation of Barclay cigarettes. The investigation was triggered by complaints from manufacturer Brown & Williamson\u2019s competitors, who claimed that the design of the Barclay filter caused it to falsely register very low tar measurements on the FTC smoking machine. Federal Trade Comm\u2019n v. Brown & Williamson Tobacco Corp., 778 F.2d 35, 37 (D.C. Cir. 1985). The FTC determined that the Barclay claim of 1 milligram of tar was false and deceptive and attempted to require Brown & Williamson (B&W) to state an estimated tar content of 3 to 7 milligrams. B&W refused, but changed its advertisements to state that the 1 milligram tar measurement was obtained using a method recognized by \u201cindependent laboratories.\u201d Brown & Williamson, 778 F.2d at 38. The FTC thereafter sought an injunction to prevent such advertising and the district court granted injunctive relief. The Court of Appeals, although affirming the finding that B&W violated section 5 of the FTC act (Brown & Wil liamson, 778 F.2d at 43), reversed on first amendment grounds (Brown & Williamson, 778 F.2d at 45).\nAfter the 1988 investigation, the FTC recommended to Congress that it not adopt a proposed amendment to the Labeling Act that would have permitted states to impose additional duties with respect to such advertising. The FTC argued that allowing individual states to impose their own rules would conflict with the FTC program.\nIn the 1992 investigation, the FTC considered whether the use of terms such as \u201clow tar\u201d and \u201clight\u201d in cigarette advertising should be banned because they were deceptive, given what was known about the limits of the FTC method and the real-world phenomenon of compensation by smokers. The FTC concluded, however, that if the use of such terms was substantiated by FTC method results, they were not false, unfair, or misleading under the provisions of the FTC Act.\nIn the course of at least two of the investigations, the FTC reexamined the test method and considered whether the protocol should be changed to render it a more accurate representation of human behavior, given the changes in cigarette design. In both cases, the FTC solicited public comment on the FTC method. The first reexamination occurred in 1977 and was triggered by the suggestion of Lorillard, Inc., that the protocol of the FTC method be changed so that the cigarette being tested would not be inserted quite as far into the machine. Lorillard\u2019s concern was that when its cigarettes were inserted to the prescribed depth, the machine blocked the ventilation holes, resulting in a higher tar and nicotine rating than if the holes had remained uncovered. In the end, Lorillard was the only industry member to advocate altering the standard insertion depth. The FTC concluded that the protocol should not be changed. The agency reiterated its 1967 statement that the purpose of the testing was not to predict the tar and nicotine exposure of any individual smoker but, rather, to determine the amount of tar and nicotine generated when the cigarette was smoked by a machine under a prescribed protocol. 43 Fed. Reg. 11,856 (March 22, 1978). Noting that innovations such as aerated filters had complicated the task of providing comparability among cigarette brands, the FTC concluded that \u201ca change in the insertion depth would cause a lack of continuity with previous test results.\u201d 43 Fed. Reg. 11,856-57 (March 22, 1978). Further, the FTC noted that if a consumer \u201csmoked each different cigarette the same way, he would inhale \u2018tar\u2019 and nicotine in amounts proportional to the relative values of the FTC figures.\u201d 43 Fed. Reg. 11,856 (March 22, 1978). Thus, \u201cin the absence of information indicating that a new insertion depth would be more consistent with the manner in which smokers insert cigarettes in actual use,\u201d the FTC decided not to modify the protocol. 43 Fed. Reg. 11,857 (March 22, 1978). In the end, the FTC concluded this investigation by issuing an advisory opinion stating that the tar values set forth in cigarette advertisements must be consistent with the latest applicable FTC tar number, based on the FTC methodology, and that any tar and nicotine claims not so substantiated were not permitted. See In re Lorillard, 92 F.T.C. 1035 (1978).\nThe second reexamination of the FTC method occurred in the early 1980s, when some manufacturers began using channel ventilation systems rather than airholes. The channels remained open when the cigarettes were inserted in the machine, yielding very low numbers. Competitors complained that the results were inaccurate because the channels did not remain open when the cigarette was in the hands of an actual smoker. In addition to initiating the Barclay investigation, noted above, the FTC invited public comment on this development and on possible modifications of its method that might render it a more accurate representation of actual smoking behavior. 48 Fed. Reg. 15,953-54 (April 13, 1983). The FTC also asked for comments on whether such modifications might result in unintended consequences or affect further innovation in cigarette design. 48 Fed. Reg. 15,954-55 (April 13, 1983). In addition, the FTC sought comment on the possibility of using a system of ranges or \u201cbands\u201d of tar content, as opposed to specific numerical values expressed in milligrams of tar. Finally, the FTC reiterated its long-standing position that its ratings were intended to be relative, not absolute, even as it posed the question: \u201cshould consumers be advised that the cigarettes\u2019 actual \u2018tar\u2019 delivery depends on how it is smoked?\u201d 48 Fed. Reg. 15,955 (April 13, 1983).\nComments were received not only from those in the cigarette industry, but also from a number of health organizations. The opinions expressed were widely disparate, ranging from a call for development of a testing system that did approximate actual smoking behavior to a suggestion that all such testing be abolished. In response to the idea of a \u201cbanding\u201d system, which would categorize cigarettes as high tar, medium tar, low tar, and ultra low tar, several manufacturers noted that this would tend to concentrate brands near the upper level of each range, in contrast to the existing system that gave manufacturers an incentive to create a product that would deliver the lowest possible level of tar. In the absence of a consensus on any means of eliminating or reducing the limitations of the FTC test method, the FTC made no changes to its testing methodology.\nThe issue of cigarette labeling and advertising rules remained status quo until February 27, 1992, when The Coalition on Smoking OR Health (made up of the American Heart Association, the American Lung Association, and the American Cancer Society), filed a petition with the FTC in which it sought the issuance of an administrative complaint against PMUSA and other tobacco companies pursuant to section 5 of the FTC Act. Specifically, the Coalition alleged that PMUSA\u2019s labeling and advertising of one of its low tar products and similar labeling and advertising by other manufacturers were false and misleading because the use of terms such as \u201clow tar,\u201d \u201clight,\u201d and \u201cultra low tar\u201d falsely implied that these cigarettes were safer than other products. The Coalition charged that the failure of PMUSA and other manufacturers \u201cto disclose that while the tar yield of their low tar cigarettes may be less than other tobacco-related products, there are numerous known carcinogens in the constituents of these tobacco products, carcinogens which pose a health hazard to the consumer,\u201d and that this failure to make such additional disclosures \u201cis a material omission in violation of the Federal Trade Commission Act.\u201d Petition of The Coalition on Smoking OR Health before the Federal Trade Commission, par. 25 (February 27, 1992).\nThe FTC responded to the Coalition\u2019s petition by means of a letter from C. Lee Peeler, the Associate Director of the FTC. Peeler\u2019s letter stated that after giving careful consideration to the questions raised in the Coalition\u2019s petition, the FTC had asked the National Cancer Institute (NCI) to convene a \u201cconsensus conference\u201d on this topic. Letter from C. Lee Peeler to Matthew L. Myers, Counsel to Coalition on Smoking OR Health (August 8, 1994).\nThe National Cancer Institute Conference on the FTC Cigarette Test Method was also brought about by the request of Representative Henry A. Waxman, chairman of the Subcommittee on Health and the Environment of the House Committee on Energy and Commerce, who asked the NCI to convene a conference to review the FTC\u2019s method of determining the relative tar and nicotine content of cigarettes. At the \u201cdirection of the Commission,\u201d the FTC chairman wrote to the NCI director, noting the substantial overlap between the issues identified by Chairman Waxman and those the FTC was then examining. The FTC chair asked that the consensus conference \u201cprovide a comprehensive review of the existing scientific evidence on issues relating to low-tar and ultra-low tar cigarettes.\u201d The letter further asked that the conference consider whether the \u201ccurrent rating system is sufficiently flawed as to pose harm to consumers who rely on the ratings.\u201d Among the list of specifically suggested topics for the conference, the letter listed:\n\u201care low-tar cigarettes (cigarettes rated at 15 mg. or less of tar) less dangerous than high-tar cigarettes (those rated at more than 15 mg. of tar) and, if so, what is the extent of their health benefit?\u201d\nand:\n\u201care ultra low-tar cigarettes (cigarettes rated at 6 mg. or less of tar) less dangerous than low-tar and/or high-tar cigarettes and, if so, what is the extent of their health benefit?\u201d\nLetter from Janet D. Steiger, FTC Chairman, to Samuel Broder, M.D., Director, National Cancer Institute (July 20, 1994).\nThe conference was held on December 5 and 6, 1994, in Bethesda, Maryland. The conferees concluded that yield numbers and descriptors of yield numbers, such as \u201clight\u201d and \u201cultra light,\u201d were health claims. They recommended that such numbers and descriptors in labeling and advertising be accompanied by appropriate disclaimers as to health consequences of smoking, but did not recommend banning such descriptors. See NCI Monograph 7: The FTC Cigarette Testing Method for Determining Tar, Nicotine, and Carbon Monoxide Yields of U.S. Cigarettes (1996). The FTC, in the end, did not adopt a trade regulation rule or take other regulatory action to require such disclaimers for light and low-tar descriptors.\nIn 1994, the FTC initiated an investigation into the practices of the American Tobacco Company, which by this time had been sold by its corporate parent, American Brands. American Tobacco was advertising its Carlton brand cigarettes by showing 10 packs of Carltons next to a single pack of another brand. The tar and nicotine ratings for each brand was shown, along with a claim that 10 packs of Carltons had less tar than one pack of the other brand. In other ads, the claim was made that an entire carton of Carltons had less tar than a single pack of the other brand. The FTC complaint alleged that these ads were false and misleading because consumers would not, in fact, get less tar by smoking 10 packs of Carlton than by smoking one pack of the other brands. Although the other cigarettes were, indeed, rated as having 10 times or more tar, measured in milligrams, than Carl-tons, \u201cthose ratings are obtained through smoking machine tests that do not reflect actual smoking, in part because the machines do not take into account such behavior as compensatory smoking.\u201d In re American Tobacco Co., 119 F.T.C. 3 (1995).\nAgain, the matter was resolved by agreement. American Tobacco agreed to abandon any representation of the tar and nicotine levels of Carlton cigarettes by using \u201ca numerical multiple, fraction or ratio\u201d of the tar or nicotine levels of other brands or by depicting more than one pack of Carltons versus one pack of any other brand. The agreed order provided, further, that \u201cpresentation of the tar and/or nicotine ratings of any of respondent\u2019s brands of cigarettes and the tar and/or nicotine ratings of any other brand (with or without an express or implied representation that respondent\u2019s brand is \u2018low,\u2019 \u2018lower,\u2019 or \u2018lowest\u2019 in tar and/or nicotine) shall not be deemed\u201d to violate the ban on numerical comparisons. American Tobacco, 119 F.T.C. at 11. Prior to the entry of the agreed order, the FTC described this provision as a \u201climited \u2018safe harbor\u2019 for advertising that complies with certain requirements in its use of official tar and nicotine ratings.\u201d Analysis of Proposed Consent Order to Aid Public Comment, In re American Tobacco Co., F.T.C. File No. 932 2268 (August 31, 1994).\nMost recently, in 1997, the FTC solicited public comment on various proposals for altering the FTC testing method and for changing cigarette advertising so that it would more accurately reflect the limits of the testing method. The request for comment explained that the 1970 voluntary agreement between the FTC and most cigarette manufacturers \u201cremains in effect today, and it forms the basis for current disclosure of tar and nicotine yield.\u201d The request for comment also raised the issue of compensation and noted the inability of the current testing method to allow for compensatory behavior by smokers. See Cigarette Testing: Request for Public Comment, Federal Trade Commission, 62 Fed. Reg. 48,158 (September 12, 1997). The record suggests that this inquiry is still ongoing.\nB. PMUSA\u2019s Marlboro Lights and Cambridge Lights\nAgainst this industry backdrop, in 1971, PMUSA responded to increasing consumer concerns about the health effects of smoking by introducing Marlboro Lights cigarettes as an alternative to its Marlboro Reds. PMUSA began selling Cambridge Lights in 1986. In addition to the use of the word \u201clight\u201d in the names of these new products, which suggested that they were in some way \u201clighter\u201d than their \u201cfull-flavored\u201d counterparts, the Marlboro Lights label promised \u201clowered tar and nicotine.\u201d\nMarlboro Lights became the most popular cigarette brand in the country and inspired many imitators. Light cigarettes, including the PMUSA brands, eventually constituted 89% of the United States cigarette market.\nThe tobacco contained in Marlboro Lights did not carry any less tar or nicotine than the tobacco in so-called \u201cfull-flavor\u201d cigarettes. Instead, the claim of low tar and nicotine was premised on the use of a different type of filter, which was designed to dilute the smoke and to make it more difficult for the smoker to draw smoke, and therefore tar and nicotine, into his or her lungs. When subjected to testing by the FTC method, Lights indeed delivered less tar and nicotine.\nIn actual experience, however, smokers who changed from regular cigarettes to Lights were likely to compensate for the lower amount of nicotine delivered by the more restrictive filter by smoking more cigarettes, smoking them longer, taking more frequent drags as they smoked, or inhaling more deeply. As a result, many smokers of Lights likely inhaled just as much tar as they would have had they remained smokers of regular cigarettes.\nC. Procedural History\n1. The Pleadings\nOn February 10, 2000, plaintiffs, as individuals and on behalf of a class of similarly situated individuals, brought this lawsuit alleging violations of the Consumer Fraud Act and the Deceptive Practices Act. They did not seek damages for the health effects, if any, of their consumption of Lights. Instead, they sought only economic damages based on their claim of having purchased a product in reliance on statements by PMUSA that were fraudulent, deceptive, and unfair.\nIn response to plaintiffs\u2019 first amended complaint, PMUSA raised 27 separate affirmative defenses including laches, waiver, the statute of limitations, federal preemption, and the statutory exemption contained in section 10b (1) of the Consumer Fraud Act for conduct that is specifically authorized by a state or federal regulatory body (815 ILCS 505/10b(l) (West 1998)).\nOn February 11, 2003, plaintiffs filed their second amended complaint and a motion for withdrawal of three of the five named plaintiffs, which was granted by the circuit court.\nThe second amended complaint establishes the parameters of this litigation. The relevant factual allegations contained in plaintiffs\u2019 second amended complaint are:\n\u201c7. At all relevant times, Defendant sold and packaged Cambridge Lights and Marlboro Lights as \u2018light\u2019 and as having decreased tar and nicotine.\n8. While marketing and promoting decreased tar and nicotine deliveries, Defendant designed Cambridge Lights and Marlboro Lights cigarettes to register lower levels of tar and nicotine to the \u2018Cambridge\u2019 or \u2018Ogg\u2019 testing apparatus\u2014the testing machine used by the tobacco industry to \u2018measure\u2019 tar and nicotine levels in cigarettes\u2014than would be delivered to the consumers of the product. Defendant controlled the tar and nicotine delivery of Cambridge Lights and Marlboro Lights under machine testing conditions to achieve apparent support for their representations that their Cambridge Lights and Marlboro Lights cigarettes are \u2018light\u2019 and contain decreased tar and nicotine and that their Marlboro Lights cigarettes contain \u2018lowered tar and nicotine.\u2019\n9. Defendant\u2019s representation that Cambridge Lights and Marlboro Lights cigarettes are lower in tar and nicotine than regular cigarettes is deceptive and misleading.\n10. Not only do consumers receive higher levels of tar and nicotine than the testing apparatus registers, the smoke produced by Cambridge Lights and Marlboro Lights is more mutagenic (causing genetic and chromosomal damage) per milligram of tar than \u2018regular\u2019 cigarettes.\u201d\nPlaintiffs\u2019 second amended complaint further alleged the following \u201cdeceptive and unlawful conduct\u201d by PMUSA in connection with its \u201cmanufacture, distribution, and marketing and sale of Cambridge Lights and Marlboro Lights cigarettes\u201d:\n\u201ca. falsely and/or misleadingly representing that their product is \u2018light\u2019 and/or delivers lowered tar and nicotine in comparison to regular cigarettes;\nb. describing the product as light when the so-called lowered tar and nicotine deliveries depended on deceptive changes in cigarette design and composition that dilute the tar and nicotine content of smoke per puff as measured by the industry standard testing apparatus, but not when used by the consumer.\nc. intentionally manipulating the design and content of Cambridge Lights and Marlboro Lights cigarettes in order to maximize nicotine delivery while falsely and/or deceptively claiming lowered tar and nicotine. These manipulations include, but are not limited to, the modification of tobacco blend, weight, rod length, and circumference; the use of reconstituted tobacco sheets and/or expanded tobacco; and the increase of smoke pH levels by chemical processing and additives, such as ammonia, which resulted in the delivery of greater amounts of tar and nicotine when smoked under actual conditions than Defendant represented by use of the \u2018light\u2019 description;\nd. employing techniques that purportedly reduce machine-measured levels of tar and nicotine in Cambridge Lights and Marlboro Lights cigarettes, while actually increasing the harmful biological effects, including mutagenicity (genetic and chromosomal damage) caused by the tar ingested by the consumer per milligram of nicotine.\u201d\nIn answer to the second amended complaint, PMUSA continued to assert the same 27 affirmative defenses.\n2. Class Certification and Class Representatives On September 8, 2000, plaintiffs moved for class certification pursuant to section 2\u2014801 of the Code of Civil Procedure (735 ILCS 5/2\u2014801 (West 1998)). A hearing on plaintiffs\u2019 motion for class certification was held on November 28, 2000, with a supplemental hearing on January 12, 2001.\nOn February 8, 2001, the circuit court granted plaintiffs\u2019 motion to certify a plaintiff class of consumers who purchased Cambridge Lights and Marlboro Lights in the State of Illinois for personal consumption between their introduction and February 8, 2001. Thus, the class period for purchases of Cambridge Lights was from 1986 to 2001; the class period for Marlboro Lights was from 1971 to 2001.\nOn July 7, 2002, PMUSA filed a motion to decertify the class based on this court\u2019s decision in Oliveira v. Amoco Oil Co., 201 Ill. 2d 134 (2002). In Oliveira, this court held that \u201cto properly plead the element of proximate causation in a private cause of action for deceptive advertising brought under the Act,\u201d the plaintiff must allege that he was \u201cin some manner\u201d deceived by the advertisement. Oliveira, 201 Ill. 2d at 155. The circuit court denied the motion to decertify the class, rejecting PMUSA\u2019s argument that class certification was improper because the question of deception was necessarily an individual question, not a common question of fact that could be determined for the class as a whole.\nNotice of the class action was published in 21 newspapers, including the Chicago Tribune, the St. Louis Post-Dispatch, USA Today, and 18 regional Illinois newspapers. In addition, notice was given to the general public via the Internet and a press release to PE News-wire International Newslines Service. PMUSA\u2019s request that notice be given to individual Illinois residents whose names and addresses were available from its own database of consumers was denied.\nPMUSA requested that the circuit court adopt a trial plan that would allow it to address the questions of actual deception, actual reliance, and other issues that, it argued, were individual issues. The circuit court rejected the proposed trial plan. Similarly, PMUSA\u2019s request to depose individual class members other than the named plaintiffs and those selected by plaintiffs\u2019 counsel was denied by the circuit court.\nAt the close of evidence, on March 10, 2003, PMUSA again moved for decertification of the class. In the final judgment order, the circuit court again found that class certification was proper because common issues of law and fact predominated. Specifically, \u201cPhilip Morris has engaged in a course of conduct that affects this Class in such a way that all members share various elements of this cause of action.\u201d The following factual issues were determined by the circuit court to be common to all members of the class:\n\u201ca. whether Class members understood the descriptor \u2018lights\u2019 and \u2018lowered tar and nicotine\u2019 to mean less harmful, safer and/or delivering less tar;\nb. whether these representations were false and/or misleading to Class members;\nc. whether Defendant Philip Morris intended for the Class to rely upon these representations;\nc. [sic] whether Philip Morris\u2019s conduct violated the Illinois Commerce Fraud Act [sic] and whether this violation was willful and wanton; and\nd. whether Class members sustained damage as a result of Philip Morris\u2019 deceptive conduct.\u201d\nOn appeal, PMUSA argues that the circuit court erred in certifying the class because of the predominance of individual issues. In particular, PMUSA questions whether it was proper for the circuit court to conclude that the elements of actual deception and reliance could be established for all members of the class. PMUSA argues that the expert testimony offered by plaintiffs on these issues could not and did not establish the existence of these facts as to every member of the plaintiff class.\nIn addition, PMUSA argues that the circuit court improperly applied the discovery rule to toll the running of the statute of limitations (815 ILCS 505/10a(e) (West 1998)). According to PMUSA, Consumer Fraud Act claims based on purchases that occurred more than three years prior to the filing of this lawsuit are barred by section 10a(e) of the Consumer Fraud Act. The discovery rule tolls the running of the limitations period with respect to claims that would have put a reasonable person on notice of the need to investigate \u201c \u2018whether actionable conduct is involved.\u2019 \u201d Hermitage Corp. v. Contractors Adjustment Co., 166 Ill. 2d 72, 86 (1995), quoting Knox College v. Celotex Corp., 88 Ill. 2d 407, 416 (1981). Thus, PMUSA asserts, application of the discovery rule to extend the class period beyond three years raises additional individual questions of fact regarding when individual class members were exposed to public information about the controversy regarding \u201clight\u201d and \u201clow tar\u201d cigarettes.\nPlaintiffs respond that because the circuit court found each of the factual elements of the fraud claimed proven, PMUSA cannot now argue that the class certification was improper without demonstrating to this court that each of the court\u2019s factual findings was against the manifest weight of the evidence.\n3. Motion for Summary Judgment Based on PMUSA\u2019s Claims of Preemption and Exemption\nPMUSA filed a motion for summary judgment on its affirmative defenses of express and implied federal preemption and exemption from liability under sections 2 and 10b of the Consumer Fraud Act (815 ILCS 505/2, 10b (West 1998)).\nOn October 28, 2002, a hearing was held to consider PMUSA\u2019s motion for summary judgment. PMUSA argued that plaintiffs\u2019 claim is expressly preempted by the Federal Cigarette Advertising and Labeling Act, which provides that \u201c[n]o requirement or prohibition based on smoking and health shall be imposed under State law with respect to the advertising or promotion of any cigarettes the packages of which are labeled in conformity with [this Act].\u201d 15 U.S.C. \u00a7 1334(b) (2000). PMUSA also argued that under the Supreme Court\u2019s decision in Cipollone v. Liggett Group, Inc., 505 U.S. 504, 120 L. Ed. 2d 407, 112 S. Ct. 2608 (1992), plaintiffs can not base their claim on an allegation that defendant has neutralized the warning Congress requires on cigarette packages and, under Buckman Co. v. Plaintiffs\u2019 Legal Committee, 531 U.S. 341, 148 L. Ed. 2d 854, 121 S. Ct. 1012 (2001), plaintiffs\u2019 claim cannot he predicated on an alleged fraud upon the FTC. Based on the comprehensive federal regulatory scheme governing the labeling and advertising of cigarettes as well as the disclosure of tar and nicotine levels, PMUSA argued implied preemption.\nPMUSA further argued that section 10b(l) of the Consumer Fraud Act \u201cexempts conduct that complies with federal laws or the rules, regulations, or decisions of federal agencies\u201d and that the \u201cenormous record\u201d of \u201cadvertising guides, agreements, proposed trade regulation rules, consent orders, investigations, determinations, and rulemakings *** related specifically to the use of \u2018low tar\u2019 and \u2018lights\u2019 \u201d in cigarette advertising and labeling. Because the record clearly demonstrates that PMUSA has used these terms only on products \u201cbelow the fifteen milligram cutoff,\u201d PMUSA asserted that such compliance provided a \u201cfull defense\u201d to plaintiffs\u2019 Consumer Fraud Act claim. Relying on this court\u2019s decisions in Lanier v. Associates Finance, Inc., 114 Ill. 2d 1, 18 (1986) (finding compliance with disclosure requirements of federal Truth in Lending Act as interpreted by Federal Reserve Board staff to be a defense to liability under the Consumer Fraud Act), Jackson v. South Holland Dodge, Inc., 197 Ill. 2d 39, 47 (2001) (finding compliance with federal statute to be a defense to liability under the Consumer Fraud Act), and Jarvis v. South Oak Dodge, Inc., 201 Ill. 2d 81, 88 (2002) (recognizing state policy against extending consumer disclosure requirements beyond those mandated by federal law), PMUSA attempted to rebut plaintiffs\u2019 argument that the lack of trade regulation rules governing the use of these descriptors meant that their use could not have been \u201cspecifically authorized\u201d by the FTC.\nPlaintiffs\u2019 argument on this point was that the FTC had not specifically authorized PMUSA to use the terms \u201clights\u201d or \u201clowered tar and nicotine\u201d and, \u201cin fact, lacks the authority to do so.\u201d\nThe circuit court took the matter under advisement. Between that date and November 8, 2002, the date upon which the circuit court issued its order, plaintiffs filed their first amended complaint. In the first amended complaint, plaintiffs abandoned some of the claims that defendants had argued were preempted. The remaining complaint, according to plaintiffs, was that defendant\u2019s use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d was an affirmative misrepresentation and, thus, according to Cipollone, not preempted by the Act.\nThe circuit court\u2019s order noted PMUSA\u2019s argument that this claim of affirmative misrepresentation necessarily depends on plaintiffs\u2019 proving neutralization of the warning and a fraud on the FTC and acknowledged that \u201cto the extent that their claims do depend on such a showing,\u201d such claims would be preempted under Cipollone and Buckman. However, the circuit court reserved judgment on the preemption question, finding it premature to address these defenses because there were \u201csignificant disputes about several material facts\u201d that could not be resolved without five testimony. \u201cA trial,\u201d according to the circuit court, would be required before the court could decide, \u201con a full and complete record whether the plaintiffs have stayed within the bounds of Cipollone and whether they are attempting to cross the line laid down in Buckman.\u201d\nThe November 8, 2002, order did not address PMUSA\u2019s affirmative defense based on the exemption provision contained in section 10b(l) of the Consumer Fraud Act. The order did not, however, reject this defense. Thus, when the circuit court \u201cspecifically reserve[d] judgment until trial on the issues presented in defendants\u2019 motion for summary judgment,\u201d judgment on this defense was reserved, presumably in order for the circuit court to determine, at trial, whether the FTC had specifically authorized the use of the disputed terms.\n4. Trial\nAt trial, plaintiffs\u2019 case in chief consisted of the testimony of the 2 class representatives, 4 other class members, and 12 expert witnesses. PMUSA presented the testimony of 18 class members (one of the class representatives, 3 of the originally named plaintiffs who had withdrawn, and 14 others) and 7 experts. On rebuttal, plaintiffs recalled 2 of their experts and offered 2 additional experts.\nLittle of the testimony presented by plaintiffs in their case in chief was directed at PMUSA\u2019s affirmative defenses for the obvious reason that the burden of proving these defenses rested with the defendant. For purposes of resolving the issue that this court finds dispositive, only the testimony of two expert witnesses is relevant.\nPlaintiffs\u2019 expert witness Dr. Neil Benowitz holds an M.D. from the University of Rochester and is board certified in internal medicine, clinical pharmacology, and medical toxicology. He is a full professor on the faculty of the University of California at San Francisco, where he is chief of the clinical pharmacology division in the department of medicine. In addition to teaching and seeing patients, Dr. Benowitz does research involving the actions of various drugs, including nicotine, and has written numerous articles on the subject of smoking and health.\nDr. Benowitz testified at length about nicotine addiction, the health effects of smoking, compensatory behavior, and the limitations of the FTC testing method. On cross-examination, Dr. Benowitz testified that he had recently received a letter from the FTC eliciting his opinion on a number of issues, including the FTC testing method and the use of the term \u201clights\u201d and other descriptors. A copy of the letter was admitted into evidence. In addition to replying to the FTC inquiry, Dr. Benowitz and other scientists who had received similar inquiries wrote a joint letter to the FTC in which they expressed their concern that their responses to the FTC inquiries might be used to suggest that they supported the FTC\u2019s testing method. The joint letter also expressed the scientists\u2019 opinion that the terms \u201clow tar,\u201d \u201clight,\u201d and \u201cultra-light\u201d are deceptive. The joint letter was also admitted into evidence. Dr. Benowitz stated that the FTC had not yet concluded the inquiry and that the use of the descriptors was still under consideration.\nAt this point in the cross-examination, the circuit court sustained plaintiffs\u2019 objection to further questioning on the subject of descriptors on the basis of relevance. PMUSA argued that the FTC\u2019s ongoing consideration of the use of descriptors was \u201cdirectly relevant to preemption.\u201d The court ruled that there was \u201cno question in this court on pre-emption.\u201d Although counsel for PMUSA reminded the circuit court that it had reserved ruling on its affirmative defenses pending the resolution of factual issues, the court would not permit further questioning of this witness with regard to his knowledge of or participation in the recent FTC inquiry into the use of low-tar descriptors.\nThe circuit court thereafter sustained a series of objections to questions regarding the FTC testing method and the use of descriptors, but allowed PMUSA to make a written offer of proof. Nothing in the redirect or recross-examination of this witness related to the question of whether the FTC authorized use of the disputed descriptors. At the conclusion of re-cross-examination, counsel for PMUSA clarified that the written offer of proof would be filed, addressing three of its affirmative defenses. The circuit court reiterated its ruling that any currently pending FTC consideration of the use of descriptors was not relevant to this case.\nPlaintiffs have not called our attention to any other portion of the trial transcript in which they elicited testimony, either on direct examination or cross-examination, on the question of whether the FTC may or may not have specifically authorized the use of descriptors such as \u201clight\u201d or \u201clow tar\u201d in cigarette labeling or advertising.\nDr. John Peterman testified as an expert witness on behalf of PMUSA. Dr. Peterman holds a Ph.D. in economics and has taught at the University of Chicago and the University of Virginia. He was employed at the FTC from 1976 to 1993. From 1988 until he left the FTC, he was the director of its Bureau of Economics. His area of expertise is regulatory economics. He testified that he had made an extensive study of regulation of the tobacco industry, including the history of FTC regulation of cigarettes, especially those described as \u201clight\u201d or \u201clow tar.\u201d\nAccording to Dr. Peterman, the FTC tar and nicotine program, which began in 1966, has two goals. First, it aims to provide consumers with information about tar and nicotine yields with the aim of facilitating their movement from higher yield products to lower yield products. Second, the FTC seeks to promote an overall reduction in tar and nicotine yields by encouraging tobacco companies to compete to bring lower yield products to market. The FTC adopted several mechanisms in support of these goals. First, it adopted a \u201csingle uniform protocol\u201d to derive the tar and nicotine numbers that could be conveyed to consumers. Second, it published the numbers derived from the testing program. Initially, the numbers were reported to Congress. Later, the FTC permitted (and eventually required) that the numbers be included in cigarette packaging and advertising. Thus, in keeping with both goals, the FTC encourages competitive advertising of tar and nicotine yields. Dr. Peterman further testified that a third part of the FTC program is the permitting of the use of certain designators such as \u201clight\u201d and \u201clow tar\u201d if the product meets certain conditions specified by the FTC.\nIn response to questions regarding the FTC\u2019s regulatory activity, Dr. Peterman testified that the FTC can undertake the promulgation of formal rules. In lieu of formal rulemaking, the FTC can withdraw proposed rules if those affected voluntarily agree to comply. In addition, the FTC can issue advisory opinions upon-request by an industry actor or other interested party. Finally, the FTC can undertake investigative and enforcement efforts pursuant to section 5 of the FTC Act. 15 U.S.C. \u00a7 45(a) (2000). After filing a formal complaint charging a violation of the Act, the FTC can resolve the complaint and achieve its regulatory objective by means of a consent order. Such orders are a matter of public record and are published in the Federal Register. According to Dr. Peter-man, the FTC uses such orders to \u201cprovide guidance to other firms in the industry.\u201d He stated, \u201cWhile I was at the Commission, we considered all the activities that resulted in changes in firm behavior in response to Commission action as the FTC regulation of that activity.\u201d Thus, the FTC selected cases for enforcement \u201cwith the aim\u201d of providing \u201csignificant guidance\u201d to industry members.\nA substantial part of Dr. Peterman\u2019s testimony involved the history of the regulation of cigarette advertising that this court has already summarized, above, based on the documentary record. In addition, he testified regarding the FTC\u2019s own use of and definitions of the terms \u201clow tar\u201d and \u201cultra low tar.\u201d Specific reference was made to the FTC\u2019s annual Report to Congress, which Dr. Peterman described as a report summarizing \u201cwhat\u2019s going [on with regard] to cigarette advertising, the regulatory activities the commission is engaged in, and to make recommendations to Congress for changes in the law.\u201d The Annual Report is an official statement of the FTC, which the FTC is required by the Labeling Act to prepare.\nCopies of the annual FTC Reports to Congress from 1967 to 2000 were identified by Dr. Peterman and admitted into evidence without objection. Dr. Peterman testified that he reviewed the reports in preparation for his testimony and that they reflected the official position taken by the FTC at the time they were transmitted to Congress. Specifically, he called attention to the portions of the 1968, 1970, 1971, 1979, and 1980 reports in which the FTC used or defined the term \u201clow tar.\u201d He opined that the FTC has adopted an \u201cofficial definition\u201d of the term as a cigarette containing 15 milligrams or less tar.\nThrough the testimony of Dr. Peterman, PMUSA also called the circuit court\u2019s attention to several reports prepared by FTC staff that were placed on the public record and transmitted to Congress. According to Dr. Peterman, such reports represent the position of the FTC. In one report, the FTC staff noted that FTC annual reports to Congress \u201cbegan in early 1967 and signaled the beginning of a new submarket trend based upon the FTC\u2019s official definition of low-tar cigarettes (15 or less milligrams of tar).\u201d See FTC Staff Report, Bureau of Economics, Brand Performance in the Cigarette Industry and the Advantage to Early Entry, at 35 (June 1979). In 1981, the FTC reported to Congress on the conclusion of a study undertaken in 1976, in response to the FTC\u2019s taking notice of extensive promotion and development of low tar and nicotine cigarettes. According to Dr. Peterman, the staff report \u201creconfirmed\u201d that the FTC \u201cformally defines\u201d low tar as 15 milligrams or less. See FTC Staff Report, Cigarette Advertising Investigation, at 1\u201450 n.175 (May 1981).\nOver plaintiffs\u2019 objection, PMUSA was allowed to admit into evidence a copy of a November 24, 1998, letter from Senator Frank R. Lautenberg of New Jersey to then-FTC Chairman Robert Pitofsky. The Senator urged Chairman Pitofsky \u201cto begin a proceeding to suspend the right of tobacco companies to market any cigarettes as \u2018Light\u2019 or \u2018Ultra Light\u2019 or list supposed nicotine and \u2018tar\u2019 ratings on their products and advertisements until and unless an accurate system of measuring the health implications of smoking is established.\u201d Lautenberg accompanied the letter with copies of \u201ctobacco industry documents\u201d that provided, in Lautenberg\u2019s words, \u201cstrong evidence that the tobacco industry knows that the nicotine and tar ratings used to determine what constitutes \u2018Light\u2019 cigarettes are false and misleading to consumers.\u201d Peterman described the Senator\u2019s request as specifically targeting the use of the word \u201clight\u201d as a descriptor by PMUSA and other tobacco companies.\nThe FTC responded to the letter in a news release, a copy of which was also admitted into evidence. The FTC acknowledged receipt of documents of which it was not previously aware and that the \u201cexisting testing methodology both significantly understates actual tar and nicotine intakes and doesn\u2019t properly account for differences in tar and nicotine intakes.\u201d The FTC also announced that its staff had been working with the Department of Health and Human Services on an informal basis to address these issues and that it had \u201cnow formally requested, and HHS has agreed,\u201d to conduct a review of the FTC testing methodology and of the \u201climited health benefits, previously believed to be associated with lower tar and nicotine cigarettes.\u201d FTC Statement in Response to Senator Frank Lautenberg\u2019s Release of Tobacco Documents, November 24, 1998.\nDr. Peterman then testified that the FTC does regulate the use of the descriptor \u201clights\u201d and that it permits \u201cthe use of the descriptor \u2018lights\u2019 in cigarette advertising under certain conditions.\u201d He based this conclusion on his expert understanding of the FTC\u2019s functions and operations and on the 1971 consent order, the 1995 consent order, and the results of the various FTC investigations and deliberations on the subject of the use of measurements and descriptors of tar in cigarette advertising. He further testified that, based on his investigation and experience, that PMUSA\u2019s advertising of Marlboro Lights and Cambridge Lights is in compliance with the FTC requirements. Both cigarettes yield less than 15 milligrams of tar based on the FTC test method and both brands are lower in tar than their full-flavor counterparts, Marlboro Reds and regular Cambridge cigarettes.\nRegarding the 1971 American Brands consent order, Dr. Peterman testified that the order was an \u201cofficial act\u201d of the FTC and that it was published for the purpose of providing guidance to industry members regarding the use of descriptors. He stated that the consent order said to industry members, in effect: \u201cIf in the future you use the term \u2018low,\u2019 \u2018lower,\u2019 or any light [sic] qualifying terms to describe your product, it [will be] necessary to put the tar and nicotine yield in the ad.\u201d\nRegarding the FTC investigation into the \u201cchannel\u201d filter used by the manufacturer of Barclay cigarettes, Dr. Peterman explained that because the construction of the filter caused the mandatory FTC method to produce unreliable results, there were no accurate yield numbers that the manufacturer could include on the package or in its advertising. Thus, he opined, the FTC \u201cindicated to Barclay that if it wished, it could advertise the product simply as low tar,\u201d because the FTC estimated that, if not for the channel filter construction, the yield under the FTC method would have measured in the 3 to 7 milligrams range, well within the 15 milligrams or less definition of a low-tar cigarette.\nSimilarly, when it investigated Carlton cigarettes in 1994, the FTC acted to ban use of \u201cfractions, multiples, or ratios that implied actual intake differences\u201d between Carlton and other brands. Nevertheless, Dr. Peterman stated, the FTC allowed American Brands, the manufacturer of Carltons, to make the claim that Carlton cigarettes were \u201clow\u201d or \u201cthe lowest\u201d in tar. He was allowed to testify, over plaintiffs\u2019 objection, that the publication of the consent order in this matter was intended by the FTC to give guidance to the rest of the industry.\nDr. Peterman further testified that on September 12, 1997, the FTC caused the publication in the federal register of a request for comments regarding cigarette descriptors. Specifically, \u201cit asked for comments as to whether the descriptors Tow tar\u2019 and Tight,\u2019 which covered products between [sic] 15 milligrams and less, should be changed or in any way are potentially misleading. And they asked for similar comments with respect to \u2018ultra light\u2019 products, which were cigarettes ranked using the FTC test method from 6 and under milligrams of tar.\u201d According to Dr. Peterman, that investigation remained open as of the date of his testimony.\nPMUSA\u2019s expert summarized the FTC\u2019s rules regarding the use of \u201clow,\u201d \u201clower,\u201d \u201clight,\u201d and similar descriptors as follows: use of the terms \u201clow tar\u201d and \u201clowered tar\u201d is permitted if the cigarette yields 15 milligrams or less of tar under the FTC test method; it is not permissible for a manufacturer to make representations of specific numeric reductions in tar intake by smokers; the term \u201clights\u201d is deemed by the FTC to be synonymous with the term \u201clow tar\u201d; and, finally, the FTC \u201cintended the industry generally to conform its advertising to these rules.\u201d Dr. Peterman specifically relied upon the various consent orders to formulate this opinion.\nQuestioned further about the terms \u201clight\u201d or \u201clights\u201d as applied to cigarettes, Dr. Peterman testified that the FTC equates the term \u201clight\u201d with \u201clow tar.\u201d He based his opinion on an internal study conducted during his tenure at the FTC which revealed that the two terms were used synonymously to refer to cigarettes with a tar yield of 15 milligrams or less. The FTC considers the term \u201clights\u201d to be a description of a \u201clow tar\u201d cigarette.\nHe testified further regarding the FTC investigation that began in 1976 and concluded in 1981 with an FTC staff report to Congress. The staff report stated that the FTC had determined that such descriptors were not false or misleading. As a result, the report did not recommend banning the use of such descriptors. Instead, the report recommended strengthening the required warnings on cigarette packages and rotating several different warnings to keep the message fresh in the minds of consumers. According to Dr. Peterman, the FTC responded to the staff report by recommending changes in the warning program, but continued to permit use of the descriptors.\nThe cross-examination of Dr. Peterman focused almost entirely on questions related to the issue of federal preemption. He was not asked in any detail about the FTC\u2019s authorization of the use of the terms \u201clow tar,\u201d \u201clower tar,\u201d \u201clights,\u201d or other descriptors. Rather, he was questioned in great detail about whether state regulation of the use of such terms would conflict with the FTC\u2019s program.\nDuring a recess in the cross-examination of Dr. Peter-man, the circuit court indicated to counsel for PMUSA that \u201cif you\u2019re relying on [sic] just on him, you lose preemption, and I\u2014I\u2019ll just go ahead and not waste your time and strike your defense.\u201d Counsel for PMUSA explained that Dr. Peterman\u2019s testimony also went \u201cdirectly to the primary jurisdiction defense,\u201d and that the testimony regarding \u201cthe use of descriptors is very direct evidence of our primary jurisdictional affirmative defense.\u201d\nAfter cross-examination resumed, Dr. Peterman admitted that he could not identify any FTC trade regulation rule that regulated the use of low-tar descriptors. He also agreed with plaintiffs\u2019 assertion that no FTC trade regulation rule either requires the use of such descriptors or approves the use of such descriptors. He was then asked if the use of such descriptors by a tobacco company was \u201ca voluntary one.\u201d He replied that it would be a decision to be made by the individual firm. A cigarette manufacturer could drop the use of the term \u201clight\u201d or other low-tar descriptors if it chose to do so, but would still, under FTC policy, have to publish the tar and nicotine numbers.\nWith regard to the 1971 consent order entered into by the FTC and American Brands, Dr. Peterman was asked whether he believed that the consent order provided guidance to the cigarette industry and if, even though PMUSA was not a party to the order, it would \u201csort of know how far they can go and how far they can\u2019t go.\u201d He agreed with this statement.\nThe evidence offered by plaintiffs on the issue of damages is worthy of mention. Plaintiffs\u2019 expert Jeffrey Harris, M.D., testified regarding the \u201ccontingent valuation analysis\u201d that he conducted using data obtained by J. Michael Dennis, Ph.D. Dr. Harris holds a bachelor\u2019s degree from Harvard University and masters and doctoral degrees from the University of Pennsylvania. He is currently on the faculty of the economics department of the Massachusetts Institute of Technology and holds an appointment with the Harvard Medical School. Dr. Dennis is the vice president and managing director of the Government and Academic Research Department of Knowledge Networks in California.\nDr. Dennis testified that Knowledge Networks conducts surveys on the Internet, primarily for university professors or other academics who are conducting federally sponsored research. The company has \u201cweb-enabled\u201d a panel of some 40,000 randomly selected United States households to participate in various surveys. The demographic characteristics of these households is generally similar to the United States population as a whole.\nFor purposes of this case, 2,701 panel members were invited to participate in a survey on the basis of their being current or recent smokers. 1,779 of these responded to the on-line invitation by completing the \u201cscreening survey\u201d; 276 of these \u201cqualified for the main interview\u201d based on their answers to three screening questions. The screening questions eliminated those who had not smoked in the previous year, those who did not smoke Marlboro or Cambridge products, and, finally, those who did not smoke Lights. In addition, the panel members were eliminated if they answered \u201cno\u201d to the question whether they could recall the reason they initially chose to smoke a light or lower tar and nicotine cigarette. About 23% of those remaining could not. In addition to answering a series of questions about their beliefs regarding the relative safety of lower tar cigarettes compared to full-flavor cigarettes, the remaining respondents were asked to assume that Marlboro Lights were more hazardous than full-flavor cigarettes and to imagine the existence of a Marlboro Light that was identical in all other respects to the current product, except that it was truly safer to smoke. The respondents were then asked to state how much of a discount would be required to cause them to purchase the more hazardous product if the safer version were actually available.\nBased on the answers to this question, Dr. Harris calculated that class members, on average, would demand a 92.3% discount from the market price if they were to continue to purchase Marlboro Lights. Applying this discount to all purchases of Marlboro and Cambridge Lights during the relevant class periods, and calculating prejudgment interest at 5%, noncompounded, Harris concluded that the 1.14 million members of the class had suffered $7.1005 billion in economic damages.\nOn cross-examination, Dr. Harris agreed that he had provided input into language used in the survey questions used by Knowledge Networks. He agreed that he was not an expert in survey design and did not consult such an expert before formulating the questions. He was unaware of any texts or guides for the formulation of contingent valuation surveys, although he was aware that such surveys are controversial. When asked if his diminution-in-value analysis \u201cassumes both the reliability and the validity of the Knowledge Networks survey,\u201d he answered \u201cyes,\u201d but offered no basis for his assumption.\nPMUSA\u2019s expert, W. Kip Viscusi, Ph.D., is a professor of economics who holds four degrees from Harvard University. He has taught at Northwestern University and the University of Chicago and is presently on the faculty at Harvard University, where he holds an endowed chair and heads the program on Empirical Legal Studies. Dr. Viscusi described his particular expertise in the area of survey design and analysis. He has been analyzing survey data since 1976 and designing surveys since 1981 and has been published in numerous peer-reviewed books and journals. His specialty is the subject of risk and uncertainty.\nDr. Viscusi testified that the price of Marlboro Lights and Cambridge Lights has always been identical to the price of their full-flavored counterparts and, therefore, because the plaintiffs did not pay a premium for the claimed \u201clightness\u201d of these products, they could not have suffered any economic loss. With regard to Dr. Harris\u2019 rebanee on the Knowledge Networks survey offered by plaintiffs as evidence of economic damages, Dr. Viscusi explained that a contingent valuation survey attempts to determine the value in the marketplace of a hypothetical product. He offered three guidehnes that he described as \u201cgood, sound practice\u201d for such surveys. First, the survey should be pretested to ensure that the people taking the survey understand the questions. Second, the hypothetical \u201cgood\u201d that is being described must be made fully understandable to the survey respondents, so that they will be able to \u201cvalue the good.\u201d Third, because the \u201cgood\u201d is a hypothetical product, \u201cnot a real market transaction,\u201d it is necessary for the survey to contain \u201cinternal consistency checks.\u201d When real market data is not available to compare to the survey answers and the survey itself does not ensure consistency, it may not be possible to determine whether the survey respondents took the questions seriously. They may perceive the hypothetical transaction as involving only \u201cfunny money.\u201d Dr. Viscusi testified that the Knowledge Networks survey violated all three of these guidehnes.\nAt the close of evidence, PMUSA again sought decertification of the class and moved for judgment as a matter of law. After considering proposed findings of fact and conclusions of law submitted by both parties, the circuit court dechned to decertify the class, rejected each of PMUSA\u2019s 27 affirmative defenses, and entered judgment for the plaintiffs on the issue of liabihty.\n5. Judgment Order\nThe circuit court issued its judgment order on March 21, 2003. The portion of the order relating to the issue of class certification was noted above.\nIn the judgment order, the circuit court ruled on issues upon which it had earlier reserved judgment. Ruling that the Labeling Act does not expressly preempt plaintiffs\u2019 claims under the Consumer Fraud Act, the circuit court stated that plaintiffs\u2019 Consumer Fraud Act claims are based upon \u201c \u2018a state-law duty not to make false statements of material fact or to conceal such facts\u2019 \u201d (quoting Cipollone, 505 U.S. at 528, 120 L. Ed. 2d at 430, 112 S. Ct. at 2623). Further, the circuit court ruled that even if plaintiffs\u2019 Consumer Fraud Act claim is expressed in terms of an omission rather than misrepresentation, the omission of information qualifying the claim of lower tar cannot be read as a claim of failure to warn. See Cipollone, 505 U.S. at 528, 120 L. Ed. 2d at 430, 112 S. Ct. at 2623. A claim of concealment of a material fact\u2014that the claim of lowered tar was based on a laboratory measurement that was known to be an inaccurate representation of the actual delivery of tar\u2014is a claim of fraud, not a claim of failure to warn.\nFurther, the circuit court noted that neither the Labeling Act nor the regulations of the FTC govern a cigarette manufacturer\u2019s voluntary use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d as descriptors on packaging. The mere fact that the FTC has, at times, considered and rejected such regulations does not create conflict preemption. The circuit court also rejected defendant\u2019s reliance on the first amendment and on article I, sections 4 and 5, of the Illinois Constitution as bases for finding plaintiffs\u2019 claim preempted. The circuit court stated that neither the federal nor the state constitution protects commercial speech that is false and misleading.\nThen, without specifically referring to section 2 or section 10b(l) of the Consumer Fraud Act, the circuit court stated:\n\u201cPhilip Morris\u2019 Seventh Affirmative Defense\u2014Compliance with Government Regulations\u2014is denied. The false and misleading use of the descriptors \u2018Lights\u2019 and \u2018Lowered Tar and Nicotine\u2019 has never been specifically authorized by law. Philip Morris voluntarily chose to use these terms on its packages of Marlboro Lights and Cambridge Lights. No regulatory body has ever required (or even specifically approved) the use of these terms by Philip Morris. The court finds that Philip Morris has not established that its conduct is \u2018specifically authorized\u2019 by law.\u201d\nThe circuit court characterized plaintiffs\u2019 Consumer Fraud Act claim as being based on two distinct types of fraudulent statements by PMUSA. First, plaintiffs alleged that the representations \u201clight\u201d and \u201clower in tar and nicotine\u201d on Marlboro Lights and Cambridge Lights labels were \u201cmaterial and false.\u201d Second, with regard to plaintiffs\u2019 claim that the smoke delivered by Marlboro Lights and Cambridge Lights is more mutagenic than the smoke delivered by their full-flavored counterparts, the circuit court characterized the claim as one of misrepresentation by omission. That is, the descriptors \u201clight\u201d and \u201clowered tar and nicotine\u201d were \u201cfraudulent and misleading because [they] did not state matters which materially qualify the statement as made.\u201d The \u201cmatters not stated,\u201d according to the circuit court, were that the tar from Marlboro Lights and Cambridge Lights \u201cis higher in toxic substances and more mutagenic\u201d than tar from regular cigarettes. The circuit court expressly noted its reliance on the testimony of plaintiffs\u2019 experts, whom it found more credible than PMUSA\u2019s experts. In its findings of fact, the circuit court stated that although PMUSA\u2019s \u201cmisrepresentations in this case were not in the form of an explicit statement\u201d of increased health or safety, class members \u201cuniversally understood the message of reduced risk from these products.\u201d The court also found that PMUSA was aware, as a result of its own research, of increased mutagenicity of the smoke from its light cigarettes. In addition, the court found that even if a smoker of light cigarettes does not compensate completely, he or she will receive higher levels of most of the toxic substances contained in cigarette smoke than a smoker of regular cigarettes.\nAs for the elements of the Consumer Fraud Act claim, the circuit court found:\n\u201cAfter considering all the testimony and evidence admitted at trial, the Court finds that the Plaintiffs have proven that Philip Morris has violated the Consumer Fraud Act through the deceptive act of misrepresenting its Cambridge Lights and Marlboro Lights products as \u2018Lights\u2019 and misrepresenting Marlboro Lights as \u2018Lowered Tar and Nicotine.\u2019 The Court further finds that Philip Morris intended that the Class members in this case rely upon the deception created by these misrepresentations. These misrepresentations occurred in the course of conduct involving trade or commerce and caused actual damage to the Plaintiffs in the amount of $7.1005 Billion. This actual damage to the Plaintiffs\u2019 was proximately caused by the misrepresentations of Philip Morris.\u201d\nThe circuit court awarded $3 billion in punitive damages, to be paid to the State of Illinois and attorney fees in the amount of 25% of the compensatory award.\nIn response to a posttrial motion raising the issue of whether the multistate tobacco settlement agreement barred the state from receiving any of the punitive damages amount, the court modified its judgment so that the punitive damages award would revert to the members of the plaintiff class if the state were found to be barred from receiving such funds. See People v. Philip Morris, Inc., 198 Ill. 2d 87, 92-93 (2001) (explaining the circumstances under which the State of Illinois joined the multistate \u201cMaster Settlement Agreement\u201d of claims against several tobacco industry defendants).\nII. ISSUES ON APPEAL\nOn appeal, PMUSA argues that (1) the circuit court erred by rejecting certain of its affirmative defenses, (2) the circuit court erred by certifying a plaintiff class, (3) plaintiffs failed to establish their claims and the claims of the class members, (4) the damages award is erroneous, and (5) the circuit court erred in finding that certain documents were not privileged. Under each of these issues, PMUSA raises numerous subissues.\nIII. PMUSA\u2019S AFFIRMATIVE DEFENSES\nSince the mid-1950s, the FTC has regulated the labeling and advertising of cigarettes, including the disclosure by manufacturers of tar and nicotine levels in their products. PMUSA unsuccessfully argued to the circuit court that the existence of a comprehensive federal regulatory scheme governing these topics bars plaintiffs\u2019 claim as a matter of law on four separate bases. PMUSA renews these arguments before this court. First, PMUSA asserts that sections 2 and 10b of the Consumer Fraud Act (815 ILCS 505/2, 10b (West 2000)) bar plaintiffs\u2019 claim. Second, PMUSA argues that even if state law permits such a claim, plaintiffs\u2019 Consumer Fraud Act action is expressly preempted by the Federal Cigarette Labeling and Advertising Act (Labeling Act) (15 U.S.C. \u00a7 1331 et seq. (2000)). Third, PMUSA contends that this claim is barred by the doctrine of conflict preemption. Fourth, PMUSA argues that labeling of its light cigarettes comes within the protection of the first amendment and article I, section 4, of the Illinois Constitution. In addition, PMUSA cites the three-year statute of limitations applicable to actions brought under the Consumer Fraud Act (815 ILCS 505/10a(e) (West 1998)), which, it argues, precludes class certification and limits the damages period. Because we find section 10b(l) of the Consumer Fraud Act bars plaintiffs\u2019 claim, we need not address the other issues raised in this appeal.\nThe Consumer Fraud Act was enacted in 1961 as a regulatory and remedial statute for the purpose of protecting consumers and others against fraud, unfair methods of competition, and unfair or deceptive acts or practices in the conduct of any form of trade or commerce. Robinson v. Toyota Motor Credit Corp., 201 Ill. 2d 403, 416-17 (2002). It is to be liberally construed to effectuate this purpose. Cripe v. Leiter, 184 Ill. 2d 185, 191 (1998). Section 10b(1) of the Consumer Fraud Act provides that nothing in the Act shall apply to \u201c[ajctions or transactions specifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d 815 ILCS 505/10b(l) (West 1998).\nIllinois enacted the Deceptive Practices Act in 1965 primarily for the purpose of defining and prohibiting deceptive trade practices (see 1965 Ill. Laws 2647, eff. January 1, 1966 (title of Act)) and unfair competition (see Chabraja v. Avis Rent A Car System, Inc., 192 Ill. App. 3d 1074, 1079 (1989) (noting that the prefatory notes to the statute specifically refer to deceptive conduct that unreasonably interferes with another in the promotion and conduct of his business). Section 4(1) of the Deceptive Practices Act provides: \u201cThis Act does not apply to: (1) conduct in compliance with the orders or rules of or a statute administered by a Federal, state or local governmental agency.\u201d 815 ILCS 510/4 (West 1998).\nBefore this court can determine whether section 10b(l) of the Consumer Fraud Act bars plaintiffs\u2019 claim, we must be clear about the precise nature of the conduct alleged by the plaintiffs to have constituted fraud. Having carefully reviewed the pleadings, we reject PMUSA\u2019s attempt to cast plaintiffs\u2019 claim as one of failure to make additional disclosures beyond the warning required by federal law. Plaintiffs\u2019 claim is not based on failure to warn or on neutralization of the required warnings. It is not a claim of fraud on the FTC, nor is it a claim for damage to plaintiffs\u2019 health.\nPlaintiffs have pleaded a pure case of consumer fraud. They allege that PMUSA used the descriptive terms \u201clight\u201d and \u201clowered tar and nicotine\u201d on its packaging and in its advertising with the knowledge that these terms are deceptive, and with the intent that consumers rely upon the false message in making purchasing decisions. Plaintiffs have further alleged that the class members relied, to their detriment, on these false claims. See Oliveira, 201 Ill. 2d at 149 (listing elements of a cause of action under the Consumer Fraud Act). In addition, plaintiffs assert that the smoke that was delivered by the PMUSA products was even more toxic and more mutagenic than smoke from full-flavor cigarettes.\nIf the use of these descriptive terms in the manner alleged has been specifically authorized by the FTC in the course of carrying out the duties assigned to it by Congress, this action cannot stand, even if the terms might be found deceptive by a trier of fact. 815 ILCS 505/10b(l) (West 1998). Similarly, if these terms have been used by PMUSA in compliance with the orders or rules of the FTC, an action under the Deceptive Practices Act is also barred. 815 ILCS 510/4 (West 1998).\nA. Standard of Review\nPMUSA suggests that its affirmative defenses raise questions of law and, therefore, the proper standard of review is de novo, citing Woods v. Cole, 181 Ill. 2d 512, 516 (1998). Plaintiffs have not objected to de novo review. We conclude that de novo review is warranted, but not for the reason suggested by PMUSA.\nAs a threshold matter, we must construe the language of section 10b(l). Statutory construction is a question of law, subject to de novo review. Advincula v. United Blood Services, 176 Ill. 2d 1, 12 (1996). Once the statute is properly construed, its terms must be applied to the circumstances of the individual case to determine whether it bars this action. It is arguably a question of fact whether the FTC did, or did not, specifically authorize the use of certain descriptive terms in cigarette labeling and advertising. Indeed, the circuit court felt it necessary to reserve judgment on the affirmative defenses pending the creation of a factual record at trial. It could, therefore, be argued that the application of section 10b(l) to the facts should be reviewed under a more deferential standard. See, e.g., Carpetland U.S.A., Inc. v. Illinois Department of Employment Security, 201 Ill. 2d 351, 369 (2002) (noting that when the \u201cissue presented cannot be accurately characterized as either a pure question of fact or a pure question of law,\u201d it may be properly reviewed under an intermediate standard of review).\nWe, nevertheless, review de novo the application of section 10b(l) to the facts of this case. Although the circuit court made a finding that the FTC did not specifically authorize the use of the disputed terms, this is not a finding of fact that proceeded from the circuit court\u2019s assessment of credibility of witnesses or the weight it chose to give to conflicting pieces of evidence. Rather, the actions of the FTC with relation to the use of these terms in cigarette advertising and labeling are a matter of public record. Thus, the statute is being applied to facts that are essentially undisputed. Because we need not evaluate the credibility of witnesses or weigh conflicting testimony to determine whether the actions of the FTC have resulted in specific authorization of the use of these terms by cigarette manufacturers, we may properly draw our own conclusion on the issue. Steinbrecher v. Steinbrecher, 197 Ill. 2d 514, 523 (2001) (where the question on appeal is limited to application of the law to undisputed facts, the standard of review is de novo).\nB. PMUSA\u2019s Argument\nPMUSA argues that section 10b(l) bars this action based on the FTC\u2019s regulatory scheme and Congress\u2019 regulation of cigarette advertising through the Labeling Act. Citing this court\u2019s decisions in Lanier, 114 Ill. 2d at 17, and Jackson, 197 Ill. 2d at 49, which are discussed in detail below, PMUSA argues that its compliance with federal law, combined with the policy against extending disclosure requirements beyond what is mandated by law, satisfy the requirements of section 10b(l). At oral argument, counsel for PMUSA characterized section 10b(l) as a \u201csafe harbor for those whose conduct does not violate federal law.\u201d\nIn the alternative, PMUSA argues that even if compliance with applicable law is not sufficient to bar Consumer Fraud Act liability (see Jackson, 197 Ill. 2d at 58-60 (Kilbride, J., specially concurring, joined by Harrison, C.J.) (rejecting view that mere compliance with the applicable regulatory scheme, by itself, is sufficient to trigger the operation of section 10b(l))), the FTC has specifically authorized the use of the disputed descriptors in cigarette labeling and advertising. PMUSA asserts that regulatory agencies, including the FTC, \u201cuse a wide array of tools other than formal regulations to control industry conduct.\u201d\nThroughout the history of FTC regulation of cigarette marketing, PMUSA claims, the agency has used advisory opinions, voluntary cooperation obtained in response to threatened regulation, investigations of individual industry actors, reports to Congress, and other methods of influencing the behavior of industry actors. Specifically, PMUSA argues, the FTC \u201chas found that one especially effective method of regulation is to bring an enforcement action against one company to announce to an entire industry what behavior is and is not authorized.\u201d By resolving such actions with a consent decree, as the FTC did in the 1971 and 1995 cases, the FTC communicated to all industry actors the circumstances under which they may use \u201clow tar\u201d descriptors. For this assertion, PMUSA relies, in part, upon National Labor Relations Board v. Bell Aerospace Co., 416 U.S. 267, 294, 40 L. Ed. 2d 134, 153-54, 94 S. Ct. 1757, 1771 (1974) (\u201c \u2018[A]djudicated cases may and do ... serve as vehicles for the formulation of agency policies, which are applied and announced therein\u2019 \u201d), quoting National Labor Relations Board v. Wyman-Gordon Co., 394 U.S. 759, 765, 22 L. Ed. 2d 709, 714-15, 89 S. Ct. 1426, 1429 (1969). Further, PMUSA insists, the FTC itself considers such conduct to be regulatory activity, as evinced by the testimony of Dr. Peterman and the many FTC documents admitted into evidence at trial.\nIn addition, PMUSA notes that the circuit court found in paragraph 148 of its judgment order that its practices \u201coffend public policy, are immoral, unethical, oppressive and unscrupulous and that this course of conduct caused a substantial injury to the Class members,\u201d in violation of both the Consumer Fraud Act and the Deceptive Practices Act. Because an action under the Deceptive Practices Act is barred if the defendant\u2019s conduct is \u201cin compliance with\u201d FTC rules, PMUSA argues that it cannot be held liable under the Deceptive Practices Act in the absence of proof of a violation of a governing rule or statute.\nC. Plaintiffs\u2019 Response\nPlaintiffs argue that the FTC has never \u201cspecifically authorized the fraudulent use of any descriptor, and it would lack the legal authority to do so in any event.\u201d They further argue that, whatever is meant by the term \u201cspecifically authorized,\u201d it clearly requires something more than mere compliance with federal law.\nPlaintiffs point to Dr. Peterman\u2019s testimony on cross-examination in which he acknowledged that the FTC generally does not adopt trade regulation rules that approve conduct that a regulated entity may or may not choose to engage in. Rather, the FTC adopts regulations that require certain conduct or forbid other conduct. They note that no FTC document or official statement has ever announced that a tobacco company has \u201csubstantiated\u201d its use of such descriptors. Further, they point to the FTC\u2019s \u201cdisavowal\u201d of any \u201cofficial\u201d definition of these terms. See Cigarette Testing, Request for Public Comment, 62 Fed. Reg. 48,158, 48,163 (September 12, 1997) (noting that the FTC itself does not define terms such as \u201clow tar,\u201d \u201clight,\u201d \u201cmedium,\u201d \u201cextra light,\u201d \u201cultra light,\u201d \u201cultra low,\u201d or \u201cultima,\u201d although \u201cthey appear to be used by the industry to reflect ranges of FTC tar ratings\u201d).\nWith regard to the 1971 and 1995 consent orders, plaintiffs dispute their relevance to the conduct of any industry actor other than the company that was a party to the enforcement action. The 1971 consent order, according to plaintiffs, did not mention \u201clights\u201d and did not define \u201clow tar.\u201d It imposed conditions upon the use of such terms with which, it argues, PMUSA has never complied. The 1995 consent order neither defined \u201clights\u201d nor established a \u201cnumerical standard for \u2018low tar.\u2019 \u201d\nPlaintiffs distinguish Lanier on the basis that it involved an alleged fraudulent failure to disclose while this case involves PMUSA\u2019s \u201cactive and direct misrepresentations.\u201d In addition, plaintiffs offer Jenkins v. Mercantile Mortgage Co., 231 F. Supp. 2d 737, 752 (N.D. Ill. 2002), in which the federal district court, applying Illinois law, stated that Lanier did not hold that mere compliance with federal law does not bar liability under the Consumer Fraud Act.\nD. Analysis\nWe begin our analysis with the observation that each party overstates its case with respect to this issue.\nPMUSA asserts that mere compliance with applicable FTC regulations is enough to bar a Consumer Fraud Act action, correctly noting that application of section 10b(l) of the Consumer Fraud Act has never been held by this court to require that a federal agency or statute expressly authorize the conduct at issue. Rather, according to PMUSA, so long as the challenged conduct is in compliance with applicable federal law, section 10b(l) bars liability under the Consumer Fraud Act. Citing Lorillard Tobacco, 533 U.S. at 548, 150 L. Ed. 2d at 555, 121 S. Ct. at 2418, PMUSA notes that by enacting the Labeling Act, Congress not only mandated the precise warnings that must appear on cigarette packaging and in cigarette advertising but also vested authority in the FTC to enact additional targeted regulations of cigarette advertising. See Lorillard Tobacco, 533 U.S. at 550, 150 L. Ed. 2d at 556, 121 S. Ct. at 2419 (holding that the Labeling Act preempts state regulations specifically targeting cigarette advertising, but does not preempt state regulation of cigarette use or sales, or imposition of regulations of general applicability, such as zoning, which may have an effect on cigarette advertising). PMUSA argues that, pursuant to the authority vested in it by Congress to enact additional regulations regarding cigarette advertising, the FTC \u201chas addressed precisely how cigarette manufacturers may communicate with consumers about tar and nicotine levels and has specifically considered and allowed the use of the descriptors at issue here.\u201d PMUSA asserts that its use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d are in undisputed compliance with FTC regulations governing cigarette labeling and advertising and, as a result, plaintiffs\u2019 claims under the Consumer Fraud Act are barred.\nWe reject PMUSA\u2019s assertion that section 10b(l) operates to bar plaintiffs\u2019 claim merely because PMUSA may have been in compliance with applicable federal law. The plain language of section 10b(l) requires that two separate conditions be present before a claim is barred. First, a regulatory body or officer must be operating under statutory authority. In this case, the first condition is met. The FTC operates under the authority of the FTC Act (15 U.S.C. \u00a7 45(a) (2000)), and the Labeling Act (15 U.S.C. \u00a7 1331 et seq. (2000)), to regulate the packaging and advertising of cigarettes. Second, liability under the Consumer Fraud Act is barred by section 10b(l) only if the action or transaction at issue is \u201cspecifically authorized by laws administered\u201d by the regulatory body. 815 ILCS 505/10b(l) (West 1998). As we explain in detail, below, PMUSA\u2019s mere compliance with the rules applicable to labeling and advertising is not sufficient to trigger the exemption created by section 10b(l).\nSimilarly, while the FTC\u2019s own use of the terms \u201clow tar\u201d and \u201cultra low tar\u201d and its apparent adoption of definitions of these terms (15 milligrams or less of tar and 6 milligrams or less of tar, respectively) clearly invites others to use the same or similar terms to describe certain cigarettes, it cannot be said that the FTC\u2019s own use of such terms in its reports to Congress or elsewhere \u201cspecifically authorizes\u201d cigarette manufacturers to use these terms in labeling and advertising. Conduct is not specifically authorized merely because it has not been specifically prohibited. Conduct is not specifically authorized merely because it has been passively allowed to go on for a period of time without regulatory action being taken to stop it. Instead, we must look to the affirmative acts or expressions of authorization by the FTC to answer this question.\nPlaintiffs\u2019 argument that the FTC \u201chas never \u2018specifically authorized\u2019 the fraudulent use of any descriptor, and it would lack the legal authority to do so in any event\u201d (emphasis in original), is similarly overstated. Whether these terms are deceptive goes to the merits of the fraud claim, not to the threshold question of exemption under section 10b(l), under which the real issue is whether the FTC has specifically authorized PMUSA and other cigarette manufacturers to use these terms on their packaging and in their advertising, no matter how vague or unhelpful these terms might be to consumers.\nPlaintiffs also claim that PMUSA\u2019s use of these terms cannot be deemed authorized by the 1971 consent order because PMUSA has not accompanied its use of these terms with \u201ca clear and conspicuous disclosure of\u2019 the tar and nicotine content of the advertised cigarette and of the cigarettes to which it was being compared. This argument has no merit because the quoted language applies only when the manufacturer is making a direct comparison between its brand of cigarettes and a competing brand. See American Brands, 79 F.T.C. 255 (permitting advertising of cigarettes using \u201cthe words \u2018low,\u2019 \u2018lower,\u2019 or \u2018reduced\u2019 or like qualifying terms,\u201d if the statement is accompanied by a \u201cclear and conspicuous disclosure\u201d of the tar and nicotine content of the advertised cigarette; and, if a direct comparison is made to another brand or brands, disclosure of the tar and nicotine content of that brand or brands and of the \u201clowest domestic yield cigarette\u201d). Indeed, the consent order expressly provides that \u201ca comparison to a class of cigarettes, or to many or most of the cigarettes of a class, shall not be deemed a comparison to another brand or brands of cigarettes.\u201d\nHaving disposed of these arguments, we turn to the interpretation and application of section 10b (1) of the Consumer Fraud Act.\n1. The Statutory Language\nIn determining whether section 10b(l) of the Consumer Fraud Act operates to bar the action at issue, we are guided by established principles. The primary rule of statutory construction is to ascertain and give effect to the intent of the legislature. Bridgestone/Firestone, Inc. v. Aldridge, 179 Ill. 2d 141, 149 (1997), quoting Illinois Power Co. v. Mahin, 72 Ill. 2d 189, 194 (1978). To do so, we examine the language of the statute, which is the most reliable indicator of the legislature\u2019s objectives in enacting the law. Michigan Avenue National Bank v. County of Cook, 191 Ill. 2d 493, 504 (2000). When interpreting statutes, this court gives undefined words their plain and ordinary meaning. Granite City Division of National Steel Co. v. Illinois Pollution Control Board, 155 Ill. 2d 149, 181 (1993). It is entirely appropriate to employ the dictionary as a resource to ascertain the meaning of undefined terms. People ex rel. Daley v. Datacom Systems Corp., 146 Ill. 2d 1, 16 (1991).\nThe statutory language at issue provides that the Consumer Fraud Act shall not apply to actions \u201cspecifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d 815 ILCS 505/10b(l) (West 1998). It is undisputed that the FTC acts under federal statutory authority to administer federal laws regarding the labeling and advertising of cigarettes.\nTo authorize is to \u201cgive legal authority; to empower,\u201d \u201c[t]o formally approve; to sanction.\u201d Black\u2019s Law Dictionary 143 (8th ed. 2004). Although the dictionary definition clearly encompasses formally promulgated trade.regulation rules of the FTC, neither the definition nor the statute itself limit the application of the provision to authorization via formal agency rulemaking. Rather, so long as the conduct is specifically authorized \u201cby laws administered by\u201d the regulatory body, it is exempt from Consumer Fraud Act liability. Based on the dictionary definition, therefore, the specific authority contemplated by section 10b(l) may be either express or implied.\nAuthorization is \u201cspecific\u201d if it is \u201c[o]f, relating to, or designating a particular or defined thing; explicit,\u201d \u201c[o]f or relating to a particular named thing.\u201d Black\u2019s Law Dictionary 1434 (8th ed. 2004). The term \u201cspecifically\u201d in section 10b(l) describes the substance or content of the authorization. It refers to the conduct that has been authorized, rather than the manner in which the authorization has been communicated. The term \u201cspecifically\u201d indicates a legislative intent to require a certain degree of specificity or particularity in the authorization.\nNeither party has offered any argument as to the meaning of the phrase \u201cby laws administered by.\u201d However, we conclude that the legislature must have intended the phrase to require deference to agency policy and practice as it carries out the duties delegated to it by Congress or the General Assembly. If the legislature had intended to require that the specific authorization be contained in the law itself, it would have exempted conduct \u201cspecifically authorized by state or federal statute,\u201d not conduct \u201cspecifically authorized by laws administered by\u201d a regulatory body.\nOur focus, therefore, must be on the actions of the FTC with regard to cigarette labeling and advertising to determine whether, as a matter of state law, it specifically authorized PMUSA to use the disputed terms in its labeling and advertising. If the FTC has specifically authorized the use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d by PMUSA in its labeling and advertising, PMUSA may not be held liable under the Consumer Fraud Act, even if the terms might be deemed false, deceptive, or misleading.\n2. Legislative Intent and Public Policy\nOur reading of the plain and ordinary meaning of the language of section 10b(l) is consistent with apparent legislative intent and with the public policy embodied in the Consumer Fraud Act. Although the Consumer Fraud Act is to be liberally construed to effectuate its purposes of protecting \u201cconsumers, borrowers, and business persons against fraud, unfair methods of competition, and other unfair and deceptive business practices\u201d (Robinson, 201 Ill. 2d at 416-17), the legislature clearly intended for certain actions or transactions engaged in by entities otherwise subject to the Consumer Fraud Act to be exempt from liability under the Consumer Fraud Act and the Deceptive Practices Act, without regard to the possible merits of the asserted claim.\nSection 10b(l) reflects a legislative policy of deference to the authority granted by Congress or the General Assembly to federal and state regulatory agencies and a recognition of the need for regulated actors to be able to rely on the directions received from such agencies without risk that such reliance may expose them to tort liability.\nFurther, section 10b(l), by exempting certain conduct from liability even if the conduct itself is objectionable, serves to channel objections to agency policy and practice into the political process rather than into the courts. See City of Chicago v. Beretta U.S.A. Corp., 213 Ill. 2d 351, 432 (2004) (suggesting that change in law affecting highly regulated industry be left to the legislature and the political process); Charles v. Seigfried, 165 Ill. 2d 482, 493 (1995) (noting that public and social policy should emanate from the legislature). Parties who desire to bring about change in agency policies or rules can take their complaints to the agency itself and can participate in the formal rulemaking process. If their concerns are not addressed by the agency, they may seek assistance from their legislators and may use the political process, including the power of the ballot box, if their voices are not heard.\nWe conclude that neither the language of section 10b(l) nor the public policy of the State of Illinois, as expressed by the legislature, requires that a regulatory agency engage in formal rulemaking before it can specifically authorize conduct by the entities over which it has regulatory authority.\n3. Illinois Case Law\nAs noted above, both parties rely on this court\u2019s decision in Lanier, 114 Ill. 2d 1, as the seminal case regarding application of section 10b(l) of the Consumer Fraud Act. PMUSA argues that, under Lanier, compliance with a federal regulatory scheme is sufficient to trigger the exemption of section 10b(l). Plaintiffs argue that this case is readily distinguishable from Lanier.\nIn Lanier, the consumer plaintiff alleged that the creditor defendants violated the Consumer Fraud Act and the Deceptive Practices Act by failing to explain the effect of the \u201cRule of 78s\u201d if she prepaid her loan. Lanier, 114 Ill. 2d at 5. Application of the rule to her loan caused her to have to pay more than $4,600 more than she would have been charged under the actuarial method of calculating interest. She argued that since the rule was understood by few borrowers, the defendants were obliged to explain the rule at the time of making a loan and that failure to do so constituted fraud. Lanier, 114 Ill. 2d at 6. Defendants argued that their full compliance with the requirements of the federal Truth in Lending Act (TILA) (15 U.S.C. \u00a7\u00a7 1601 through 1665 (1982)) was a defense to liability under the Illinois Consumer Fraud Act. Lanier, 114 Ill. 2d at 11.\nRelying on a Federal Reserve Board staff interpretation of the applicable regulation (Lanier, 114 Ill. 2d at 12-13), this court determined that the defendant did not violate the TILA by failing to explain the operation of the Rule of 78s. Lanier, 114 Ill. 2d at 14. This court then considered whether compliance with the TILA was a defense to liability under the Consumer Fraud Act and concluded that the Consumer Fraud Act did not create more extensive disclosure requirements than the TILA. Rather, we noted \u201ca consistent policy against extending disclosure requirements under Illinois law beyond those mandated\u201d by federal law, in situations where both the TILA and Illinois statutes apply. Lanier, 114 Ill. 2d at 17. Thus, this court held:\n\u201cBecause the [Truth in Lending] Act is a law administered by the Federal Reserve Board, we find that, under section 10b(l) of the Consumer Fraud Act, the defendant\u2019s compliance with the disclosure requirements of the Truth in Lending Act is a defense to liability under the Illinois Consumer Fraud Act in the present case.\u201d Lanier, 114 Ill. 2d at 18.\nPMUSA argues that Lanier and the policy recognized therein against imposing disclosure requirements beyond those mandated by applicable federal law require the application of the bar of section 10b(1) to plaintiffs\u2019 claim. Plaintiffs respond that PMUSA\u2019s reliance on Lanier is misplaced because the basis of their claim of fraud is not PMUSA\u2019s failure to make additional disclosures. Their claim is based on allegations of \u201cactive and direct\u201d misrepresentation.\nOur decisions since Lanier make it clear that mere compliance with applicable federal regulations is not necessarily a shield against liability under the Consumer Fraud Act. For example, in Martin v. Heinold Commodities, Inc., 163 Ill. 2d 33 (1994), this court held that a broker\u2019s failure to reveal certain information in its disclosure statement was not authorized by the Commodity Futures Trading Commission (CFTC) or its regulations and, therefore, could be the basis for liability under the Consumer Fraud Act. The defendant did not fail to accurately disclose the amount of fees it charged investors for processing commodity options contracts. Rather, defendant failed to reveal the true nature of the fees being charged. Specifically, Heinold failed to reveal that the \u201cforeign service fee\u201d it was charging was instead a commission from which it would derive a share and that the fee was not authorized by the CFTC. Martin, 163 Ill. 2d at 40-42. Citing Lanier, Heinold argued that its literal compliance with the disclosure requirements of the CFTC was a complete defense to liability under the Consumer Fraud Act. Martin, 163 Ill. 2d at 49. This court concluded that the deception was \u201cneither specifically authorized by the Commission, nor in compliance with the Commission\u2019s regulations.\u201d Martin, 163 Ill. 2d at 50. In addition, this court commented that the CFTC itself had noted that \u201cliteral compliance\u201d with its disclosure requirements would not \u201cnecessarily ensure that a violation of the Commission\u2019s regulations has not occurred.\u201d Martin, 163 Ill. 2d at 50. The CFTC was on record as stating that \u201c \u2018a customer may be deceived about [material facts] despite receipt of the information required by [the Commission\u2019s regulations.]\u2019 \u201d Martin, 163 Ill. 2d at 50, quoting Hammond v. Smith Barney, Harris Upham & Co. [1987-1990 Transfer Binder] Comm. Fut. L. Rep. (CCH) par. 24,617 (C.F.T.C. 1990).\nIn Jackson, this court again considered whether a defendant\u2019s compliance with its obligations under the TILA provided a defense to a claim under the Consumer Fraud Act. The specific issue was whether the car dealership and Chrysler Financial Corporation, the assignee of the car sales contract, could be held liable when the dealership failed to reveal in the contract that it would retain a substantial portion of the amount charged for an extended warranty rather than transmit the entire amount to the manufacturer. Jackson, 197 Ill. 2d at 41-42. The trial court dismissed the complaint and the appellate court affirmed, relying on Lanier. Jackson, 197 Ill. 2d at 43. This court affirmed, following the rule established in Lanier and holding that \u201ccompliance with the disclosure requirements of TILA is a defense to the Consumer Fraud Act claim against Chrysler [Financial] in this case.\u201d Jackson, 197 Ill. 2d at 50. In addition, this result was based on an exemption clause in the TILA that exempts assignees from liability under federal law unless the creditor\u2019s violation of the TILA is \u201capparent on the face of the disclosure statement.\u201d 15 U.S.C. \u00a7 1641(a) (2000). Thus, we held that \u201can assignee is not responsible for the misrepresentations made by the dealer to the consumer outside of reviewing the face of the assigned document for apparent defects.\u201d Jackson, 197 Ill. 2d at 50. In effect, we held that the assignee was \u201cspecifically authorized\u201d (815 ILCS 505/10b(l) (West 2000)) to do no more than meet its obligations under section 1641(a) of the TILA.\nIt is significant that in both Lanier and Jackson, the holding was limited to the facts of the particular case. Lanier, 114 Ill. 2d at 18 (\u201cin the present case\u201d); Jackson, 197 Ill. 2d at 50 (\u201cin this case\u201d). As we noted in Jackson, Lanier did \u201cnot confer a blanket immunization\u201d from Consumer Fraud Act liability. If the alleged fraud were \u201cactive and direct,\u201d such as a scheme to make false statements on the financing statement, liability under the Consumer Fraud Act could be imposed. Jackson, 197 Ill. 2d at 51-52. As Justice Kilbride noted in his special concurrence, mere compliance with applicable law does not necessarily bar Consumer Fraud Act liability. Instead, the conduct at issue must be specifically authorized. Jackson, 197 Ill. 2d at 59 (Kilbride, J., specially concurring, joined by Harrison, C.J.).\nIn Lanier and Jackson, this court held that full compliance with applicable disclosure requirements is a defense, under section 10b(l), to a claim of fraud based on the failure to make additional disclosures. In the present case, however, the plaintiffs\u2019 claim is not based on an alleged failure to disclose and, thus, compliance with disclosure requirements cannot constitute a defense.\nConsider, for example, if the alleged fraud was the practice of a cigarette manufacturer to put only 19 cigarettes instead of 20 in every fifth pack of cigarettes. Such a scheme would increase profits by 1% by selling 99 cigarettes instead of the 100 promised on the labels. Without a doubt, the manufacturer would be liable under the Consumer Fraud Act for the fraud, notwithstanding scrupulous compliance with all applicable rules and regulations of the FTC. Such a fraud would be \u201cactive and direct.\u201d See Jackson, 197 Ill. 2d at 51-52. See also Hill v. St. Paul Federal Bank for Savings, 329 Ill. App. 3d 705, 713 (2002) (rejecting argument that defendant\u2019s failure to disclose posting order of checks in its fee schedule was deceptive, even if in compliance with federal law, because the Consumer Fraud Act does not require more extensive disclosure than that required by the TILA).\nPlaintiffs\u2019 claim in the present case is that the use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d on PMUSA\u2019s packaging and in its advertising is every bit as false as the package label that promises 20 cigarettes but delivers only 19. Plaintiffs argue that Martin should control the result in this case because the use of these terms has not been specifically authorized by the FTC and was not done in compliance with FTC rules. We conclude that Martin does not provide the answer; it merely helps us formulate the dispositive question. Unless the use of these terms has been specifically authorized by the FTC, section 10b(l) of the Consumer Fraud Act does not exempt PMUSA from liability.\nThe circuit court, in rejecting PMUSA\u2019s section 10b(l) defense, relied on Aurora Firefighter\u2019s Credit Union v. Harvey, 163 Ill. App. 3d 915 (1987). After the credit union brought a collection action against the guarantor of a loan, he raised affirmative defenses and filed counterclaims under the TILA, the Consumer Fraud Act, and the Deceptive Practices Act. Aurora Firefighters, 163 Ill. App. 3d at 918. With regard to his counterclaim that the credit union failed to make required disclosures under the TILA, the court held that the TILA requires disclosure only to the borrower, not to the guarantor, in a credit transaction. Aurora Firefighters, 163 Ill. App. 3d at 919. With regard to his counterclaims under the Consumer Fraud Act and Deceptive Practices Act, the court agreed with the credit union it could not be held liable because its alleged failure to disclose was both authorized by and in compliance with the TILA. Aurora Firefighters, 163 Ill. App. 3d at 921-22. However, the court further held that the defendant should be allowed to assert defenses under the Consumer Fraud Act and the Deceptive Practices Act based on alleged abuses other than disclosure violations. Aurora Firefighters, 163 Ill. App. 3d at 926. Rejecting the credit union\u2019s reliance on its regulation by and compliance with the Credit Union Act, the court stated that the mere existence of such a statute does not create \u201ca blanket exemption\u201d for credit unions from the operation of the Consumer Fraud Act.\nWe conclude that the present case can be distinguished from Lanier and its progeny because it does not involve the alleged lack of disclosure in the context of loans, leases, or other transactions. Rather, this case involves the use of allegedly deceptive terms in the name and description of a consumer product. That is, this is not a case in which the plaintiff argues that the defendant should have made disclosures in addition to the disclosures specifically required by the applicable regulations. In the present case, the question is whether the FTC specifically authorized the use of the disputed terms.\nDespite this distinction, Lanier and its progeny, including the case upon which the circuit court relied, do stand for three separate propositions that are relevant to the present case. First, if section 10b(l) is to apply to bar a claim, the authorization relied upon must come from a state or federal regulatory body. See Lanier, 114 Ill. 2d at 13 (the Federal Reserve Board \u201cis the agency empowered by Congress to prescribe implementing and interpretive regulations\u201d for the TILA); Lanier, 114 Ill. 2d at 18 (applying section 10b(l) because the TILA is \u201ca law administered by the Federal Reserve Board\u201d). See also Datacom Systems, 146 Ill. 2d at 33 (defendant corporation, which engaged in impermissible conduct while attempting to collect unpaid parking fines under a contract with the City of Chicago, was not exempt under section 10b(l) of the Consumer Fraud Act; although hired by the city to perform this function, its \u201cactions were not specifically authorized by any laws administered by a regulatory body acting under statutory authority of this State\u201d).\nSecond, such a regulatory body may specifically authorize conduct by regulated entities without engaging in formal rulemaking. A Federal Reserve Board staff interpretation, for example, may be a sufficient basis for a finding of specific authorization. See Lanier, 114 Ill. 2d at 13 (agency is \u201centitled to the greatest respect in the interpretation of its own regulations\u201d; and noting that both Congress and the Supreme Court have expressed approval for treating staff interpretations as authoritative).\nThird, while the authorization must be specific\u2014 related to a particular thing\u2014it need not be express. Thus, in Lanier, full compliance with disclosure requirements of the TILA was a defense to liability because the required disclosure implicitly provided specific authorization not to make any additional disclosures. Lanier, 114 Ill. 2d at 17. Neither the rules nor the staff interpretation of the Federal Reserve Board expressly stated that lenders need not disclose the effect of the Rule of 78s; rather, the regulatory body dictated the content of the required disclosure, implying that no additional disclosure was necessary and, thus, specifically authorizing lenders not to disclose the information.\nAlthough there is extensive Illinois case law dealing with applicability of section 10b(l) in the context of financial transactions where the alleged fraud is related to the issue of disclosure, this case involves alleged fraud in the advertising and promotion of a consumer product. It also requires us to delve deeply into the functions and actions of a federal agency. For these purposes, we turn to other authorities.\n4. Other Authorities\nWe look to the FTC\u2019s own published materials and cases from the United States Supreme Court and the federal courts for additional authority in our effort to determine what constitutes \u201cspecific authorization\u201d and whether PMUSA used the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d under such authority.\nPMUSA argues that, over the years, the FTC used a number of mechanisms to regulate and to authorize the making of claims regarding the tar and nicotine content of cigarettes. These include formal agency rulemaking, the issuance of advisory opinions, the use of voluntary agreements with cigarette manufacturers to obviate the need for rulemaking, and the initiation of enforcement proceedings against an individual manufacturer. Such enforcement proceedings might result in a judgment against the particular manufacturer or in the entry of a consent order. Although the consent order may be enforced only against the party who agreed to the terms of the order, PMUSA asserts that an enforcement action against one industry actor is an \u201cespecially effective method of regulation\u201d that the FTC employs \u201cto announce to an entire industry what behavior is and is not authorized.\u201d\nThus, PMUSA argues, American Brands was specifically authorized by the 1971 consent order to use the terms \u201clow,\u201d \u201clower,\u201d \u201creduced,\u201d or \u201clike qualifying terms\u201d in its advertising and packaging to describe the level of tar and nicotine in its cigarettes, so long as it also provided the actual measurement of the level in milligrams. American Brands, 79 F.T.C. 255. Similarly, the 1995 consent order prohibited American Tobacco Company from representing the tar and nicotine levels of Carlton cigarettes by using \u201ca numerical multiple, fraction or ratio\u201d of the tar or nicotine levels of other brands or by depicting more than one pack of Carltons versus one pack of any other brand. The agreed order provided, further, that \u201cpresentation of the tar and/or nicotine ratings of any of respondent\u2019s brands of cigarettes and the tar and/or nicotine ratings of any other brand (with or without an express or implied representation that respondent\u2019s brand is \u2018low,\u2019 \u2018lower,\u2019 or \u2018lowest\u2019 in tar and/or nicotine) shall not be deemed\u201d to violate the ban on numerical comparisons. American Tobacco, 119 F.T.C. at 11. Both consent orders, PMUSA argues, specifically authorized other members of the tobacco industry to act in accordance with their terms.\nThis assertion is supported by the FTC\u2019s own statements and actions. In 1964, the FTC announced the promulgation of a trade regulation rule requiring the disclosure on all cigarette packaging of the fact that \u201ccigarette smoking is dangerous to health and may cause death from cancer and other diseases.\u201d Unfair or Deceptive Advertising and Labeling of Cigarettes in Relation to the Health Hazards of Smoking, 29 Fed. Reg. at 8325. This rule was rendered unnecessary the following year with the enactment of the Labeling Act. However, the FTC\u2019s \u201cStatement of Basis and Purpose of the Trade Regulation Rule\u201d (Unfair or Deceptive Advertising and Labeling of Cigarettes in Relation to the Health Hazards of Smoking, 29 Fed. Reg. at 8325-75 (hereinafter 1964 FTC Statement)), contains valuable insights into the FTC\u2019s use of rulemaking and adjudication in the regulatory process.\nThe 1964 FTC Statement offers \u201cten reasons why a formal rule-making proceeding may be preferable to an adjudicative proceeding, or a series of adjudicative proceedings.\u201d 1964 FTC Statement, 29 Fed. Reg. at 8368. Among these reasons are: in formal rulemaking proceedings, all interested persons are given an opportunity to be heard; the rules of evidence and other procedural safeguards that operate in the adjudicative process are not tailored to the needs of rulemaking; and rulemaking through adjudication may be a more costly and time-consuming means of dealing with a problem common to an entire industry. 1964 FTC Statement, 29 Fed. Reg. at 8366-68. Nevertheless, the Statement clearly reveals that the FTC considered the adjudicative process as an alternative means of rulemaking:\n\u201cRule-making through adjudication is not always completely fair and even handed in its results. This is especially true where a practice sought to be eliminated is industry-wide and the agency sues the members of the industry one-by-one to stop the practice.\u201d 1964 FTC Statement, 29 Fed. Reg. at 8367.\nIn addition,\n\u201cThe focus in adjudication is on settling a dispute over past practices, and while a rule may be announced in the process, it tends to be done incidentally and without sufficient concern for laying down clear guidelines for the future. Most often, rules contained in adjudicative decisions, whether judicial or administrative, are not designated as rules or stated in the form of rules. The rule must be inferred from the language of the opinion and the facts of the case; it is implicit rather than explicit; and it may remain uncontroversial and uncertain until many subsequent adjudications have refined and clarified it. It may take a long time for a rule even to be recognized and understood as such.\u201d 1964 FTC Statement, 29 Fed. Reg. at 8367.\nDespite these concerns, however, the FTC did not repudiate adjudication as a regulatory tool:\n\u201cWe do not suggest, however, that the agencies in general, or the Federal Trade Commission in particular, should abandon reliance on the adjudicative method in all situations where a substantive principle or standard of conduct having general application is to be declared. The force of each of the [10] reasons discussed above varies with the concrete situation in which a choice between approaches is presented. That is why the supreme court has held that the choice between rule-making and adjudicative proceedings is ordinarily within the agency\u2019s discretion.\u201d 1964 FTC Statement, 29 Fed. Reg. at 8368, citing Securities & Exchange Comm\u2019n v. Chenery Corp., 332 U.S. 194, 202, 91 L. Ed. 1995, 2002, 67 S. Ct. 1575, 1580 (1947).\nThe 1964 FTC Statement did not mention the use of advisory opinions or the resolution of adjudicative actions by consent order. However, the expressed concern about the ability of regulated entities to discern clear rules from the opinions rendered after adjudication is not present when the enforcement action is resolved by entry of a consent order. Such an order is clearly intended to serve as a rule, at least with respect to the parties to the consent order. The question for this court is whether the entry of a consent order, expressly directing one industry member to behave in a certain way, is an implicit authorization for other industry members to conduct themselves in the same manner. The FTC\u2019s observation that adjudication could be used to announce \u201ca substantive principle or standard of conduct having general application\u201d suggests that a consent order may serve as authorization for nonparties to the order to follow its directives.\nThe United States Supreme Court has considered the role of adjudication as a means of establishing agency policy. Bell Aerospace involved a dispute between an employer and a union over the proper classification of certain buyers within the company\u2019s purchasing procurement department. Bell Aerospace, 416 U.S. at 269, 40 L. Ed. 2d at 140, 94 S. Ct. at 1759. The National Labor Relations Board (NLRB) determined that the buyers were not managerial employees and, therefore, were entitled to the protections of the National Labor Relations Act. Bell Aerospace, 416 U.S. at 288-89, 40 L. Ed. 2d at 150-51, 94 S. Ct. at 1768-69. The Court of Appeals held, inter alia, that although the NLRB was not precluded from determining that some buyers or all buyers were not managerial employees, it could not do so without invoking its rulemaking procedures under the National Labor Relations Act. Bell Aerospace, 416 U.S. at 290, 40 L. Ed. 2d at 152, 94 S. Ct. at 1770. The Supreme Court reversed in part, disagreeing with this portion of the appellate court\u2019s holding. Bell Aerospace, 416 U.S. at 294, 40 L. Ed. 2d at 154, 94 S. Ct. at 1771-72.\nAs noted above, PMUSA cites Bell Aerospace for the proposition that \u201c \u2018[Adjudicated cases may and do ... serve as vehicles for the formulation of agency policies, which are applied and announced therein.\u2019 \u201d Bell Aerospace, 416 U.S. at 294, 40 L. Ed. 2d at 153-54, 94 S. Ct. at 1771, quoting Wyman-Gordon, 394 U.S. at 765, 22 L. Ed. 2d at 714-15, 89 S. Ct. at 1429. The Supreme Court also stated in that case that the NLRB was \u201cnot precluded from announcing new principles in an adjudicative proceeding and that the choice between rulemaking and adjudication lies in the first instance within the [NLRB\u2019s] discretion.\u201d Bell Aerospace, 416 U.S. at 294, 40 L. Ed. 2d at 154, 94 S. Ct. at 1771.\nBell Aerospace, therefore, offers some support for PMUSA\u2019s contention that the 1971 and 1995 consent orders could be the source of specific authorization for the conduct described therein. The Court in Bell Aerospace, however, emphasized the importance of a regulatory agency to have the ability to make case-by-case determinations when the question is such that it would be of marginal utility to announce a generalized standard for an entire industry. Bell Aerospace, 416 U.S. at 294, 40 L. Ed. 2d at 154, 94 S. Ct. at 1771-72. Thus, the Court observed, \u201c \u2018an administrative agency must be equipped to act either by general rule or by individual order. To insist upon one form of action to the exclusion of the other is to exalt form over necessity.\u2019 \u201d (Emphasis omitted.) Bell Aerospace, 416 U.S. at 293, 40 L. Ed. 2d at 153, 94 S. Ct. at 1771, quoting Chenery, 332 U.S. at 202, 91 L. Ed. at 2002, 67 S. Ct. at 1580. Bell Aerospace, however, offers little support for PMUSA\u2019s contention that the 1971 and 1995 consent orders resolving disputes between the FTC and individual tobacco companies should be deemed by this court to specifically authorize PMUSA or other cigarette manufacturers to follow the directives contained in the orders.\nPMUSA also points to numerous documents in the record that, it contends, reveal that the FTC itself considers the resolution of adjudicated cases, either by judgment or by consent order to constitute \u201cregulatory activity.\u201d See, e.g., Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 13-14 (December 31, 1971) (describing the resolution of the American Brands dispute via consent order and its \u201cextended negotiations\u201d with \u201csix proposed respondents\u201d in the Lorillard matter as part of its \u201c[rjegulatory activity\u201d for the year); Federal Trade Commission, Report to Congress Pursuant to the Public Health Cigarette Smoking Act, at 1 (December 31, 1972) (noting that by October of 1972 \u201calmost all cigarette advertising published in this country was in compliance with the terms of consent orders\u201d directly involving only six cigarette companies). PMUSA\u2019s characterization of the documentary record is consistent with the testimony of Dr. Peterman, a former FTC bureau director, who stated that the FTC uses consent orders to provide guidance to the entire cigarette industry.\nWe conclude that the FTC\u2019s informal regulatory activity, including the use of consent orders, comes within the scope of section 10b(l)\u2019s requirement that the specific authorization be made \u201cby laws administered by\u201d a state or federal regulatory body. 815 ILCS 505/10b(l) (West 2000). This is consistent with our holding in Lanier, which found specific authorization for the challenged conduct in an agency staff interpretation (Lanier, 114 Ill. 2d at 17), and with the plain meaning of the statute and the public policy expressed by the legislature.\nThe United States Court of Appeals for the Seventh Circuit, applying Illinois law in the case of Bober v. Glaxo Wellcome PLC, 246 F.3d 934 (7th Cir. 2001), cited in Avery v. State Farm Mutual Insurance Co., 216 Ill. 2d 100, 194 (2005), found that the plaintiff\u2019s claim was properly dismissed by the district court because it was, as a matter of law, not deceptive under the Consumer Fraud Act. Bober, 246 F.3d at 940. However, because one member of the panel disagreed with this holding, the court made an alternate holding affirming the district court\u2019s conclusion that the plaintiff\u2019s claim was barred by section 10b(l) of the Consumer Fraud Act. Bober, 246 F.3d at 941 n.4.\nBober, like the present case, involved a claim of fraud in the marketing of a consumer product. The defendant drug company marketed both over-the-counter and prescription forms of the drug ranitidine, which is a stomach acid reliever. By means of its consumer hot Une and other marketing practices, Glaxo indicated to Bober and other consumers that the two medicines, known as Zantac 75 and Zantac 150, were not substitutable. Bober, 246 F.3d at 936-37. In fact, although the two products contained exactly the same medication, the cost to consumers of one tablet of Zantac 150 was almost twice the cost of two 75 milligram tablets of Zantac 75. Bober, 246 F.3d at 937. Plaintiff filed a claim under the Consumer Fraud Act, alleging that Glaxo\u2019s statements that the two products were not readily substitutable were deceptive and caused consumers to pay an inflated price. Bober, 246 F.3d at 937-38.\nThe court noted that the \u201ccase law interpreting the relevant portion of the [Consumer Fraud Act\u2019s] exemption provision is not entirely clear on the question of what is meant by \u2018specifically authorized.\u2019 \u201d Bober, 246 F.3d at 940. After reviewing this court\u2019s decisions in Martin, 163 Ill. 2d 33 (discussed in detail, above), and Weatherman v. Gary-Wheaton Bank of Fox Valley, 186 Ill. 2d 472 (1999) (compliance with federal statute is defense to Consumer Fraud Act liability when the statute specifically authorizes the making of a good-faith estimate of fees), the Seventh Circuit concluded that:\n\u201cTaken together, the [Illinois] cases stand for the proposition that the state [Consumer Fraud Act] will not impose higher disclosure requirements on parties than those that are sufficient to satisfy federal regulations. If the parties are doing something specifically authorized by federal law, section 10b(l) will protect them from liability under the [Act]. On the other hand, the [Consumer Fraud Act] exemption is not available for statements that manage to be in technical compliance with federal regulations, but which are so misleading or deceptive in context that federal law itself might not regard them as adequate.\u201d Bober, 246 F.3d at 941.\nThe Seventh Circuit defined the issue as \u201cwhether the statements Bober complains of are sufficiently within what is authorized by federal law that Glaxo is entitled to section 10b(l) protection.\u201d Bober, 246 F.3d at 941. The only statement that the court found \u201cpotentially misleading\u201d (Bober, 246 F.3d at 941) was the statement of Glaxo\u2019s hot line operator, who told Bober that the two tablets were \u201cnot the same medications\u201d and that he \u201ccould not substitute two Zantac 75 tablets for one Zantac 150 tablet.\u201d Bober, 246 F.3d at 937.\nThe statement that the two dosages of the same drug were \u201cnot the same medication\u201d was found to be specifically authorized by a rule formally adopted by the FDA and codified in the Code of Federal Regulations. Bober, 246 F.3d at 941. The exemption of section 10b(l) applied to this statement, the court stated, \u201ceven if the statement may have led Mr. Bober as a layperson to misunderstand what was being said.\u201d Bober, 246 F.3d at 941.\nThe second part of the operator\u2019s statement regarding the nonsubstitutability of the two tablets was \u201cnot so easily dealt with\u201d because \u201cGlaxo was required by federal law to say a certain amount and simultaneously required not to say too much.\u201d Bober, 246 F.3d at 942. Although the applicable regulations did not expressly authorize Glaxo to answer a consumer\u2019s question with the statement \u201cyou cannot substitute,\u201d the statement was consistent with federal regulations prohibiting drug companies from suggesting \u201coff-label\u201d uses for its products. Bober, 246 F.3d at 942.\nIn the end, even though there was no express authorization for the \u201ccannot substitute\u201d statement, the Seventh Circuit concluded that what Glaxo \u201cchose to say and not to say was a sufficiently careful compromise to fall within what is specifically authorized by federal law.\u201d Bober, 246 F.3d at 942. The court explained further:\n\u201cThe pharmaceutical industry is highly regulated, both at the federal level and internationally. Technical requirements abound, and it is not only possible but likely that ordinary consumers will find some of them confusing, or possibly misleading as the term is used in statutes like Illinois\u2019s [Consumer Fraud Act], But, recognizing the primacy of federal law in this field, the Illinois statute itself protects companies from liability if their actions are authorized by federal law. (Such protection would amount to nothing if it applied only to statements that were not susceptible to misunderstanding; those statements would escape liability under the [Consumer Fraud Act] in any event.) Because Glaxo\u2019s statements fall within the boundaries established by federal law, under Weatherman [186 Ill. 2d 472] and Martin [163 Ill. 2d 33] they are entitled to protection under section 10b(l) of the [Consumer Fraud Act].\u201d Bober, 246 F.3d at 942-43.\nBober is particularly helpful to our analysis of the present case, because, unlike Lanier, 114 Ill. 2d 1, Martin, 163 Ill. 2d 33, and Jackson, 197 Ill. 2d 39, it does not concern federal disclosure requirements. Like the present case, it concerns whether the federal regulatory agency has specifically authorized the making of certain statements about the product. The Seventh Circuit has read the statutory term \u201cspecifically authorized by laws administered by\u201d in section 10b(l) to encompass the making of statements that \u201cfall within the boundaries established by federal law\u201d (Bober, 246 F.3d at 943) in a highly regulated industry, even if those statements may tend to be confusing or misleading and even if there is no express authorization for the making of such statements in the applicable federal regulations. This is entirely consistent with our previous decisions, our reading of the statutory language, and our understanding of the legislative policy underlying section 10b(l).\nThe United States Court of Appeals for the District of Columbia Circuit long ago noted the FTC\u2019s tendency to regulate by obtaining voluntary compliance with its policies, rather than engaging in formal rulemaking. See Holloway v. Bristol-Myers Corp., 485 F.2d 986, 995 (D.C. Cir. 1973) (noting that, due to its \u201cexpertise in dealing with commercial practices,\u201d the FTC is able to secure \u201cvoluntary compliance through informal proceedings,\u201d and, in its sound discretion, determines when \u201cformal enforcement measures\u201d are necessary; and, further, that Congress has \u201cvoiced approval\u201d of the FTC\u2019s \u201crecord in shaping the fluid contours of generalized statutory policy pronouncements into meaningful and coherent rules of business conduct\u201d). In reaching its holding that the FTC Act did not create a private cause of action under which the Holloway plaintiffs could bring their claim, the court of appeals provided a detailed history of the FTC Act and its amendments and of the FTC itself. The court noted that when considering the 1939 amendments to the FTC Act, Congress made a fundamental policy judgment regarding the FTC\u2019s \u201cexpertise in dealing with commercial practices, its ability to act as a buffer in securing voluntary compliance through informal proceedings, and its sound discretion in determining when formal enforcement measures were necessary.\u201d Holloway, 485 F.2d at 995. Holloway also offers support for the conclusion that the consent orders obtained by the FTC with respect to one industry member provided specific authorization for other industry members to act in conformity with those orders.\nFinally, although lacking in significant precedential weight, we note with great interest the memorandum opinion and order of the federal district court for the Eastern District of Arkansas in Watson v. Philip Morris Cos., No. 4:03\u2014CV\u2014519 GTE (E.D. Ark., December 12, 2003), aff\u2019d, 420 F.3d 852 (8th Cir. 2005). The Watson class of plaintiffs was comprised of smokers who had consumed at least one pack of Marlboro Lights during the six years prior to the filing of their action pursuant to the Arkansas Deceptive Trade Practices Act (Ark. Code Ann. \u00a7 4\u201488\u2014107). The substance of their complaint was that Philip Morris advertised Marlboro Lights as being lighter or lower in tar, despite the fact that the cigarettes actually delivered more tar and nicotine than shown by the FTC testing method. Philip Morris removed the action to federal court pursuant to 28 U.S.C. \u00a7 1442(a)(1) (2000), on the basis that it had raised a color-able federal defense to the plaintiffs\u2019 claims. Specifically, Philip Morris argued that its actions were at the direction of a federal agency\u2014the FTC\u2014and that there was a causal nexus between the FTC\u2019s actions and Philip Morris\u2019 marketing practices with regard to light cigarettes. The district court denied the plaintiffs\u2019 motion to remand the matter back to state court.\nFor our purposes, the relevant portion of the Watson decision is the district court\u2019s discussion of the FTC\u2019s regulation of advertising of light and low-tar cigarettes and the FTC\u2019s use of mechanisms other than formal rules to direct the actions of regulated entities.\nAfter an exhaustive recounting of the history of regulation of cigarette advertising, the district court noted that Philip Morris was not required to advertise its cigarettes as \u201clight\u201d or \u201clow tar.\u201d Nevertheless, the court acknowledged:\n\u201c[Philip Morris] is permitted by the FTC to so advertise its cigarettes if they meet the FTC\u2019s standard. Philip Morris is required to adhere to the FTC\u2019s regulation of Tights\u2019 advertising. The FTC requires disclosure of Cambridge Filter Method tar and nicotine ratings in cigarette advertisements, and has stated that a cigarette may be advertised as light if its rating using the FTC Method is less than 15mg using the FTC Method. Therefore, any contention that Philip Morris\u2019 advertising of these two cigarette brands as \u2018Lights\u2019 is misleading squarely confronts the FTC\u2019s mandate that cigarette companies disclose FTC Method results in their advertising and use the Method to determine whether a particular cigarette may be classified as \u2018Light.\u2019 \u201d Watson, No. 4:03\u2014CV\u2014519 GTE.\nThe district court also observed that a \u201cformal rule is not required in order for a federal agency to direct the actions of a private company.\u201d The FTC \u201coften regulates the industries it governs by compelling voluntary agreements and consent orders rather than promulgating formal rules.\u201d In reaching this conclusion, the district court relied upon a documentary record similar to the record in the present case. In addition, the district court cited the 1987 testimony before Congress of then-chairman of the FTC Daniel Oliver, in which he described the FTC\u2019s preference for informal regulation via the use of enforcement actions and consent orders rather than formal rulemaking. Oliver stated that it is \u201cmore efficient\u201d to bring a single case against one industry actor than to use scarce resources to engage in rulemaking and that in \u201cthe case of the cigarette industry,\u201d it was \u201centirely reasonable to suppose that one action against [one] cigarette company would have an effect on all of them, and that you would not have, to make a rule.\u201d Quoting Statement of Daniel Oliver, Chairman of the Federal Trade Commission, Hearing before the Subcommittee on Transportation, Tourism, and Hazardous Materials of the House Comm, on Energy and Commerce, 100th Cong. 17-19 (1987).\nThe Watson court noted that the FTC coerced Philip Morris and other cigarette manufacturers into \u201cvoluntary\u201d cooperation with its cigarette labeling and advertising policies \u201cin such a way that a formal rule\u201d was not required to create federal jurisdiction. Finally, although formal rulemaking \u201cmay be one of the principal ways federal agencies regulate,\u201d \u201cit is clearly not the only way. In the FTC\u2019s case, it is not even the preferred way to regulate the cigarette industry.\u201d\nThe issue addressed by the Watson court\u2014whether removal to federal court was proper\u2014has no bearing on the present case. However, the federal district court\u2019s detailed analysis does support our conclusion that specific authorization for the use of the disputed descriptors may be found in consent orders rather than in formally promulgated trade regulation rules of the FTC.\n5. Summary\nBased on these other authorities, read in conjunction with Illinois law, we conclude that the FTC could, and did, specifically authorize all United States tobacco companies to utilize the words \u201clow,\u201d \u201clower,\u201d \u201creduced\u201d or like qualifying terms, such as \u201clight,\u201d so long as the descriptive terms are accompanied by a clear and conspicuous disclosure of the \u201ctar\u201d and nicotine content in milligrams of the smoke produced by the advertised cigarette. See American Brands, 79 F.T.C. 255. Further, the FTC reiterated this authorization in the 1995 consent order, which forbade the representation of tar ratings as \u201ca numerical multiple, fraction or ratio of the tar or nicotine ratings of any other brand,\u201d but specifically allowed the \u201cexpress or implied representation\u201d that a cigarette is \u201c \u2018low,\u2019 \u2018lower,\u2019 or \u2018lowest\u2019 in tar and/or nicotine.\u201d American Tobacco, 119 F.T.C. at 10, 11. Thus, we hold that plaintiffs\u2019 claim is barred by section 10b(l) of the Consumer Fraud Act.\nAt oral argument, plaintiffs\u2019 counsel noted that the circuit court made two separate findings of fraud: (1) a finding that PMUSA\u2019s use of the terms \u201clight\u201d and \u201clowered tar and nicotine\u201d was fraudulent and deceptive based on the known phenomenon of compensation, and (2) a finding that the members of the plaintiff class were defrauded because PMUSA failed to disclose that its \u201clight\u201d cigarettes were more mutagenic than full-flavor cigarettes. Counsel argued that, even if this court were to reverse on the merits of the first claim, the second portion of the circuit court\u2019s judgment must still stand.\nWe have not reached the merits of either aspect of plaintiffs\u2019 fraud claim, having found the entire claim barred by section 10b (1) of the Consumer Fraud Act. However, our discussion thus far has focused on the PMUSA\u2019s use of the disputed terms. The question we must next address is whether, even if the use of the terms was specifically authorized by the FTC, a claim may be brought under the Consumer Fraud Act based on PMUSA\u2019s describing more mutagenic cigarettes as \u201clight\u201d and as delivering \u201clower tar and nicotine.\u201d For two reasons, we find that the claim of fraud based on increased mutagenicity cannot stand.\nFirst, plaintiffs\u2019 claim regarding mutagenicity is inextricably linked to their claim that the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d are fraudulent and deceptive. Even though the circuit court found that members of the plaintiff class understood these terms as making an implied claim of safety and relied on this understanding, their Consumer Fraud Act claim is barred by section 10b(l). It is clear from the record that the FTC has defined both terms as meaning 15 milligrams or less of tar. Because PMUSA was specifically authorized to use these descriptive terms on its labels and in its advertising of products meeting this definition, any claim based on the use of these terms is barred by section 10b(l) of the Consumer Fraud Act, no matter what meaning the plaintiffs might have attributed to them.\nSecond, plaintiffs\u2019 mutagenicity claim is based on PMUSA\u2019s failure to make additional disclosures beyond those required by federal statute and the voluntary agreement with the FTC\u2014the tar and nicotine content in milligrams and the mandatory warning label. Thus, the claim is barred by this court\u2019s decisions in Lanier, 114 Ill. 2d at 18 (finding compliance with disclosure requirements of federal statute to be a defense to liability under the Consumer Fraud Act), Jackson, 197 Ill. 2d at 47 (same), and Jarvis, 201 Ill. 2d at 88 (recognizing state policy against extending consumer disclosure requirements beyond those mandated by federal law).\nIV OTHER ISSUES RAISED IN THIS APPEAL\nOur resolution of plaintiffs\u2019 claim on the threshold issue of statutory exemption moots most of the other issues raised in this appeal. One issue, however, is not resolved by our determination that plaintiffs\u2019 claim is barred by section 10b(l) of the Consumer Fraud Act. PMUSA argues that the circuit court erred by ruling that its delivery of some 39,000 documents to Congress in compliance with a congressional subpoena constituted waiver of both attorney-client privilege and work-product protection for those documents. Although only one of the disputed documents was actually admitted into evidence in the present case, PMUSA urges this court to reverse the circuit court\u2019s ruling on the issue. PMUSA\u2019s concern is that if it does not raise the issue in this appeal, it may be estopped from doing so in subsequent litigation in which an adverse party seeks to admit these documents into evidence.\nDespite plaintiffs\u2019 well-supported arguments in favor of upholding the circuit court\u2019s determination, we decline to address the issue except to note that PMUSA did make the privilege argument before this court and, thus, cannot be deemed to have acquiesced in the admission of the single document into evidence in this case.\nSeveral of the other issues raised in this appeal are of great importance and deserving of consideration by this court in the proper case. In particular, the circuit court\u2019s certification of a plaintiff class of 1.14 million individuals with claims covering decades raises several significant issues. The circuit court found sufficient commonality of issues to certify the class. Citing Oliveira, 201 Ill. 2d at 155, in which this court held that the proximate cause element of a Consumer Fraud Act claim must be met by proof of a plaintiffs having been deceived in some manner, PMUSA argues that the element of causation is an individualized issue that makes class certification improper.\nWe note that the five common questions of fact justifying class certification that were enumerated by the circuit court in its judgment order do not correspond to the five elements of a private cause of action under the Consumer Fraud Act that this court has repeatedly spelled out. See Zekman v. Direct American Marketers, Inc., 182 Ill. 2d 359, 373 (1998); Oliveira, 201 Ill. 2d at 149. Specifically, although the circuit court considered what the class members understood the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d to mean, and whether PMUSA intended reliance on its allegedly false and misleading statements, and whether the class members sustained damages as a result, it did not make the specific inquiry required by Oliveira\u2014whether the members of the plaintiff class were deceived by the use of the terms. That is, did they hold a false impression intentionally created by PMUSA\u2019s use of these terms when they made each and every purchase decision over a period of as long as 30 years?\nSimilarly, in the portion of the judgment order listing five elements of a claim under the Consumer Fraud Act, the circuit court cites Oliveira as the source for the elements, but does not mention actual deception as a necessary finding under the element of proximate cause. However, in making its factual findings as to each element, the circuit court did find that the false message of lighter smoke and lower tar was \u201crelied upon as a causative or determining factor for all Class members even if the degree or extent may have varied between Class members.\u201d\nIn the present case, the causation issue has at least two aspects. First, to meet the causation element of a Consumer Fraud Act claim (Oliveira, 201 Ill. 2d at 154), the members of the class must have actually been deceived in some manner by the defendant\u2019s alleged misrepresentations of fact. In Oliveira, this court equated cause-in-fact with deception. Oliveira, 201 Ill. 2d at 150. In the context of a fraud claim, as in a negligence claim, cause-in-fact is \u201cbut for\u201d cause. That is, the relevant inquiry is whether the harm would have occurred absent the defendant\u2019s conduct. Evans v. Shannon, 201 Ill. 2d 424, 434 (2002). The circuit court\u2019s use of the words \u201cmay have relied to different degrees\u201d causes us to question the existence of cause-in-fact. Even if, as the circuit court found, every purchaser must have relied to some degree on the disputed language, perhaps upon making the first purchases of a light cigarette, we question whether it can reasonably be said that the words \u201clight\u201d and \u201clowered tar and nicotine\u201d actually deceived over a million people for decades.\nThe circuit court cited Leonardi v. Loyola University of Chicago, 168 Ill. 2d 83 (1995), for the proposition that \u201c[a] person is liable for his or her conduct whether it contributed wholly or partly to the plaintiffs\u2019 injury as long as it was one of the proximate causes of the injury.\u201d Leonardi, however, was a medical malpractice action in which the question was whether the defendant hospital and physicians could admit evidence of the alleged negligence of another physician who was not a party to the suit to demonstrate lack of proximate cause. Leonardi, 168 Ill. 2d at 91. Unlike Leonardi, the present case does not involve the apportionment of causation among multiple tortfeasors. The question is not whether PMUSA\u2019s use of the descriptors was \u201cone of the proximate causes\u201d of plaintiffs injury. Again, the question is whether it can reasonably be said that deception created by the presence of the words \u201cLights\u201d and \u201clowered tar and nicotine\u201d on packages of Marlboro Lights and Cambridge Lights was the \u201cbut for\u201d cause of millions of purchasing decisions made over a period of some 30 years by the 1.14 million members of the plaintiff class.\nWe question, for example, whether all or most of the young people who began smoking long after these products were brought to market were deceived by the disputed words when choosing these brands of cigarettes. It may be just as likely that peer group pressure was the proximate cause of their adopting Marlboro Lights as their preferred brand. Similarly, there is no way of knowing how many smokers first tried Marlboro Lights because they were deceived by the promised lower level of tar, then tried one or more other brands, only to return to Marlboro Lights as a matter of personal preference.\nSecond, a great deal of evidence was presented on the phenomenon of compensation, which is the term applied to the tendency of smokers to change their smoking behavior after switching to a lower tar and nicotine product in order to achieve the level of nicotine delivery that they had become accustomed to. The circuit court concluded, based on the testimony of plaintiffs\u2019 experts, that plaintiffs demonstrated that compensation is \u201ccomplete.\u201d That is, that every smoker compensates fully for the effects of the lowered tar and nicotine cigarette. However, even if this is true with respect to smokers of full-flavor cigarettes who switch to the so-called \u201clight\u201d or \u201clow tar\u201d brands, we question whether the members of the class who never smoked prior to smoking Marlboro Lights would have felt the need to compensate when they lacked a prior habit to compensate for.\nIn addition to our reservations about the existence of individual issues that might make class certification inappropriate, we have grave reservations about the novel approach to the calculation of damages that was offered by the plaintiffs and accepted by the circuit court.\nHowever, despite the importance of these questions and the parties\u2019 having thoroughly briefed and argued them, we decline to address them. Because we have resolved this appeal on the threshold question of a statutory bar to maintaining the action, these are issues for another day.\nV CONCLUSION\nPlaintiffs note that the FTC has never adopted a trade regulation rule approving the use of descriptors such as \u201clight\u201d or \u201clow tar,\u201d and that the FTC has never stated that the use of such descriptors has been \u201csubstantiated\u201d by any cigarette manufacturer. Further, plaintiffs argue that PMUSA has never claimed to have any proof that its \u201cLights\u201d are safer than regular cigarettes. These statements are true, but do not resolve the question whether the FTC has specifically authorized the use of these terms. Plaintiffs also assert that the FTC has, fairly recently and after entering into the consent orders, expressly disavowed any \u201cofficial\u201d definitions of the terms. See Cigarette Testing, Request for Public Comment, 62 Fed. Reg. 48,158, 48,163 (September 12, 1997) (\u201cThere are no official definitions for these terms but they appear to be used by the industry to reflect ranges of FTC tar ratings\u201d). It is not clear to this court what the FTC meant by \u201cno official definitions,\u201d unless it was referring to the absence of a trade regulation rule. The FTC itself certainly uses these terms in its publications and its reports to Congress. Perhaps the FTC\u2019s published definitions of these terms in these contexts are considered by the agency to be \u201cunofficial.\u201d\nWe conclude that the specific authorization required to trigger the exemption of section 10b(l) does not require formal rulemaking or official definitions. See Lanier, 114 Ill. 2d at 12-13 (finding specific authorization in Federal Reserve Board staff interpretation of the applicable regulation). It is sufficient if the authorization proceeds from regulatory activity, including the resolution of an enforcement action by means of a consent order. The consent order provides express authority for the party that was the target of the enforcement action to engage in the conduct described in the consent order. In addition, a consent order entered into by the FTC with one member of a regulated industry, which is published pursuant to statute, provides implied authority for other members of the regulated industry to engage in the same conduct. It would elevate form over substance to say that the FTC specifically authorized American Brands to use such descriptors so long as certain conditions were met (American Brands, 79 F.T.C. 255), but did not thereby specifically authorize other members of the industry to act accordingly. Thus, while the authorization given to American Brands was express, the authorization given to the rest of the industry was implied, but no less specific.\nThe necessary degree of specificity is provided by the language of the consent orders and by the FTC\u2019s longstanding use, if not formal adoption, of the definition of \u201clow tar\u201d as meaning 15 milligrams or less of tar per cigarette.\nBecause PMUSA was specifically authorized to use the disputed terms without fear of the FTC challenging them as deceptive or unfair, it is exempt from civil liability under 10b(l) of the Consumer Fraud Act for the use of the terms so long as the other conditions set out in the consent orders were met. We find no evidence in the record that PMUSA failed to use these terms in compliance with the terms of the consent orders.\nThe increased mutagenicity of the smoke delivered by Marlboro Lights and Cambridge Lights cannot be a separate basis for a claim under the Consumer Fraud Act because, even if the terms \u201clight\u201d and \u201clowered tar and nicotine\u201d do convey a message of safety, their use is specifically authorized by the FTC. In addition, any claim of fraud based on PMUSA\u2019s failure to disclose increased mutagenicity is barred by this court\u2019s long-standing rule against imposing additional disclosure requirements beyond those established by statute or agency regulation.\nPlaintiffs\u2019 claim under the Deceptive Practices Act must also fail. Section 4 of the Deceptive Practices Act exempts from liability \u201cconduct in compliance with the orders\u201d of a federal agency. 815 ILCS 510/4 (West 2000). Because we have concluded that the 1971 and 1995 consent orders provided specific authorization to all industry members to engage in the conduct permitted by the orders, these orders fall within the scope of section 4, even though PMUSA was not a party to either consent order. See also Mario\u2019s Butcher Shop & Food Center, Inc. v. Armour & Co., 574 F. Supp. 653, 655 (N.D. Ill. 1983) (noting parallel between exemption clauses of the Consumer Fraud Act and the Deceptive Practices Act).\nWe have resolved the present case entirely on the basis of state law by construing and applying an exemption clause in a state statute. We do not address PMUSA\u2019s arguments that this action is expressly or impliedly preempted by federal law. Operation of section 10b (1) is not dependent on the intent of Congress. Rather, it is dependent on the intent of the Illinois General Assembly to allow regulated entities to engage in commercial conduct that might otherwise be alleged to be fraudulent or deceptive without risk of civil liability, so long as that content is specifically authorized by the regulatory body.\nFinally, we share the concerns expressed by plaintiffs and their amici about the devastating health effects of smoking and, in particular, the scourge of smoking among young people. We emphasize that because this action is barred by section 10b(l) of the Consumer Fraud Act, it is unnecessary to reach the merits of plaintiffs\u2019 claim that PMUSA intentionally deceived the public. Our resolution of the present case is in no way an expression of approval of PMUSA\u2019s alleged conduct. Nevertheless, as justices, our role is to apply the law as it exists, not to decide how the law might be improved. We must defer to the policy of the legislature as expressed in the language of the Consumer Fraud Act. Therefore, plaintiffs and others who would seek to alter the conduct of tobacco companies must take their case to the General Assembly, where they might seek amendment of section 10b(l); to the FTC, where they might seek changes in regulations; or to Congress, where they might seek amendments to the Labeling Act.\nWe reverse the judgment of the circuit court and remand with instructions to dismiss pursuant to section 10b(l) of the Consumer Fraud Act.\nCircuit court judgment reversed; cause remanded with instructions.\nCHIEF JUSTICE THOMAS took no part in the consideration or decision of this case.",
        "type": "majority",
        "author": "JUSTICE CARMAN"
      },
      {
        "text": "JUSTICE KARMEIER,\nspecially concurring:\nI agree that the judgment of the circuit court should be reversed. In my view, however, that conclusion is not dependent on the applicability of section 10b(l) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 2000)). Plaintiffs\u2019 consumer fraud claim is fatally infirm for an additional and more basic reason: plaintiffs failed to establish that they sustained actual damages.\nIn Avery v. State Farm Mutual Automobile Insurance Co., 216 Ill. 2d 100, 195 (2005), this court recently reiterated the well-settled principle that in order to maintain a private cause of action under the Consumer Fraud Act, a plaintiff must prove that he or she suffered actual damages as a result of a violation of the Act. Actual damages are thus an element of a private right of action under the statute. See 815 ILCS 505/10a (West 2000); Oliveira v. Amoco Oil Co., 201 Ill. 2d 134, 140 (2002). If a plaintiff cannot establish that the defendant\u2019s conduct caused him or her to suffer actual damages, no recovery under the Act will lie. See Avery, 216 Ill. 2d at 196-200.\nThe requirement of actual damages means that the plaintiff must have been harmed in a concrete, ascertainable way. That is, the defendant\u2019s deception must have affected the plaintiff in a way that made him or her tangibly worse off. Theoretical harm is insufficient. Damages may not be predicated on mere speculation, hypothesis, conjecture or whim. See Petty v. Chrysler Corp., 343 Ill. App. 3d 815, 823 (2003).\nThe record in the case before us shows that PMUSA developed and marketed Marlboro Lights and Cambridge Lights cigarettes in response to heightened public concern over health risks posed by smoking. The company believed that it could forestall declining sales by offering a product which consumers perceived as better for them than conventional \u201cfull-flavored\u201d brands. Pursuant to that strategy, PMUSA advertised Marlboro Lights and Cambridge Lights cigarettes in a way that led consumers to believe that the brands posed a lower health risk than their \u201cfull flavored\u201d counterparts. In reality, and as PMUSA was fully aware, the so-called \u201clight\u201d cigarettes not only offered no health benefits, but were actually more toxic.\nWhen a consumer chooses one product over another in the belief that it will be less harmful to his or her health, only to discover later that it may have been more harmful, the existence of damages might seem self-evident. In this case, however, plaintiffs are not seeking damages based on any heightened adverse effects on their health. Personal injury is not at issue. The losses for which plaintiffs seek compensation are purely economic. Their claim is simply that they did not receive what they bargained for. They paid for health benefits they did not get.\nThe benefit-of-the-bargain rule invoked by plaintiffs governs common law fraudulent misrepresentation cases. Gerill Corp. v. Jack L. Hargrove Builders, Inc., 128 Ill. 2d 179, 196 (1989). Although plaintiffs\u2019 cause of action is statutory in nature, the parties agree that the benefit-of-the-bargain rule provides the appropriate standard for ascertaining plaintiffs\u2019 right to damages in this case. Under the rule, damages are determined by looking at the loss to the plaintiff rather than the gain to the defendant. The rule is based on the rationale that the defrauded party is entitled to be placed in the same financial position he would have occupied had the misrepresentations in fact been true. See Martin v. Allstate Insurance Co., 92 Ill. App. 3d 829, 835 (1981). Consistent with this rationale, the measure of damages\n\u201cis such an amount as will compensate the plaintiff for the loss occasioned by the fraud, or, as it has been expressed, the amount which the plaintiff is actually out of pocket by reason of the transaction ***.\u201d 19A Ill. L. & Prac. Fraud \u00a7 61 (1991).\nWhen this case ultimately proceeded to trial, two individuals were identified as representing the plaintiff class, Sharon Price and Michael Fruth. Both named plaintiffs testified that they switched to light cigarettes because they believed such cigarettes to be lower in tar and nicotine and therefore healthier. Price also stated that she valued the health component of light cigarettes, or what she thought was the health component of lights. Significantly, however, Price also admitted that she continued smoking PMUSA\u2019s light cigarettes even after this litigation alerted her to the fact that the cigarettes were not, in fact, any healthier and may actually be more harmful than the regular version of those cigarettes. News that PMUSA\u2019s low-tar and light representations were illusory likewise did not deter Fruth from continuing to smoke, although he testified that he did switch back from lights to regulars.\nWhatever valuation the class representatives may have placed on the health component of light cigarettes, that valuation had no observable economic consequences. Neither Price nor Fruth offered any testimony suggesting that switching from regulars to lights resulted in their paying any more for cigarettes than they would have otherwise. There was no price disparity between light cigarettes and their full-flavored counterparts, and there is no indication that the switch from regulars to lights caused them to buy more packages of cigarettes. The price they paid did not go up. The quantity they purchased did not increase. No additional ancillary or incidental costs were identified. Moreover, neither Price nor Fruth complained that the cigarettes were not worth what they paid for them. To the contrary, Price\u2019s continued purchase of lights even after being alerted to their lack of health benefits suggests that she was entirely satisfied with the value of what she received for her cigarette-purchasing dollar.\nUnder these circumstances, Price and Fruth cannot be said to have sustained any actual damages as a result of the misrepresentations made by PMUSA. Because they did not show any actual damages, Price and Fruth failed to prove a private right of action under the Consumer Fraud Act. Under Avery v. State Farm Mutual Automobile Insurance Co., that is fatal not only to their own cause of action, but to the entire class action. As we held in Avery, when a class representative has not proven his claim for consumer fraud, the consumer fraud claim asserted on behalf of the class cannot stand either. The consumer fraud judgment in favor of the class must be reversed. Avery, 216 Ill. 2d at 204. There is no basis for reaching a contrary result here. Accordingly, regardless of the applicability of section 10b(l) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 2000)), the judgment in favor of plaintiffs must be set aside.\nAt trial, counsel for plaintiffs did not attempt to compensate for the absence of actual damages to the class representatives by relying on testimony from other members of the class, for the smoking experiences of the other class members were similar to those of Price and Fruth and therefore similarly unhelpful. Instead, class counsel presented the results of an internet survey they had commissioned. Plaintiffs have not cited, and I am not aware of, any authority that would permit the opinions of internet survey respondents to establish actual damages under the Consumer Fraud Act where, as here, the class representatives have not been shown to share the survey respondents\u2019 views and have not themselves been harmed in the way those who answered the survey claimed they would be under the hypotheticals presented to them.\nEven if I could look past these problems, plaintiffs\u2019 damages model is insufficient as a matter of law to support the circuit court\u2019s judgment. Plaintiffs contend that their damages under the benefit-of-the-bargain rule, as applied to the facts of this case, are equal to the difference between the value the cigarettes would have had if they possessed the qualities they were represented to have and their value as actually sold. See Gerill Corp. v. Jack L. Hargrove Builders, Inc., 128 Ill. 2d 179, 196 (1989). Because defendant\u2019s misrepresentations as to the properties of their cigarettes were believed to be true, ascertaining the market value of cigarettes possessing the qualities defendant claimed its lights to possess is straightforward. It is the price PMUSA actually charged and the amount plaintiffs actually paid for those cigarettes.\nThe problem in plaintiffs\u2019 analysis arises from the second value, i.e., the value of the cigarettes as actually sold. To compute that value, which is equivalent to the price the cigarettes would have commanded in the marketplace had they not possessed the health attributes suggested by PMUSA\u2019s misrepresentations, plaintiffs did not look to the marketplace or actual consumer behavior. Instead, they relied on the Internet survey mentioned earlier, which was commissioned by class counsel. Based on the results of that survey, which sampled fewer than 300 respondents, plaintiffs\u2019 expert, Dr. Jeffrey Harris, postulated that the price of lights would have to be discounted by 77.7% before consumers would still be willing to buy them, assuming the cigarettes were the same healthwise as their full-flavored counterparts. When the hypothetical was changed to assume that lights might be more harmful than regular cigarettes, Harris\u2019 analysis determined that the amount of the discount would have to be increased to 92.3%. Based on these figures, plaintiffs argued that the difference between the hypothetically discounted prices and the prices consumers actually paid showed that consumers had significantly overpaid for PMUSA\u2019s light cigarettes in the false hope that those cigarettes would be healthier for them. In plaintiffs\u2019 view, the difference was equivalent to the value of the perceived health benefit of the lights, and the overpayment was the measure of plaintiffs\u2019 damages.\nProfessors Robert Solow and George Akerlof, both recipients of the Bank of Sweden Prize in Economic Sciences in Memory of Alfred Nobel, submitted a brief as amici curiae attesting that the benefit-of-the-bargain rule expressed by our court in Gerill Corp. v. Jack L. Hargrove Builders, Inc., 128 Ill. 2d at 196, comports with accepted principles of economics. Although they made general statements in support of the basic theoretical and methodological approach taken by Harris, Solow and Akerlof also noted that the \u201cthe actual measurement of damages under the applicable legal standard is intrinsically difficult to implement under the facts and circumstances of this case\u201d and that, under those facts and circumstances, \u201cthere may be more than one way to measure damages.\u201d One senses from these remarks, and from amici\u2019s lack of elaboration in evaluating plaintiffs\u2019 approach, a certain unease with plaintiffs\u2019 damages calculations. It is no wonder.\nPutting aside any questions regarding the scientific validity of the survey on which Harris relied, there is a fundamental flaw in his approach. To understand why, one must first recall the purpose of the benefit-of-the-bargain rule, which is to compensate the plaintiff for the pecuniary loss occasioned by the defendant\u2019s fraud, that is, for \u201cthe amount which the plaintiff is actually out of pocket by reason of the transaction.\u201d 19A Ill. L. & Prac. Fraud \u00a7 61 (1991). If a plaintiff cannot prove that he was any worse off financially as a result of the defendant\u2019s deceit, his personal feelings of disappointment or dissatisfaction with the transaction are of no consequence. Financial loss is not measured by subjective feelings. It is determined by the choices and values actually available to a consumer in the marketplace. See, e.g., Restatement (Second) of Torts \u00a7 549, Comment c, at 110-12 (1977) (for purposes of measuring damages in action for fraudulent misrepresentation, value is normally determined by the price for which an item could be resold in an open market or by private sale if its quality or other characteristics that affect its value were known).\nThe need for objective, market-based standards to prove financial loss is not being raised here for the first time. It was recognized by defendant\u2019s damages expert and is fatal to the plaintiffs\u2019 damages model. While the Internet survey commissioned for this case may have shown that survey respondents would have placed a lower subjective value on cigarettes that lacked the health qualities claimed by PMUSA in its marketing of Marlboro Lights and Cambridge Lights, the marketplace demonstrated that, in reality, consumers would not have paid less to satisfy their tobacco habits had the lights\u2019 true properties been known. They would not have stopped smoking, for they were addicted, and they could not have bought cigarettes that cost 77.7% less or 92.3% less, for no such cigarettes existed. At most, they would have reverted back to \u201cfull-flavored\u201d versions of the cigarettes.\nSignificantly, and as I have already observed, the price charged by PMUSA for such cigarettes, and the price consumers were willing to pay despite the absence of claimed health benefits, was precisely the same as the price charged for \u201clights.\u201d In marked contrast to the situation with many products aimed at health consciousness, there was no cost differential for consumers between the \u201chealthy\u201d and \u201cregular\u201d versions of the product. Accordingly, while PMUSA\u2019s misrepresentations may have deceived consumers into altering their purchasing decisions, the net change in consumers\u2019 economic position as a result of those misrepresentations was zero. In other words, plaintiffs may not have received the benefit of their bargain, but the bargain (i.e., obtaining what were thought to be healthier cigarettes than they would otherwise have purchased) cost them nothing extra. In terms of pecuniary harm, plaintiffs were unaffected. Their financial status remained the same.\nThis conclusion is not altered by the fact that PMUSA\u2019s light cigarettes were more toxic than the full-flavored versions. The additional toxicity unquestionably had adverse effects on plaintiffs\u2019 health. It bears repeating, however, that health effects are not part of plaintiffs\u2019 damages claim. They are not seeking compensation for personal injury, only pecuniary loss based on their switch to lights in reliance on PMUSA\u2019s misrepresentations. For purposes of calculating pecuniary loss, the increased toxicity of lights would be relevant only if one could show (1) that an alternative cigarette with equally high toxicity levels was available on the market at lower cost than the price charged for lights and (2) that consumers would have switched to that lower cost alternative had the truth about lights been known.\nThe notion that cigarette manufacturers could successfully market a cigarette known to be more toxic than regulars is inconsistent with the realities of consumer demand for more healthful products that led to the development of light cigarettes. It is therefore unsurprising that there is no evidence that a cheaper but more toxic brand of cigarette is actually available for purchase. Given the nature of the class bringing this suit, that is, smokers interested in a product less harmful to their health, it is also highly unlikely that any of them would change to a different brand that was more harmful than regulars, even at a reduced price. The testimony of the class representatives certainly does not suggest they would, and plaintiffs\u2019 Internet survey does not speak to the issue.\nThe Internet respondents were not queried about it. The Internet survey looked to hypothetical conduct assuming that a truly healthier version existed. It did not measure or purport to measure how consumers would actually behave if, as is really the case, there is no truly healthier version.\nHaving sustained no pecuniary harm, plaintiffs lack the actual economic damages necessary to sustain their cause of action under the Consumer Fraud Act. When the same situation confronted the representative for the putative Illinois class in Avery, we concluded that the deficiency was fatal to his consumer fraud claim (Avery, 216 Ill. 2d at 199) and reversed the judgment for plaintiffs outright. We should not hesitate to reach the same conclusion here.\nHere, as in Avery, there is no need to remand for a new trial on the damages question. This case does not present a situation in which erroneous rulings by the trial court hampered plaintiffs\u2019 ability to fully present their evidence or theory of recovery. The record is complete, and plaintiffs were given wide latitude in developing their damages claim. Further proceedings would serve no purpose. Plaintiffs\u2019 claim fails as a matter of law. Because they sustained no actual economic damages, no judgment in their favor under the Consumer Fraud Act could ever stand.\nPlaintiffs\u2019 consumer fraud claim cannot be revived on the theory that they might be entitled to an award of nominal damages notwithstanding their inability to show actual damages. Nominal damages can only be awarded where a plaintiff prevails in a case. As already discussed, however, a plaintiff cannot sustain a private right of action under the Consumer Fraud Act unless he or she has sustained actual damages. Unless all of the elements of the cause of action, including the element of actual damages, are established, nominal damages cannot be recovered. See Tolve v. Ogden Chrysler Plymouth, Inc., 324 Ill. App. 3d 485, 491-92 (2001). The lack of actual damages would therefore preclude plaintiffs from recovering nominal damages even if the case were remanded.\nSimilarly, plaintiffs cannot sidestep the lack of actual damages on the grounds that they are nevertheless entitled to an award of punitive damages. Illinois law does not permit an award of punitive damages in the absence of compensatory damages. See Lowe v. Norfolk & Western Ry. Co., 96 Ill. App. 3d 637, 648 (1981). The Consumer Fraud Act is no exception. Punitive damages are in addition to compensatory damages and cannot be allowed unless actual damage is shown. See In re Application of Busse, 124 Ill. App. 3d 433, 438 (1984). Because plaintiffs sustained no actual damages here, their claim for punitive damages must therefore fail as well. See Florsheim v. Travelers Indemnity Co. of Illinois, 75 Ill. App. 3d 298, 310 (1979).\nFor the foregoing reasons, I fully concur in the result reached by the majority. Plaintiffs cannot recover under the Consumer Fraud Act, and the circuit court\u2019s judgment awarding them damages under the Act cannot stand. In reaching this conclusion, I hasten to add, as the majority opinion did, that rejection of plaintiffs\u2019 cause of action should in no way be construed as an endorsement of PMUSA\u2019s conduct. Our reversal of the circuit court\u2019s judgment is not an exoneration of PMUSA. It is merely a conclusion that this particular cause of action by this particular group of claimants seeking this particular form of recovery cannot be sustained under the law of Illinois.\nJUSTICE FITZGERALD joins in this special concurrence.\nCourts have been criticized for erroneously using the terms \u201cdamage\u201d and \u201cdamages\u201d interchangeably when these should actually be considered distinct concepts, damage being the loss or hurt that results from injury and damages being the amount awarded to compensate for damage. J. Fischer, Understanding Remedies \u00a7 161(c), at 506 (1999). Without passing on the merits of this criticism, I note that there is no such confusion here. The need to prove damages and not merely damage is based not on a judicial gloss, but on the express language of section 10a of the Consumer Fraud Act, which authorizes consumers to bring an \u201caction for damages\u201d and recover \u201cactual economic damages.\u201d (Emphases added.) 815 ILCS 505/10a (West 2000).\nThe \u201cfull-flavored\u201d versions manufactured by PMUSA used the very same tobacco as the light brands. The only difference between the cigarettes was the filters. Ironically, to the extent that the light brands were more toxic, the filters were to blame. The filters had the additional effect of impairing the light brands\u2019 flavor. The only reason lights were chosen over their full-flavored versions was their perceived health benefits.\nBecause actual damages must be shown to prevail in a private right of action for damages under the Consumer Fraud Act, nomin\u00e1is actually serve no purpose in such cases. If a plaintiff shows actual damages, he or she will receive real compensation. When compensation is awarded, there is no need for the largely symbolic function served by nomin\u00e1is. That is, no doubt, why plaintiffs did not request nomin\u00e1is in their complaint and were not awarded nomin\u00e1is by the circuit court.",
        "type": "concurrence",
        "author": "JUSTICE KARMEIER,"
      },
      {
        "text": "JUSTICE FREEMAN,\ndissenting:\nThis is a consumer fraud class action brought under the Consumer Fraud and Deceptive Business Practices Act (Consumer Fraud Act) (815 ILCS 505/1 et seq. (West 1998)) and the Uniform Deceptive Trade Practices Act (Deceptive Practices Act) (815 ILCS 510/1 et seq. (West 1998)). The circuit court found Philip Morris USA (PMUSA) hable for consumer fraud for using the materially false and deceptive terms \u201clights\u201d and \u201clower tar and nicotine\u201d in marketing its Marlboro Lights and Cambridge Lights cigarettes. This court reverses the judgment on the basis that the action is barred by section 10b(l) of the Consumer Fraud Act, which exempts conduct \u201cspecifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d The court holds that the Federal Trade Commission (FTC), through the use of two \u201cconsent orders,\u201d specifically authorized all American tobacco companies to use descriptive terms such as \u201clights,\u201d or \u201clowered tar and nicotine\u201d in marketing and promoting cigarettes. 219 Ill. 2d at 265-66. Therefore, PMUSA was exempt from civil liability for the use of those terms under section 10b (1) of the Consumer Fraud Act and section 4 of the Deceptive Practices Act. 219 Ill. 2d at 273.\nThe court\u2019s action today is predicated upon an erroneous and irresponsible interpretation of our Consumer Fraud Act, an act which I note is to be interpreted so as to give full protection to the citizens of this state against the fraudulent conduct of others. The protection of consumers from unfair practices is, of course, a traditional state police power function. The court\u2019s construction of section 10b(l) serves not only to dilute needlessly the force of our state consumer protection legislation, but to limit unnecessarily our state\u2019s citizens\u2019 consumer protection in this area to a federal agency. For these reasons and because I do not agree that PMUSA was exempt from liability under section 10b(l), I cannot join in the court\u2019s opinion. Rather, I would hold that the FTC did not specifically authorize PMUSA, within the meaning of section 10b(l) of the Consumer Fraud Act, to use the disputed descriptors. I therefore respectfully dissent.\nI. Background\nPlaintiffs filed their initial complaint on February 10, 2000. In it, they alleged violations of the Consumer Fraud Act and claims of unjust enrichment against PMUSA on behalf of a purported class of Illinois residents who had purchased \u201cLight\u201d cigarettes in Illinois since the introduction of Marlboro Lights in 1971. Plaintiffs claimed that the word \u201clights\u201d and the phrase \u201clowered tar and nicotine\u201d were deceptive in that those words led each consumer to believe that he or she would receive lower tar and nicotine from these cigarettes, and that, as a result, smoking them would be less hazardous than smoking regular, full-flavored cigarettes. Plaintiffs alleged that all class members purchased Lights because of a belief that they were less hazardous, and provided health benefits not associated with regular, full-flavored cigarettes, and that no one would have purchased Lights \u201cbut for\u201d PMUSA\u2019s \u201cunfair and/or deceptive acts and/or practices.\u201d Plaintiffs sought damages solely for economic loss. Plaintiffs moved for class certification on September 8, 2000. PMUSA opposed the motion, arguing that the plaintiffs failed to satisfy the requirements of the Illinois class action statute, because, inter alia, individual questions of fact predominated over any common issues shared by the purported class members. The circuit court certified the class on February 8, 2001.\nFollowing class certification, PMUSA moved for summary judgment. PMUSA argued that Congress, in enacting the Federal Cigarette Labeling and Advertising Act (Labeling Act) (15 U.S.C. \u00a7 1331 et seq. (2000)), had specified the warnings that cigarette manufacturers must give to consumers and had expressly prohibited states from requiring additional disclosures. PMUSA also argued that the FTC had adopted the FTC test method to measure tar and nicotine yields and had allowed and encouraged manufacturers to use descriptive terms such as \u201clowered tar and nicotine\u201d and \u201clights\u201d so long as those terms were consistent with the FTC method. Any inconsistent state-law duty, PMUSA contended, would conflict with the FTC\u2019s policies regarding tar and nicotine disclosures. For this reason, PMUSA asserted that its conduct as alleged by the plaintiffs was exempt from the Consumer Fraud Act by virtue of section 10(b). Both parties thereafter submitted affidavits of experts on this issue. Plaintiffs\u2019 expert averred that the FTC did not have an official policy which permitted cigarette companies to use these terms. Plaintiffs further maintained that the FTC had not had occasion to ever consider the terms at issue, \u201clowered tar and nicotine\u201d and \u201clights\u201d as those descriptors were used by PMUSA in this case. Finding that there were \u201csignificant disputes about several material facts which can only be decided at trial,\u201d the circuit court \u201creserved judgment\u201d on the matter until trial.\nAt trial, as it was during the pretrial proceedings, it was PMUSA\u2019s position, established through testimony and exhibits, that its use of the terms \u201clights\u201d and \u201clowered tar and nicotine\u201d were in compliance with FTC policies. Dr. John Peterman testified as an expert on behalf of PMUSA with respect to the FTC\u2019s relationship to cigarette advertising. The FTC in 1955 established \u201cCigarette Advertising Guidelines,\u201d which set forth the FTC\u2019s policies on the disclosure of tar and nicotine yields in cigarettes. The Guidelines permitted a manufacturer to make claims regarding tar and nicotine yields only if the manufacturer could substantiate the claims \u201cby competent and scientific proof.\u201d In the late 1950s, scientists began to discern a relationship between exposure to cigarette tar and tumors in laboratory animals. Cigarette manufacturers responded by testing the amount of tar produced by their cigarettes and advertising the results. Each manufacturer used different machines to measure the tar, and confusion ensued. According to Dr. Peterman, in response to the multiple testing systems being used, the FTC developed a uniform testing system for use throughout the country. Tar and nicotine measures could be advertised provided that they were measured according to the FTC\u2019s testing method. Under this testing methodology, a low-tar cigarette is a cigarette which had a tar level of 15 milligrams or less. However, the FTC did not enact or adopt any trade regulation rule with respect to cigarette advertising. Indeed, the parties do not dispute the fact that there is not any industrywide formal rulemaking authorizing the use of the disputed descriptors at issue in this case, \u201clights\u201d and \u201clowered in tar and nicotine.\u201d Nor do they dispute the fact that the FTC does not have any industrywide formal rule which authorizes or requires cigarette manufacturers to use the terms \u201clight\u201d or \u201clow tar\u201d or any variation thereof. Moreover, it is undisputed that the FTC views what it considers to be a \u201cregulatory\u201d scheme in this area as a \u201cvoluntary approach.\u201d See 219 Ill. 2d at 192.\nDefendant\u2019s expert, Dr. Peterman, testified that the primary mission of the FTC is to enforce a variety of federal antitrust and consumer protection laws. The FTC is primarily a law enforcement agency, conferred with both investigative and enforcement powers. However, to the best of Dr. Peterman\u2019s knowledge, there was no bureau, section, or other subset of the FTC dedicated to, or even associated with, tobacco regulation. The two primary tools the FTC employs to enforce consumer protection laws are trade regulation rules and enforcement procedures. Trade regulation rules are promulgated through formal notice and comment rulemaking. FTC policy is adopted or approved by the FTC commissioners acting collectively as the commission. Dr. Peterman admitted that an individual FTC commissioner giving a speech discussing FTC policy is not, per se, FTC policy. An FTC staff member cannot create FTC policy.\nDr. Peterman, defendant\u2019s expert, testified that there has never been an FTC trade regulation rule governing cigarette advertising that has been put into effect. In 1964, the FTC formally promulgated a trade regulation rule declaring it an unfair and deceptive practice within the meaning of the FTC Act to fail to prominently disclose, in all cigarette advertising and packaging, that cigarette smoking is dangerous and may cause death from cancer or other diseases. Unfair or Deceptive Advertising and Labeling of Cigarettes in Relation to the Health Hazards of Smoking, 29 Fed. Reg. 8324, 8325 (1964). However, in 1965, Congress enacted the federal Labeling Act. This Act, inter alia, vacated the newly promulgated FTC cigarette health warning trade regulation rule. No FTC regulation, document, or official statement has ever regulated \u201clow tar\u201d and \u201clights\u201d descriptors. Further, the FTC has disavowed any \u201cofficial\u201d definition of these terms as well as the term involved in this case, \u201clowered tar and nicotine.\u201d Rather, a cigarette company\u2019s decision to use descriptors such as \u201clight,\u201d or \u201clow tar,\u201d is voluntary; there is no FTC rule requiring or governing their use. A cigarette company could stop using those descriptors, and there is no FTC policy that would prohibit it.\nDr. Peterman did not offer an expert opinion that the FTC has a policy that prohibits states from regulating the term \u201clights\u201d on cigarettes. Nor did he offer an expert opinion that the FTC has granted cigarette companies the right to use the \u201clights\u201d and \u201clow tar\u201d descriptors and, thereby, immunize them from state regulation of those descriptors.\nIn 1970, the FTC proposed a formal trade regulation rule that would have required cigarette companies to disclose in their advertising FTC-measured tar and nicotine content of their cigarettes. See 35 Fed. Reg. 12,671 (proposed August 8, 1970). However, the FTC dropped this proposed order after eight cigarette companies entered into a voluntary trade agreement. Those signatories voluntarily agreed to provide the information on their cigarette packages. See 36 Fed. Reg. 784 (1971). The 1970 voluntary trade agreement was not all-inclusive; not every cigarette company signed the agreement. Those companies that did not sign the agreement have not included tar and nicotine rates in their cigarette advertising. Up to the time of trial, the FTC has taken no enforcement action against those companies.\nIn 1971, the FTC and a cigarette company, American Brands, Inc., reached an agreement that was memorialized in a consent order. In the 1971 consent order, the FTC charged that American Brands\u2019 advertisements of its cigarettes designated as \u201cPall Mall Gold\u201d 100s, \u201cPall Mall Menthol\u201d 100s and \u201cLucky Filters\u201d were imprecise and misleading because the cigarettes were being described as \u201clower than the best selling filter king.\u201d In actual fact, however, the FTC found that these brands were higher in tar levels than many other brands. The FTC and American Brands agreed that American Brands\u2019 advertisements which stated that its cigarettes were low in tar must contain the tar and nicotine yield results as measured under the FTC testing methods (the advertisements challenged by the FTC in this action did not contain any tar and nicotine yield results). If American Brands\u2019 advertisements contained a comparison to another product, then the advertisement had to include the tar and nicotine yield of that product as well. In re American Brands, Inc., 79 F.T.C. 225 (1971).\nDuring the direct examination of defendant\u2019s expert witness, Dr. Peterman, he stated that the 1971 consent order against American Brands, Inc., was \u201can official act of the FTC.\u201d Further, the order provided \u201cindustry guidance to [PMUSA] and others regarding the use of descriptors.\u201d This \u201cguidance\u201d was found in the terms of the order against American Brands. According to Dr. Peter-man, nonparties to a consent order, even an entire industry, learn from the order how far they can and cannot go. According to Peterman, the 1971 consent order was exemplary of the FTC intending to provide industry-wide guidance with respect to issues addressed in consent orders.\nHowever, on cross-examination, Dr. Peterman qualified his direct examination testimony by admitting that the 1971 consent order did not mention the descriptor \u201clights.\u201d Also, the consent order did not define the descriptor \u201clow tar,\u201d or establish a numerical standard for that term. This form of \u201ccompliance\u201d is a voluntary decision on the part of each cigarette company. It is not a trade regulation rule. Further, PMUSA was never a party to the proceeding and never signed the consent order. Each cigarette company, including PMUSA, and the entire industry collectively, could simply stop using the disputed descriptors if they so chose. Peterman further acknowledged that the FTC has never taken any enforcement action against a cigarette manufacturer of these so-called \u201clight\u201d brands because that manufacturer did not use the word \u201clight\u201d in the brand name. There is no evidence in the record that PMUSA ever complied with this consent order.\nIn 1995, the FTC and another cigarette company, American Tobacco Company, reached an agreement that was memorialized in a consent order. In the 1995 consent order, the FTC and American Tobacco agreed that \u201cpresentation of the tar and/or nicotine ratings of any of respondent\u2019s brands of cigarettes and the tar and/or nicotine ratings of any other brand (with or without an express or implied representation that respondent\u2019s brand is \u2018low,\u2019 \u2018lower,\u2019 or \u2018lowest\u2019 in tar and/or nicotine) shall not be deemed\u201d to violate an existing ban on numerical comparisons. In re American Tobacco Co., 119 F.T.C. 3 (1995). Dr. Peterman testified that the FTC intended to provide industrywide guidance with respect to issues addressed in the 1995 consent order against American Tobacco Company.\nAt the conclusion of the trial, the circuit court denied PMUSA\u2019s affirmative defense based upon section 10b(l) of the Consumer Fraud Act. The court specifically found Dr. Peterman\u2019s testimony to be \u201cunpersuasive\u201d on PMUSA\u2019s claim that the issues in this case could potentially cause a conflict between state and federal law. Moreover, the court found that Dr. Peterman did not have any \u201cexpertise in assessing FTC involvement in regulation of the issues\u201d and that the plaintiffs\u2019 claims in this case did not conflict in any way with the federal Labeling Act or the regulations and policies of the FTC. With respect to the FTC, the court ruled:\n\u201cThe false and misleading use of the descriptors \u2018Lights\u2019 and \u2018Lowered Tar and Nicotine\u2019 has never been specifically authorized by law. Philip Morris voluntarily chose to use these terms on its packages of Marlboro Lights and Cambridge Lights. No regulatory body has ever required (or even specifically approved) the use of these terms by Philip Morris. The court finds that Philip Morris has not established that its conduct is \u2018specifically authorized\u2019 by law.\u201d\nThe circuit court further found plaintiffs had proven that PMUSA violated the Consumer Fraud Act through the deceptive act of misrepresenting its Cambridge Lights and Marlboro Lights products as \u201clights\u201d and misrepresenting Marlboro Lights as \u201cLowered in Tar and Nicotine.\u201d\nII. Section 10b(l) of the Consumer Fraud Act\nSection 10b(l) of the Consumer Fraud Act exempts conduct \u201cspecifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d 815 ILCS 505/10b(l) (West 1998). PMUSA contends that the FTC\u2019s policies regarding cigarette advertising fall within the scope of the phrase \u201cspecifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d Because PMUSA asserted section 10b(l) as an affirmative defense, PMUSA has the burden of proving it. See Pascal P. Paddock, Inc. v. Glennon, 32 Ill. 2d 51, 54 (1964) (observing \u201celementary\u201d rule that party asserting affirmative defense has the burden of proving it); In re Marriage of Jorczak, 315 Ill. App. 3d 954, 957 (2000) (same).\nAfter reviewing the plain language of the statute, this court\u2019s case law concerning section 10b(l), and the facts in this case, I am unable to conclude, as the court today does, that section 10b(l) exempts Philip Morris from suit. I believe that a fair reading of the statute compels the conclusion that the policies of the FTC, as presented at trial, do not rise to the level of specific authorization contemplated by our legislature when it enacted the statute.\nMy colleagues correctly point out that the primary rule of statutory construction is to ascertain and give effect to the intent of the legislature; that the best indicator of legislative intent is the statutory language; that a court gives undefined words their plain and ordinary meaning; and that it is appropriate to use a dictionary to ascertain the meaning of undefined terms. 219 Ill. 2d at 242-43. I note, however, that the court ignores several other principles of statutory construction. For example, the court does not mention that, in examining a statute\u2019s plain language, \u201c \u2018[t]he statute should be evaluated as a whole, with each provision construed in connection with every other section.\u2019 \u201d Eden Retirement Center, Inc. v. Department of Revenue, 213 Ill. 2d 273, 291 (2004), quoting Paris v. Feder, 179 Ill. 2d 173, 177 (1997); accord In re Detention of Lieberman, 201 Ill. 2d 300, 308 (2002) (recognizing that \u201cwords and phrases should not be construed in isolation, but must be interpreted in light of other relevant provisions of the statute\u201d); Huckaba v. Cox, 14 Ill. 2d 126, 131 (1958); 2A N. Singer, Sutherland on Statutory Construction \u00a7 46:05 (6th ed. 2000); 73 Am. Jur. 2d Statutes \u00a7 165 (2001). Nor does the court acknowledge the fundamental canon of statutory construction which provides that \u201cin determining the intent of the legislature, the court may properly consider not only the language of the statute, but also the reason and necessity for the law, the evils sought to be remedied, and the purpose to be achieved.\u201d Lieberman, 201 Ill. 2d at 308.\nSection 11a of the Consumer Fraud Act mandates: \u201cThis Act shall be liberally construed to effect the purposes thereof.\u201d 815 ILCS 505/lla (West 1998). By virtue, then, of its plain language, courts are mandated to give the Act a liberal construction: \u201cThis section provides a clear mandate to Illinois courts to utilize the Act to the greatest extent possible to eliminate all forms of deceptive or unfair business practices and provide appropriate relief to consumers.\u201d Totz v. Continental Du Page Acura, 236 Ill. App. 3d 891, 901 (1992); accord American Buyers Club of Mt. Vernon, Illinois, Inc. v. Honecker, 46 Ill. App. 3d 252, 257 (1977) (expressly referring to statute). Thus, in construing the exemption provided in section 10b(l) of the Act, it is not merely proper for this court to consider, inter alia, the evils sought to be remedied and the purpose to be achieved, but the Act itself affirmatively mandates such consideration. Although the court acknowledges that the Act is to be liberally construed (219 Ill. 2d at 244), its actual interpretation of section 10b(l) is decidedly not a liberal one, as it constricts, rather than expands, the Act\u2019s ambit.\nWhat does \u201cliberal construction\u201d mean?\n\u201cLiberal statutory construction signifies an interpretation that produces broader coverage or more inclusive application of statutory concepts. [Citation.] Liberal construction is ordinarily one that makes a statute apply to more things or in more situations than would be the case under strict construction. [Citation.] \u2018 \u201c \u2018[L]iberal construction\u2019 means to give the language of a statutory provision, freely and consciously, its commonly, generally accepted meaning, to the end that the most comprehensive application thereof may be accorded, without doing violence to any of its terms.\u201d \u2019 [Citation.]\u201d Board of Education of Community Consolidated School District No. 59 v. State Board of Education, 317 Ill. App. 3d 790, 795 (2000).\nAccord Smith v. Stevens, 82 Ill. 554, 556 (1876) (observing that statute \u201cis emphatically a remedial act, and, in accordance with a well established canon, it must receive a liberal construction, and made to apply to all cases which, by a fair construction of its terms, it can be made to reach\u201d); 3 N. Singer, Sutherland on Statutory Construction \u00a7 58:2, at 88 (6th ed. 2001); 73 Am. Jur. 2d Statutes \u00a7 179 (2001). Thus, section 11a of the Consumer Fraud Act actually directs courts to employ judicial construction to supply gaps in the statutory language, in order to afford broader coverage or a more inclusive application. Bank One Milwaukee v. Sanchez, 336 Ill. App. 3d 319, 321-22, 324 (2003); Hurlbert v. Cottier, 56 Ill. App. 3d 893, 896 (1978).\nIn this case, however, rather than using judicial construction to effectuate expansive coverage of the Consumer Fraud Act, the court employs arduous judicial construction to establish limitations on the reach of the Act. The court breaks down the statutory term \u201cspecifically authorized by laws administered by\u201d and, with the aid of a dictionary, separately and in a vacuum defines the word \u201cspecific\u201d and the word \u201cauthorize.\u201d 219 Ill. 2d at 243-44. Based on this dissection, the court speculates that the legislature \u201cmust have intended\u201d the phrase \u201claws administered by\u201d to require deference to agency policy and practice. 219 Ill. 2d at 244. I disagree with this interpretation. Courts have long recognized that ascertaining legislative intent is not always properly accomplished by mechanically applying the dictionary definitions of individual words and phrases. See, e.g., Whelan v. County Officers\u2019 Electoral Board, 256 Ill. App. 3d 555, 558 (1994). As Judge Learned Hand observed:\n\u201cOf course it is true that the words used, even in their literal sense, are the primary, and ordinarily the most reliable, source of interpreting the meaning of any writing ***. But it is one of the surest indexes of a mature and developed jurisprudence not to make a fortress out of the dictionary; but to remember that statutes always have some purpose or object to accomplish ***.\u201d Cabell v. Markham, 148 F.2d 737, 739 (2d Cir. 1945).\nThe court\u2019s tortured construction of section 10b(l) ignores the rule that statutes are to be construed as a whole, and the fact that expansive construction of the Act comes from the Act itself.\nEven more disturbing than the dissection of the statutory language of section 10b(1) is the court\u2019s speculation as to the \u201capparent legislative intent.\u201d 219 Ill. 2d at 244. The court states that section 10b(l):\n\u201cserves to channel objections to agency policy and practice into the political process rather than into the courts. [Citations.] Parties who desire to bring about change in agency policies or rules can take their complaints to the agency itself and can participate in the formal rulemaking process. If their concerns are not addressed by the agency, they may seek assistance from their legislators and may use the political process, including the power of the ballot box, if their voices are not heard.\u201d 219 Ill. 2d at 245.\nThis statement is a brazen usurpation of the power of the legislature. Not only does it completely ignore the statutorily mandated expansive construction of the Act, but it injects the court\u2019s own preferred public policy into this statutory provision without any basis in law or fact.\nSuch an expansive reading of section 10b(l) flies in the face of the plain language of the Act read as a whole. First, as I have explained, the plain language of section 11a mandates an expansive construction. 815 ILCS 505/ 11a (West 1998). Second, the plain language of section 10b(l) exempts conduct \u201cspecifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the United States.\u201d 815 ILCS 505/10b(l) (West 1998). Accepting that this plain language is \u201cthe most rehable indicator of the legislature\u2019s objectives\u201d in enacting the Consumer Fraud Act (Michigan Avenue National Bank v. County of Cook, 191 Ill. 2d 493, 504 (2000)), it is clear that the legislature would not consider PMUSA\u2019s conduct exempt under section 10b(l). The record simply does not establish that the FTC\u2019s regulatory activity constituted \u201cspecific authorization\u201d for PMUSA to use the disputed descriptors, i.e., \u201cLights,\u201d and \u201clowered tar and nicotine,\u201d in marketing Marlboro Lights or Cambridge Lights.\nFurther, section 10b(l) of the Consumer Fraud Act lists exemptions from the otherwise expansive and inclusive reach of the Act. Because of this, I believe that the court\u2019s expansive reading of section 10b(l), an exception to the Consumer Fraud Act, not only flies in the face of the plain language of the Act mandating an expansive construction, but also ignores another rule of statutory construction: exceptions in a statute, being designed to qualify or limit what is declared in the body of an act, should be strictly construed. Mid-South Chemical Corp. v. Carpentier, 14 Ill. 2d 514, 519 (1958) (and cases cited therein); see People v. Chas. Levy Circulating Co., 17 Ill. 2d 168, 171 (1959); 82 C.J.S. Statutes \u00a7 371 (1999). \u201cWhere a general rule is established by statute with exceptions, the court ordinarily will not curtail the former or add to the latter by implication.\u201d (Emphasis added.) 82 C.J.S. Statutes \u00a7 371, at 496-97 (1999). I note that \u201c[tjhese rules are particularly applicable where, in general, the law itself is entitled to a liberal construction.\u201d 73 Am. Jur. 2d Statutes \u00a7 212, at 402 (2001). Courts may give apparently plain words a restrictive meaning if such is understood by the statute as a whole, or by the persuasive gloss of legislative history. United States v. Witkovich, 353 U.S. 194, 199, 1 L. Ed. 2d 765, 769, 77 S. Ct. 779, 782 (1957); Whelan, 256 Ill. App. 3d at 558; Fleischer v. Board of Community College District No. 519, 128 Ill. App. 3d 757, 760 (1984). The court\u2019s disregard for the combination of the statutorily mandated expansive and inclusive construction of the Consumer Fraud Act, and the well-settled rule of statutory construction that exceptions in statutes are to be strictly construed, fatally undercuts the persuasiveness of its statutory construction.\nThe court holds that \u201cthe FTC\u2019s informal regulatory activity, including the use of consent orders, comes within the scope of section 10b(l)\u2019s requirement that the specific authorization be made \u2018by laws administered by\u2019 a state or federal regulatory body.\u201d 219 Ill. 2d at 258. However, neither the court\u2019s lengthy discussion of FTC policy and practice nor the court\u2019s citations to our case law establish that the FTC\u2019s regulatory activity constituted \u201cspecific authorization\u201d for PMUSA to use the disputed descriptors in marketing Marlboro Lights or Cambridge Lights.\nThe court correctly observes that our past decisions \u201cmake it clear that mere compliance with applicable federal regulations is not necessarily a shield against liability under the Consumer Fraud Act.\u201d 219 Ill. 2d at 247. My colleagues, in fact, devote several pages of their analysis to discussing some of this court\u2019s decisions involving section 10b(l). 219 Ill. 2d at 245-53 (discussing Lanier v. Associates Finance, Inc., 114 Ill. 2d 1 (1986), Martin v. Heinold Commodities, Inc., 163 Ill. 2d 33 (1994), and Jackson v. South Holland Dodge, Inc., 197 Ill. 2d 39 (2001)). None of these cases, however, support the court\u2019s holding in this case.\nIn Lanier, for example, the issue was whether the \u201cspecific authorization\u201d requirement of section 10b(l) was found in a Federal Reserve Board staff interpretation of a federal regulation. This court explained as follows:\n\u201cThe Truth in Lending Act was enacted by Congress to assure meaningful disclosure of credit terms, so that consumers can readily compare various credit options available to them. [Citation.] Congress granted the Federal Reserve Board the authority to prescribe regulations to carry out the purposes of the Truth in Lending Act. [Citation.] Pursuant to that authority, the Board enacted a comprehensive set of rules, known as Regulation Z [citation], implementing the principles of the Truth in Lending Act.\u201d (Emphasis added.) Lanier, 114 Ill. 2d at 11.\nIn 1973, the Federal Reserve Board staff issued an \u201cofficial interpretation\u201d of Regulation Z. Lanier, 114 Ill. 2d at 12. This court further explained:\n\u201cAlthough not binding upon the courts, the Federal Reserve Board\u2019s formal interpretations are entitled to a great degree of deference. This deference is especially appropriate in interpreting the Truth in Lending Act and the Board\u2019s own Regulation Z. [Citation.] The Supreme Court has stated that \u2018[u]nless demonstrably irrational, Federal Reserve Board staff opinions construing the Act or regulation [Z] should be dispositive.\u2019 [Citations.]\u201d Lanier, 114 Ill. 2d at 13.\nThe Lanier court explained as follows. The Federal Reserve Board is the agency that Congress empowered to prescribe implementing and interpretive regulations for the Truth in Lending Act. Therefore, the Board is entitled to the greatest respect in the interpretation of its own regulations. Further, it is unimportant that \u201cformal interpretations\u2019 \u2019 are issued by Federal Reserve Board staff rather than the Board itself, because judicial deference is based on agency expertise. Moreover:\n\u201cCongress included compliance with official staff interpretations when it absolved creditors from liability under the Truth in Lending Act for \u2018any act done or omitted in good faith in conformity with any rule, regulation, or interpretation thereof by the Board or in conformity with any interpretation or approval by an official or employee of the Federal Reserve System duly authorized by the Board to issue such interpretations.\u2019 (15 U.S.C. sec. 1640(f) (1980).) Section 1640 evinces a clear congressional determination to treat the Board\u2019s administrative interpretations under the Truth in Lending Act as authoritative.\u201d Lanier, 114 Ill. 2d at 13-14.\nThe Lanier court concluded that the disclosure required by the Board\u2019s staff interpretation of Regulation Z implicitly provided \u201cspecific authorization\u201d not to make any additional disclosures. Lanier, 114 Ill. 2d at 17-18.\nThe clarity and strength of the agency regulation in Lanier stands in marked contrast to the implicit and uncertain methodology of the FTC in this case. Lanier involved a formal staff interpretation of an agency\u2019s formally promulgated regulation. Indeed, the enabling legislation recognizes such a staff interpretation. In this case, the FTC has never promulgated any industrywide formal rule that regulates the use of the disputed descriptors. There is no formal rule to interpret, either formally or informally. The evidence adduced at trial established that, rather than employ even informal rulemaking, the FTC took a \u201cvoluntary approach\u201d to regulating the cigarette industry. Dr. Peterman acknowledged that the FTC, generally, does not adopt trade rules that approve conduct that an FTC-regulated business may choose to engage in. Rather, the FTC adopts regulations that require or forbid specific conduct. Regarding cigarettes, the FTC has never promulgated a single trade regulation governing cigarette advertising that has ever been in effect. No FTC regulation, document, or official statement has ever regulated \u201clow tar\u201d and \u201clights\u201d descriptors. Further, the FTC has disavowed any \u201cofficial\u201d definition of these terms. Rather, a cigarette company\u2019s decision to use descriptors such as \u201clight,\u201d or \u201clow tar,\u201d is voluntary; there is no FTC rule requiring their use. A cigarette company could stop using those descriptors and there is no FTC policy that would prohibit it. Indeed, Dr. Peter-man admitted that if \u201clight\u201d cigarettes delivered the same level of tar and nicotine as \u201cregular\u201d cigarettes, the \u201clight\u201d descriptor would be false and misleading.\nIn its opinion, the court describes a 1970 FTC proposal that would have declared it an unfair or deceptive practice under the FTC Act for cigarette manufacturers to fail to disclose in their advertising the tar and nicotine content of the product, based on the most recent FTC test results. 219 Ill. 2d at 192. The court notes that this proposal was dropped after eight cigarette companies voluntarily agreed to provide the information on their cigarette packages. 219 Ill. 2d at 192. The court, however, fails to observe that, during his cross-examination, Dr. Peterman recognized that the 1970 trade agreement was not all-inclusive. In other words, not every cigarette company signed the agreement. Further, those companies that did not sign the agreement have not included tar and nicotine rates in their cigarette advertising. Indeed, up to the time of trial, the FTC has taken no enforcement action against those companies.\nUnwilling to allow the FTC\u2019s lack of definitive regulations in the area of cigarette advertising to control the question of the application of section 10b(l) to this case, the court holds that two consent orders entered into by the FTC and another tobacco producer constitute the type of regulatory activity that falls within the scope of section 10b(l). The majority opinion describes the background to the 1971 consent order against American Brands (219 Ill. 2d at 193-97) and the 1995 consent order against American Tobacco (219 Ill. 2d at 207-08).\nDuring his direct examination, Dr. Peterman, defendant\u2019s expert, testified that the 1971 FTC consent order against American Brands, Inc., was \u201can official act of the FTC.\u201d Further, the order provided \u201cindustry guidance to [PMUSA] and others regarding the use of descriptors.\u201d This \u201cguidance\u201d was found in the terms of the order against American Brands. According to Dr. Peterman, nonparties to a consent order, even an entire industry, learn from the order how far they can and cannot go. According to Peterman, the 1971 consent order was exemplary of the FTC intending to provide industrywide guidance with respect to issues addressed in consent orders.\nHowever, the 1971 consent order did not mention the descriptor \u201clights.\u201d Nor did it concern the disputed descriptor in this case, \u201clowered tar and nicotine.\u201d The consent order did not define the descriptor \u201clow tar,\u201d or establish a numerical standard for that term. Peterman testified that this form of \u201ccompliance\u201d is a voluntary decision on the part of each cigarette company. It is not a trade regulation rule. Peterman acknowledged that PMUSA was never a party to the proceeding and never signed the consent order. Each cigarette company, including PMUSA, and the entire industry collectively, could simply stop using the disputed descriptors if they so chose. Peterman further acknowledged that the FTC has never taken any enforcement action against a cigarette manufacturer of these so-called \u201clight\u201d brands because that manufacturer did not use the word \u201clight\u201d in the brand name. There is no evidence in the record that PMUSA ever complied with this consent order.\nDr. Peterman also testified that the FTC intended to provide industrywide guidance with respect to issues addressed in the 1994 consent order against American Tobacco Company. However, as with the 1971 consent order, the 1994 consent order did not mention the descriptor \u201clights.\u201d Also, it did not define the descriptor \u201clow tar,\u201d or establish a numerical standard for that term. Indeed, the two consent orders upon which PMUSA relies were not directed at it, but at other parties. This is the issue: whether PMUSA\u2019s conduct was \u201cspecifically authorized\u201d by the two FTC consent orders directed at other parties: American Brands, Inc., and American Tobacco Company. See 219 Ill. 2d at 253-54. I observe that Dr. Peterman did not offer an expert opinion that the FTC has granted cigarette companies the right to use \u201clight\u201d or \u201clow tar\u201d descriptors and immunize them from state regulation of those descriptors.\nFurther proof as to the lack of regulatory action with respect to the disputed descriptors can be found in Dr. Peterman\u2019s testimony. The FTC, in 1997, asked for comments as to whether the use of the disputed descriptors \u201cshould be changed or in any way are potentially misleading.\u201d According to Peterman, \u201cthat investigation remained open as of the date of his testimony.\u201d 219 Ill. 2d at 224. Given that the record evidence establishes that the FTC\u2019s position on the use of the descriptors \u201cremained open,\u201d it is difficult to understand how the FTC\u2019s activities in this area can be deemed to be \u201cspecific authorization\u201d of anything.\nIn fight of the above, I believe the regulatory action present in this case is much less specific than the regulatory action taken by the Federal Reserve Board with respect to Regulation Z in Lanier. Lanier, therefore, is distinguishable from and, contrary to, not consistent with, the court\u2019s conclusion in this case. Jackson is likewise distinguishable from the court\u2019s holding in this case.\nUnlike my colleagues in the majority, I do not believe that the Illinois General Assembly intended that such \u201cimplicit\u201d and \u201cuncertain\u201d (see 219 Ill. 2d at 255) methods of agency action, such as consent orders, directed at other parties, constitute the \u201cspecific authorization\u201d required in section 10b(l) to exempt conduct from the broad coverage of the Consumer Fraud Act. I note that the court refers to a 1964 FTC Statement that offers \u201cten reasons why a formal rule-making proceeding may be preferable to an adjudicative proceeding, or a series of adjudicative proceedings.\u201d 219 Ill. 2d at 254. While not condemning the use of agency adjudicative proceedings to establish agency policy, the court\u2019s own quotations clearly evince an FTC preference for formal rulemaking. 219 Ill. 2d at 254-56. Given the agency\u2019s own preference for formal rulemaking, it is not unreasonable for our legislature to have likewise had this understanding of administrative law in mind in enacting section 10b(l) as an exception to the expansive reach of the Act.\nFurther, while an agency has the discretion to use adjudicatory proceedings to announce a sectorwide substantive principle or standard of conduct, it must be remembered that the consent orders upon which PMUSA relies are not directed at PMUSA. The court reasons:\n\u201cThe FTC\u2019s observation that adjudication could be used to announce \u2018a substantive principle or standard of conduct having general application\u2019 suggests that a consent order may serve as authorization for nonparties to the order to follow its directives.\u201d (Emphases added.) 219 Ill. 2d at 256.\nThis reasoning, by its own terms, is based on mere conjecture and suggestion. The proof to which the court points in support of this conclusion\u2014two FTC reports to Congress (219 Ill. 2d at 258)\u2014is, in my opinion, insufficient to show that these two consent orders establish sectorwide policy. I view these reports as the FTC describing its efforts to obtain voluntary compliance with the two consent orders. Negotiations to obtain voluntary compliance from individual parties do not equate with announcing an industrywide substantive principle or standard of conduct.\nFederal courts share my view of consent orders. An administrative consent order is an agreement reached in an administrative proceeding between parties, one of which is usually the agency\u2019s litigation staff. If the agency accepts the agreement, the agency issues an order as a court issues a consent decree. A.R. ex rel. R.V. v. New York City Department of Education, 407 F.3d 65, 77 n.12 (2d Cir. 2005) (and authorities cited therein). While the interpretation of a statute by the agency charged with its administration is accorded deference, a consent order simply memorializes an agreement of the parties to end litigation upon certain terms. An unsubstantiated assertion of a legal proposition in an administrative consent order is untested in the adversarial crucible. It reflects nothing more than the drafting or view of an agency staff member that has not been considered carefully by the agency itself. \u201cHence, it is not necessarily reliable evidence of an agency\u2019s considered view of the issue.\u201d Commodity Futures Trading Comm\u2019n v. Hanover Trading Corp., 34 F. Supp. 2d 203, 206 n.19 (S.D.N.Y. 1999).\nContinuing with the accepted analogy between administrative consent orders and judicial consent decrees, it is clear that the 1971 and 1995 FTC orders cannot be considered to have industrywide legal force. The United States Supreme Court has explained:\n\u201cConsent decrees are entered into by parties to a case after careful negotiation has produced agreement on their precise terms. The parties waive their right to litigate the issues involved in the case and thus save themselves the time, expense, and inevitable risk of litigation. Naturally, the agreement reached normally embodies a compromise; in exchange for the saving of cost and elimination of risk, the parties each give up something they might have won had they proceeded with the litigation. Thus the decree itself cannot be said to have a purpose; rather the parties have purposes, generally opposed to each other, and the resultant decree embodies as much of those opposing purposes as the respective parties have the bargaining power and skill to achieve. For these reasons, the scope of a consent decree must be discerned within its four corners, and not by reference to what might satisfy the purposes of one of the parties to it.\u201d (Emphases in original.) United States v. Armour & Co., 402 U.S. 673, 681-82, 29 L. Ed. 2d 256, 263, 91 S. Ct. 1752, 1757 (1971).\nThus, a court has no authority to expand or contract a consent order\u2019s terms to reflect \u201cwhat might have been.\u201d Willie M. v. Hunt, 657 F.2d 55, 60 (4th Cir. 1981).\nThis authority demonstrates that it is simply incorrect for the court to refer to the 1971 and 1995 consent orders as establishing FTC policy. Only the FTC commissioners can formally adopt policy. The FTC staff members who drafted the consent orders cannot make agency policy. Further, the orders have not been subjected to adversarial testing. The 1971 and 1995 consent orders must be viewed only as what they are: two private agreements between the FTC and individual cigarette companies without industrywide force of law.\nIt is clear from the long history of FTC regulation of the cigarette industry, as described in the court\u2019s opinion, that consent orders are economic, i.e., they are not based on substantive law. The cases before the FTC are filed as a result of competitors complaining one against the other. They are simply administrative and are not binding authority. At most they may be persuasive to other participants in the industry. Indeed, in Part 1(A) of the court\u2019s opinion (\u201cHistory of FTC Regulation of the Cigarette Industry\u201d), the court mentions Federal Trade Comm\u2019n v. Brown & Williamson Tobacco Corp., 778 F.2d 35, 37 (D.C. Cir. 1985), which I believe to be instructive on this point. 219 Ill. 2d at 201. In Brown & Williamson, the manufacturer claimed that its Barclay brand of cigarettes contained 1 milligram of tar. Brown & Williamson\u2019s competitors complained that the design of the Barclay filter caused it to register very low tar measurements. Publishing its findings, the FTC determined that the Barclay claim was false and deceptive. The FTC attempted to require Brown & Williamson to state a higher tar content. Brown & Williamson refused and retained the 1 milligram claim, but voluntarily qualified the claim. The FTC thereafter sought an injunction to prevent such advertising. Brown & Williamson, 778 F.2d at 37-38. Even after making published findings, the FTC nonetheless had to resort to a court order to enforce comphance. In my view, this demonstrates why the FTC\u2019s \u201cvoluntary\u201d compliance scheme cannot equate to formal agency rulemaking.\nDespite the uncertain nature of FTC involvement in this area, the court today concludes that the FTC\u2019s \u201cinformal regulatory activity, including the use of consent orders,\u201d satisfies the requirement of section 10b(l) (219 Ill. 2d at 258) and has the force of law. I very much doubt, however, that a federal court would regard the FTC consent orders as \u201claw\u201d in the context of section 10b(l). For example, in Wabash Valley Power Ass\u2019n v. Rural Electrification Administration, 903 F.2d 445 (7th Cir. 1990), the Seventh Circuit Court of Appeals was presented with the issue of whether a letter from a federal agency to the regulated business was sufficient for federal preemption. The court held that it was not. The court recognized that to preempt state authority, the agency was required to establish rules with the force of law, and that regulations adopted after notice-and-comment rule-making have the effect of law. Wabash Valley Power, 903 F.2d at 453-54. However, the court recognized that the agency sent the regulated business a letter. \u201cThere was no notice, no opportunity for comment, no statement of basis, no administrative record, no publication in the Federal Register\u2014none of the elements of rulemaking under the [Administrative Procedure Act]. 5 U.S.C. \u00a7 553.\u201d Wabash Valley Power, 903 F.2d at 454 (collecting cases). The court concluded: \u201cProcedural shortcomings prevent giving this letter the force of law.\u201d Wabash Valley Power, 903 F.2d at 454.\nIn the present case, as in Wabash Valley Power, the FTC has never promulgated an industrywide formal rule. Just as the agency letter in Wabash was not based on a formal rule, the two consent orders in this case are not based on any formal rule. If the letter in Wabash Valley Power cannot be considered as \u201claw\u201d as a matter of federal law, then there is no basis for concluding that the consent orders constitute \u201claws\u201d administered for the purposes of section 10b(l).\nAs a final matter, the court, in its opinion, \u201cnote[s] with great interest\u201d (219 Ill. 2d at 263) a decision by the United States District Court for the Eastern District of Arkansas. Watson v. Philip Morris Cos., No. 4:03\u2014CV\u2014 519 GTE (E.D. Ark., December 12, 2003), affd, 420 E3d 852 (8th Cir. 2005), involved an Arkansas consumer fraud class action, which charged Philip Morris with the same fraudulent misconduct as in this case. Philip Morris removed the cause from Arkansas state court to federal court pursuant to 28 U.S.C. \u00a7 1442(a)(1) (2000), which provides for removal where a person is sued for actions taken under the direction of a federal officer. Philip Morris claimed that it satisfied the requirements of the federal officer statute \u201cbecause it was acting under the direct control of the [FTC] when it engaged in the allegedly unlawful conduct.\u201d Watson, 420 F.3d at 854.\nA key requirement for federal removal jurisdiction is that the defendant act under the direction of a federal officer.\n\u201c \u2018[Rjemoval by a \u201cperson acting under\u201d a federal officer must be predicated upon a showing that the acts ... were performed pursuant to an officer\u2019s direct orders or to comprehensive and detailed regulations.\u2019 Virden v. Altria Group, Inc., 304 F. Supp. 2d 832, 844 (N.D. W. Va. 2004) (quoting Ryan v. Dow Chem. Co., 781 F. Supp. 934, 947 (E.D. N.Y. 1992)). Mere participation in a regulated industry is insufficient to support removal unless the challenged conduct is \u2018closely linked to detailed and specific regulations.\u2019 Virden, 304 F. Supp. 2d at 844.\u201d Watson, 420 F.3d at 857.\nThe model cases in which private actors have successfully removed cases to federal court under the statute have involved: government contractors with limited discretion; Medicare program contractors because they serve as agents of the federal government; and private actors whose functions are so intertwined with the federal government that they are considered effectively to be federal employees. Virden v. Altria Group, Inc., 304 F. Supp. 2d 832, 845 (N.D. W. Va. 2004) (and cases cited therein). \u201cRemoval under \u00a7 1442(a)(1) will not be permitted if the defendant cannot establish direct and detailed control but only that the relevant acts occurred under the general auspices of a federal officer, as would be the case, for example, if the defendant were simply a participant in a regulated industry.\u201d Paldrmic v. Altria Corporate Services, Inc., 327 F. Supp. 2d 959, 966 (E.D. Wis. 2004).\nThe district court in Watson reasoned that the FTC often regulates industries within its purview by compelling voluntary agreements and consent orders rather than by promulgating formal regulations. See 219 Ill. 2d at 264. Further, the district court stated that \u201cthe FTC coerced Philip Morris and other cigarette manufacturers into \u2018voluntary\u2019 cooperation with its cigarette labeling and advertising policies \u2018in such a way that a formal rule\u2019 was not required to create federal jurisdiction.\u201d See 219 Ill. 2d at 265. The court of appeals agreed with the district court\u2019s view of the record: \u201cWe are convinced that the record in this case shows a level of compulsion that establishes that Philip Morris was indeed \u2018acting under\u2019 the direction of a federal officer.\u201d Watson, 420 F.3d at 859. Regarding the 1970 voluntary agreement: \u201cThe FTC effectively used its coercive power to cause the tobacco companies to enter the agreement. *** This \u2018voluntary agreement\u2019 was a substitute for a formal rule.\u201d Watson, 420 F.3d at 859. Regarding the consent orders, the court of appeals opined that the consumer fraud class action \u201cdirectly implicates the enforcement and wisdom of the FTC\u2019s tobacco policies\u201d as explained in the 1971 consent order. Watson, 420 F.3d at 862.\nIn this case, the court concludes:\n\u201cThe issue addressed by the Watson court\u2014whether removal to federal court was proper\u2014has no bearing on the present case. However, the federal district court\u2019s detailed analysis does support our conclusion that specific authorization for the use of the disputed descriptors may be found in consent orders rather than in formally promulgated trade regulation rules of the FTC.\u201d 219 Ill. 2d at 265.\nI respectfully disagree.\nI note with great interest that removal actions \u201chave been brought in other jurisdictions, and courts have generally declined to permit Philip Morris to remove, concluding that the FTC did not exercise direct and detailed control over the acts for which it was being sued.\u201d Paldrmic, 327 F. Supp. 2d at 966. Indeed, the federal district courts in Paldrmic and Virden candidly acknowledged the contrary holding of the district court in Watson. Paldrmic, 327 F. Supp. 2d at 966 n.2; Virden, 304 F. Supp. 2d at 846. Likewise, the court of appeals in Watson candidly acknowledged the contrary holding of the district courts. Watson, 420 F.3d at 857-59. Although the district court\u2019s reasoning in Watson was affirmed on appeal, Watson was the only district court to hold that the FTC \u201cregulated\u201d the use of the disputed descriptors to such a degree as to qualify for federal officer removal jurisdiction.\nThe Virden and Paldrmic courts recognized that Philip Morris has never acted as an agent or an employee of the federal government. Virden, 304 F. Supp. 2d at 846. \u201cAt most, it [Philip Morris] is a private corporation doing business in a regulated industry.\u201d Paldrmic, 327 F. Supp. 2d at 968. Indeed, in the court of appeal\u2019s decision in Watson, a member of that panel concurred \u201cto emphasize that our decision today should not be construed as an invitation to every participant in a heavily regulated industry to claim that it, like Philip Morris, acts at the direction of a federal officer merely because it tests or markets its products in accord with federal regulations.\u201d Watson, 420 F.3d at 863 (Gruender, J., concurring). The concurring judge believed that \u201cin most instances, a contract, principal-agent relationship, or near-employee relationship with the government will be necessary to show the degree of direction by a federal officer necessary to invoke removal under 28 U.S.C. \u00a7 1442(a)(1).\u201d Watson, 420 F.3d at 863 (Gruender, J., concurring). However, because the concurring judge viewed the level of FTC regulation of the cigarette industry as \u201cextraordinary,\u201d he opined that \u201cthis is a rare case in which federal officer jurisdiction is appropriate even in the absence of a contract, principal-agent relationship, or near-employee relationship with the government.\u201d Watson, 420 F.3d at 864 (Gruender, J., concurring).\nHowever, as the Virden court concluded: \u201cThe indicia of federal control present in cases finding federal officer removal jurisdiction are wholly lacking here.\u201d Virden, 304 F. Supp. 2d at 846. In Paldrmic, the court found that Philip Morris did not establish that its use of the disputed descriptors \u201cwas mandated by the FTC.\u201d Paldrmic, 327 F. Supp. 2d at 966. Both courts focused on the voluntary nature of the 1970 agreement. According to the Virden court, \u201cthe most that can be said is that the FTC has been impliedly regulating the tobacco industry through its tacit acceptance of a voluntary private agreement made thirty years ago.\u201d Virden, 304 F. Supp. 2d at 846. The Paldrmic court reasoned: \u201cwhile it may be true that the cigarette companies preferred an agreement to a regulation, the fact remains that they entered into the agreement voluntarily.\u201d Paldrmic, 327 F. Supp. 2d at 966. These courts, therefore, reasoned:\n\u201cOn some level the FTC clearly has coercive control over the tobacco companies\u2019 tar and nicotine advertising based on its power to regulate deceptive advertising. However, in this Court\u2019s opinion, neither the right to control, nor the threat of taking control, constitutes the direct and detailed control required for the application of federal officer removal jurisdiction.\u201d Virden, 304 F. Supp. 2d at 846-47.\nSee Paldrmic, 327 F. Supp. 2d at 966.\nI disagree with the reasoning in Watson, on which the court relies, and agree with the better-reasoned decisions such as Paldrmic and Virden.\nIn light of the above, I believe that a proper statutory construction analysis leads to the conclusion opposite to that reached by the majority. The analysis must begin with our Consumer Fraud Act, viewed as a whole. Its plain language mandates expansive coverage and the use of judicial construction to effectuate that mandate. Section 10b of the Consumer Fraud Act exempts from the Act conduct \u201cspecifically authorized by laws administered by\u201d Illinois or federal regulatory bodies. In this case, the two consent orders upon which PMUSA relies, directed at other parties, did not establish an industrywide standard of conduct for PMUSA. Stated simply, PMUSA did not carry its burden in proving the existence of this affirmative defense.\nFurther, regardless of how the FTC views the role of consent orders in industrywide rulemaking, for purposes of the Consumer Fraud Act, including section 10b(l), a court may not expand the exemption of section 10b(l) by implication. I do not believe that the consent orders in this case are sufficient to \u201cspecifically authorize\u201d PMUSA\u2019s use of the disputed descriptors, so as to exempt that conduct from the statutorily mandated expansive scope of the Consumer Fraud Act.\nIII. Damages\nAlthough I could end my dissent here, I feel compelled to address the special concurrence\u2019s suggestion that reversal is warranted for a \u201cmore basic reason\u201d than section 10b(l). The special concurrence claims that plaintiffs failed to establish that they sustained actual damages and suggests the absence of actual damages is an alternate basis for the result the majority reaches. The special concurrence applies the wrong measure of damages, however, to plaintiffs\u2019 consumer fraud claim. A proper application of the law to the facts at issue leads to the conclusion that the alternate basis suggested by the special concurrence is lacking in merit.\nThe special concurrence begins with a frank assessment of the deceptive practices employed by PMUSA in promoting its cigarette products:\n\u201cThe record in the case before us shows that PMUSA developed and marketed Marlboro Lights and Cambridge Lights cigarettes in response to heightened public concern over health risks posed by smoking. The company believed that it could forestall declining sales by offering a product which consumers perceived as better for them than conventional \u2018full-flavored\u2019 brands. Pursuant to that strategy, PMUSA advertised Marlboro Lights and Cambridge Lights cigarettes in a way that led consumers to believe that the brands posed a lower health risk than their \u2018full flavored\u2019 counterparts. In reality, and as PMUSA was fully aware, the so-called \u2018light\u2019 cigarettes not only offered no health benefits, but were actually more toxic.\u201d 219 Ill. 2d at 276 (Karmeier, J., specially concurring, joined by Fitzgerald, J.).\nThe special concurrence further comments, \u201cWhen a consumer chooses one product over another in the belief that it will be less harmful to his or her health, only to discover later that it may have been more harmful, the existence of damages might seem self-evident.\u201d 219 Ill. 2d at 276 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). The \u201cself-evident\u201d nature of the damages, however, hardly gives pause to the special concurrence in its quest to prove that plaintiffs failed to establish actual damages.\nThe special concurrence notes that class representative Sharon Price \u201ccontinued smoking PMUSA\u2019s light cigarettes even after this litigation alerted her to the fact that the cigarettes were not, in fact, any healthier and may actually be more harmful than the regular version of those cigarettes.\u201d 219 Ill. 2d at 277 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). Additionally, the special concurrence notes that \u201c[n]ews that PMUSA\u2019s low tar and light representations were illusory\u201d did not deter class representative Michael Fruth \u201cfrom continuing to smoke, although he testified that he did switch back from lights to regulars.\u201d 219 Ill. 2d at 277 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). From these observations, the special concurrence concludes:\n\u201cWhatever valuation the class representatives may have placed on the health component of light cigarettes, that valuation had no observable economic consequences. Neither Price nor Fruth offered any testimony suggesting that switching from regulars to lights resulted in their paying any more for cigarettes than they would have otherwise. There was no price disparity between light cigarettes and their full-flavored counterparts, and there is no indication that the switch from regulars to lights caused them to buy more packages of cigarettes. The price they paid did not go up. The quantity they purchased did not increase.11 No additional ancillary or incidental costs were identified. Moreover, neither Price nor Fruth complained that the cigarettes were not worth what they paid for them. To the contrary, Price\u2019s continued purchase of lights even after being alerted to their lack of health benefits suggests that she was entirely satisfied with the value of what she received for her cigarette-purchasing dollar.\u201d 219 Ill. 2d at 277-78 (Karmeier, J., specially concurring, joined by Fitzgerald, J.).\nHaving explained that the class representatives did not sustain damages because they continued to smoke after learning the true nature of light cigarettes, the special concurrence makes a similar argument regarding smokers and class members in general. The special concurrence recognizes that the Knowledge Network Survey respondents placed a \u201clower subjective value on cigarettes that lacked the health qualities claimed by PMUSA in its marketing of Marlboro Lights and Cambridge Lights.\u201d 219 Ill. 2d at 281 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). However, the special concurrence maintains that real-world \u201cconsumers would not have paid less to satisfy their tobacco habits had the lights\u2019 true properties been known.\u201d 219 Ill. 2d at 281 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). According to the special concurrence, consumers \u201cwould not have stopped smoking, for they were addicted, and they could not have bought cigarettes that cost 77.7% less or 92.3% less/1 for no such cigarettes existed. At most, they would have reverted back to \u2018full-flavored\u2019 versions of the cigarettes.\u201d 219 Ill. 2d at 281-82 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). Since the price of light cigarettes and regular cigarettes were the same at all times, the special concurrence concludes that \u201cwhile PMUSA\u2019s misrepresentations may have deceived consumers into altering their purchasing decisions, the net change in consumers\u2019 economic position as a result of those misrepresentations was zero.\u201d 219 Ill. 2d at 282 (Karmeier, J., specially concurring, joined by Fitzgerald, J.).\nThe special concurrence\u2019s analysis, as it applies to both the class representatives and to the members of the class, suffers from a fundamental misunderstanding of the measure of damages in an action that is based upon a fraudulent misrepresentation made by a defendant. This court\u2019s opinions in Drew v. Beall, 62 Ill. 164 (1871), and Gerill Corp. v. Jack L. Hargrove Builders, Inc., 128 Ill. 2d 179 (1989), are particularly instructive. In Drew, the plaintiff traded a house and lot in Dixon, Illinois, in return for acreage in Missouri and the sum of $800. The plaintiff charged that the defendant had made certain misrepresentations concerning the Missouri land. The defendant sought to limit the plaintiff\u2019s damages, arguing the proper measure of damages was the value of the house and lot in Dixon, less the $800, and less the actual value of the land in Missouri. The defendant maintained that this would restore the plaintiff to the condition he was in before the exchange of property. On appeal, the defendant argued the trial court should have allowed the jury to hear testimony regarding the value of the house and lot in Dixon. This court disagreed, holding that the proper measure of damages was \u201cthe difference between the actual value of the land and the value of such a tract of land as defendant\u2019s land was represented to be, and the value of the Dixon house and lot was not properly involved.\u201d Drew, 62 Ill. at 168. The court reasoned that the \u201cparties had, by their agreement fixed an estimate and value upon the property which each sold and transferred to the other, and it was not for the jury to make a new contract for them, or fix a new price upon the plaintiff\u2019s property for them. The plaintiff was entitled to the benefit of his bargain.\u201d Drew, 62 Ill. at 168.\nThe court in Drew thus sharply distinguished between the benefit-of-the-bargain rule for the measure of damages in cases of fraud and deceit and the out-of-pocket rule measure of damages. The plaintiff in a fraud and deceit case is not merely entitled to be placed in the condition he was in before the bargain was made. He is entitled to the benefit of his bargain. Moreover, the courts will not rewrite the plaintiffs bargain by assigning a different price to an item than what the plaintiff and defendant originally agreed to.\nIn Gerill, 128 Ill. 2d at 179, Gerill Corporation and Jack L. Hargrove Builders, Inc., had formed a joint venture to develop land owned by Gerill in Woodridge, Illinois. Eventually, the parties approached John Rosch with the proposition that Rosch purchase Hargrove\u2019s interest in the joint venture. Rosch purchased Hargrove\u2019s interest after reviewing a 19-page handwritten list of the joint venture\u2019s outstanding loans and open invoices prepared by Hargrove. Upon consummation of the sale, Rosch\u2019s accountant discovered that Hargrove had misrepresented the joint venture\u2019s liabilities in that a number of liabilities related to the Woodridge properties had either been omitted from the list or misstated. The circuit court awarded damages to Rosch for Hargrove\u2019s fraudulent misrepresentations and the appellate court affirmed.\nIn this court, Hargrove argued that the circuit court\u2019s computation of damages was incorrect. Hargrove claimed that under the benefit-of-the-bargain rule, damages for fraudulent misrepresentation must be based upon the amount of money the plaintiff paid as a result of the misrepresentation. Thus, Hargrove argued, the circuit court should not have excluded evidence that the misrepresented liabilities were either never paid or were not paid until after Rosch sold his interest in the joint venture. The court rejected this argument, reasoning:\n\u201cUnder the benefit-of-the-bargain rule, which governs the damage computations in fraudulent misrepresentation cases, damages are determined by assessing the difference between the actual value of the property sold and the value the property would have had if the misrepresentations had been true. (Hicks v. Deemer (1900), 187 Ill. 164, 170; Munjal v. Baird & Warner, Inc. (1985), 138 Ill. App. 3d 172, 186-87; Kinsey v. Scott (1984), 124 Ill. App. 3d 329, 341.) In this case, it was found that Hargrove represented the joint venture\u2019s liabilities as being less than they actually were. The proper measure of damages under the benefit-of-the-bargain rule, then, and the formula that was used by the circuit court, was the difference between the joint venture\u2019s liabilities as misrepresented by Hargrove and what those liabilities actually were. How Rosch or the joint venture subsequently dealt with those liabilities was irrelevant to this determination.\u201d Gerill, 128 Ill. 2d at 196.\nThe Gerill court restated that the proper measure of damages in an action for fraudulent misrepresentation is the difference between the actual value of the property sold and the value the property would have had if the misrepresentations had been true. The court added that the bargain, and the measure of damages, are not affected by subsequent actions. Rosch might or might not have been held hable for the full amount of the liabilities of the joint venture. However, whether Rosch was made to pay for the liabilities mattered not to the determination of damages. See also Antle & Brothers v. Sexton, 137 Ill. 410, 416 (1891) (where the land conveyed consisted of 30 acres rather than 80 acres as represented, the trial court did not err \u201cin refusing evidence tending to show that notwithstanding the shortage [in acreage] plaintiffs got the worth of their money in the whole trade\u201d); Kinsey v. Scott, 124 Ill. App. 3d 329 (1984) (holding the proper measure of damages was the difference in value between the apartment building as a five-unit structure including a basement unit and as a four-unit structure in 1973, the year of the purchase. In addition, the rental income which the plaintiff received from the basement unit, which defendant had not built to code, from 1973 to 1981 also belonged to the plaintiff as owner of the building). And see City of Chicago v. Michigan Beach Housing Cooperative, 297 Ill. App. 3d 317 (1998) (observing that in an appropriate case, a plaintiff may recover the difference between the value of the note or security interest as represented, and the value of the note or security interest received); Kleinwort Benson N. America v. Quantum Financial Services, 285 Ill. App. 3d 201 (1996) (reversing entry of summary judgment and holding that a question for a fact finder existed as to the amount of damages where counterclaimant purchased the company at a premium and evidence showed that, without the promised institutional sale force, the company had no value beyond the book value of assets); Poeta v. Sheridan Point Shopping Plaza Partnership, 195 Ill. App. 3d 852 (1990) (holding that a benefit-of-the-bargain analysis for damages is appropriate in an action for fraud); Four \u201cS\u201d Alliance, Inc. v. American National Bank & Trust Co. of Chicago, 104 Ill. App. 3d 636, 640 (1982) (trial court properly applied the benefit-of-the-bargain formula in awarding plaintiff \u201cthe profit difference for the gas actually sold during the three months [at the gas station plaintiff leased from defendants] and the volume of sales which had been represented orally\u201d).\nThe special concurrence and PMUSA concede that the proper measure of damages in the case at bar, as in an action for common law fraudulent misrepresentation, is the benefit-of-the-bargain. 219 Ill. 2d at 276 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). Having made that concession, however, the special concurrence applies a measure of damages that is closer to the out-of-pocket measure of damages than the benefit-of-the-bargain measure. In the process, the special concurrence impermissibly rewrites the bargain that plaintiffs entered into in purchasing light cigarettes from PMUSA. As to the class representatives, the focus of the analysis that the special concurrence employs is the continued use of cigarettes by the representatives beyond the time that they learned the true properties of fight cigarettes. The special concurrence maintains that, since the class representatives continued to smoke after they learned that the health benefits were illusory, the class representatives could not have placed any real value on the health components of fight cigarettes, and hence could not have suffered any economic loss when the representations regarding the health benefits turned out to be false. The special concurrence thus looks beyond the time frame of the bargain between the parties, and rewrites the bargain in fight of the representatives\u2019 subsequent behavior. In other words, rather than look to the time frame when plaintiffs were deceived by PMUSA\u2019s representations and purchased fight cigarettes for their perceived health benefits, the special concurrence looks to the time frame when the class representatives learned of the falsity of the representations. The fact that the class representatives knew of the true properties of fight cigarettes in the second time frame and bargained for cigarettes based on that knowledge, however, does not in any way undercut the damages they sustained in the first time frame, when they purchased light cigarettes for the health benefits touted by PMUSA.\nA simple illustration makes the point. I purchase 10 acres of land for development upon a representation that the land is never subject to flooding. After constructing houses on nine acres, I discover that the remaining acre is not suitable for development because it lies below the floodplain and is subject to periodic flooding. I construct a fishing pond on part of the remaining acre and leave the balance in its natural state so the purchasers of the houses may benefit from the view. Under the benefit-of-the-bargain measure of damages, I am entitled to the difference between the value of the land as promised, that is, the value of land suitable for development in toto, and the value of the land as received, that is, the value of land with only nine acres suitable for development. Contrary to this approach, the special concurrence would focus on the development of the fishing pond and the benefit of the natural view, and conclude that I must have placed a higher value on the land received since I was able to find some use for it. The special concurrence would rewrite my bargain by assigning a greater value to the land based on my actions subsequent to the time of the purchase.\nThe special concurrence repeats the same mistake in its analysis regarding the class members in general. As noted above, the special concurrence recognizes that the Knowledge Network Survey respondents placed a lower value on cigarettes that lacked the health qualities claimed by PMUSA. However, the special concurrence does not focus on the difference between the value of the cigarettes as represented by PMUSA and the value of the cigarettes without the health benefits. Instead, the special concurrence focuses on two factors: (1) discounted cigarettes were not available for purchase in the marketplace; and (2) the class members were addicted to the use of cigarettes. From these factors the special concurrence concludes that the class members did not incur damages, and are not entitled to compensation, because they would have purchased cigarettes at the nondiscounted prices to continue feeding their addiction.\nIn essence, the special concurrence rewrites the bargain that plaintiffs made. The special concurrence ignores the evidence that cigarette consumers would have required a steep discount to purchase light cigarettes without the health benefits. Instead, the special concurrence asserts that cigarette consumers would have continued to purchase light cigarettes, at nondiscounted prices, even knowing the true properties of the cigarettes. In the alternative, the special concurrence asserts that cigarette consumers would have purchased regular cigarettes at a price equal to the price paid for light cigarettes as misrepresented by PMUSA. But the focus under the benefit-of-the-bargain is the difference in value, as of the time of the transaction, between the goods as received and the goods as promised. Thus, the Genii court focused on the difference between the joint venture\u2019s liabilities as misrepresented and what those liabilities actually were. How Rosch subsequently dealt with those liabilities was irrelevant to the determination of damages. Hargrove could not share in the forgiveness of any of the liabilities by rewriting the bargain to assign a higher value to the joint venture.\nThe result that the special concurrence advocates is, at best, surprising. PMUSA misrepresented the qualities of its light cigarettes. The misrepresentations led cigarette consumers to overcome their aversion to the taste of light cigarettes and purchase light cigarettes in an unsuccessful attempt to lower their intake of the harmful products to which they were exposed in smoking cigarettes. While PMUSA saw its profits increase because of the sale of light cigarettes, cigarette consumers did not receive the health benefits for which they bargained. The special concurrence dispenses with the inequities in the transaction, however. So long as the price the consumers paid for the false light cigarettes was no more than the price for the nonbargained-for cigarettes, PMUSA could make misrepresentations of whatever kind it desired.\nWhen considered in light of the addictive nature of cigarettes, the special concurrence\u2019s position is not only surprising but untenable. Recall the special concurrence\u2019s acknowledgment that \u201cPMUSA was fully aware[ ] the so-called \u2018light\u2019 cigarettes not only offered no health benefits, but were actually more toxic.\u201d 219 Ill. 2d at 276 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). Also recall the special concurrence\u2019s claim that cigarette consumers could \u201cnot have stopped smoking, for they were addicted.\u201d 219 Ill. 2d at 281 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). The stepping-stones to the special concurrence\u2019s position are as follows. Cigarette manufacturers, including PMUSA, could market a highly addictive and toxic product, a cigarette, with the result that the consumer became addicted to the product. PMUSA could then market a light cigarette, just as addictive as a full-flavored cigarette, that it claimed contained less toxic compounds than a full-flavored cigarette. Consumers could flock to the light cigarette, believing the misrepresentations regarding the health benefits flowing from the claimed reduction of toxic compounds in the light cigarette. PMUSA could reap increased profits as customers switched to the light cigarette marketed by PMUSA. However, consumers could not recover for the misrepresentations because they could not break free of the addiction directly flowing from PMUSA\u2019s marketing of full-flavored and light cigarettes.\nFar from bolstering the result reached by the majority, the special concurrence serves as a reminder of the problems associated with the out-of-pocket measure of damages in an action for fraud or deceit. In an opinion joined by the author of today\u2019s majority opinion, our appellate court observed:\n\u201cThe rule set forth in [Perry v. Engel, 296 Ill. 549 (1921)] comports with section 549, comment i of the Restatement (Second) of Torts, which discusses the measure of damages in misrepresentation cases where the recipient of the misrepresentation has suffered no out-of-pocket loss. That section provides as follows:\n\u2018When the value of what the plaintiff has received under the transaction with the defendant is fully equal to the value of what he has parted with, he has suffered no out-of-pocket loss, and under the rule stated in subsection (1), clause (a) [providing that the recipient of misrepresentation may choose to recover his actual out-of-pocket loss], he could recover no damages. This would mean that the defrauding defendant has successfully accomplished his fraud and is still immune from an action in deceit. Even though the plaintiff may rescind the transaction and recover the price paid, the defendant is enabled to speculate on his fraud and still be assured that he can suffer no pecuniary loss. This is not justice between the parties. The admonitory function of the law requires that the defendant not escape liability and justifies allowing the plaintiff the benefit of his bargain.\u2019 (Emphasis added.) Restatement (Second) of Torts \u00a7 549, Comment i, at 115 (1977).\nSee also W. Keeton, Prosser & Keeton on Torts \u00a7 110, at 768 (5th ed. 1984) (\u2018in many cases the out-of-pocket measure will permit the fraudulent defendant to escape all liability and have a chance to profit by the transaction if he can get away with it\u2019).\u201d Kirkruff v. Wisegarver, 297 Ill. App. 3d 826, 837 (1998).\nPerhaps these words still ring true in the heart of the author of today\u2019s majority opinion, and are the reason that the majority of the court does not endorse the position advanced by the special concurrence. Be that as it may, I note that the proper measure of damages in Illinois in a fraud and deceit action, whether based on statute or at common law, is the benefit-of-the-bargain, rather than the out-of-pocket measure of damages or some close relative thereof. I note further that the record contains sufficient evidence to support an award of damages to the plaintiff class. Several members of the class testified that they switched to light cigarettes because they wanted to reduce their exposure to the harmful compounds in regular cigarettes. Class representative Sharon Price testified that, having switched to light cigarettes because of concerns about lung cancer and other diseases, she would not have gone back to regular cigarettes even if they were offered to her for free. In a similar vein, the Knowledge Network Survey respondents stated that they would have required a steep discount had they known that light cigarettes either did not offer any health benefits compared to regular cigarettes or were actually more harmful than regular cigarettes. The fact remains that the members of the plaintiff class were defrauded because of the misrepresentations made by PMUSA regarding light cigarettes. Illinois law should not tolerate the use of deceptive practices aimed at defrauding the consumers of this state.\nIV Conclusion\nToday marks the second time in just six months that this court has completely reversed a multibillion dollar verdict in favor of a corporate defendant. See Avery v. State Farm Mutual Automobile Insurance Co., 216 Ill. 2d 100 (2005). To do so in Avery, the court construed an insurance contract strictly against an insured despite its ambiguities and our own precedent to the contrary. See Avery, 216 Ill. 2d at 215-29 (Freeman, J., concurring in part and dissenting in part, joined by Kilbride, J.). In this case, the court does so by interpreting section 10b(l) so expansively that it dilutes the very purpose of the Act. In addition, not content with just speaking to section 10b(l), the two specially concurring justices engage in nothing more than a conclusory analysis on damages\u2014an analysis which, as I have detailed above, overlooks or ignores several salient legal points which serve to greatly undercut their position. Suffice it to say, the issue of damages is not as cut-and-dry as these justices would have one believe.\nThe manner in which these two, highly publicized cases have been decided by this court leads me to several troubling conclusions. First, a majority of this court has become increasingly desensitized to the interests of the average Illinois consumer. There is little doubt in my mind that these decisions will send a chill wind over consumer protection. That said, I am not blind to the very real problems that exist in the world of class action lawsuits. As I stated in my separate opinion in Avery, I share in the concerns that the class action vehicle has the potential to be greatly abused. However, that concern must not transcend the rules of law that have been set by this court in past decisions. In my view, this means that all cases, even class actions filed in our Fifth District, must be guided by the same long-recognized standards of review, rules of construction, procedural requirements, and burdens of proof that have guided all other types of actions over the years. Aspects of the court\u2019s opinion today and in its opinion in Avery cause me to fear that a majority of my colleagues will continue to hold large class actions to different standards in an effort to reduce the perception that the Illinois court system serves as a playpen for the disingenuous class action practitioner.\nJUSTICE KILBRIDE joins in this dissent.\nThe court also discusses a subsequent decision of this court, Jackson v. South Holland Dodge, Inc., 197 Ill. 2d 39 (2001). 219 Ill. 2d at 248-49. Although the court does not rely on Jackson in its holding, I note that Jackson involved the same federal disclosure requirement as in Lanier. Jackson, 197 Ill. 2d at 45-47.\nMy reading of the record differs on this point from that of the special concurrence. When Price switched to Cambridge Lights in 1986, she smoked one pack of cigarettes a day. Her consumption increased to IV2 packs of cigarettes a day. In 2002, after she learned of the lawsuit, Price was able to reduce her cigarette consumption to one-half to one pack per day. A summary of Price\u2019s cigarette consumption admitted into evidence as Plaintiffs\u2019 Exhibit 99 reflected the increase in cigarette consumption.\nThe Knowledge Network Survey respondents would have demanded a discount of 77.7% had they known that light cigarettes did not provide any health benefit when compared to the full-flavored cigarettes, and a discount of 92.3% had they known that light cigarettes were more harmful than regular cigarettes.\nAccording to W Keeton, Prosser & Keeton on Torts \u00a7 110, at 767-68 (5th ed. 1984), the \u201cout of pocket\u201d rule, followed by a minority of perhaps a dozen American jurisdictions, \u201clooks to the loss which the plaintiff has suffered in the transaction, and gives him the difference between the value of what he has parted with and the value of what he has received. If what he received was worth what he paid for it, he has not been damaged, and there can be no recovery.\u201d In contrast, the loss-of-bargain rule, adopted by some two-thirds of the courts which have considered the question in actions for deceit, \u201cgives the plaintiff the benefit of what he was promised, and allows recovery of the difference between the actual value of what he has received and the value that it would have had if it had been as represented.\u201d\nThe class period for purchases of Cambridge Lights was from 1986 to 2001. The class period for purchases of Marlboro Lights was from 1971 to 2001. Plaintiffs did not seek damages for cigarette purchases made outside of those time periods. For example, class representative Sharon Price testified that she learned that light cigarettes were not truly lower in tar and nicotine in the spring of 2002. Plaintiffs entered into evidence a summary of her cigarette purchases from 1986 until February 1, 2001.",
        "type": "dissent",
        "author": "JUSTICE FREEMAN,"
      },
      {
        "text": "JUSTICE KILBRIDE,\nalso dissenting:\nI fully agree with all aspects of Justice Freeman\u2019s dissent and I join in it. I write separately to express additional concerns with the majority opinion.\nThe majority notes that neither party has offered argument regarding the meaning of the phrase \u201cby laws administered by\u201d in section 10b(l) of the Consumer Fraud Act. 219 Ill. 2d at 244. The majority then concludes that the phrase reflects legislative intent requiring deference to agency policy and practice in its performance of duties delegated by Congress or the General Assembly. 219 Ill. 2d at 244. As support for this conclusion, the majority asserts the legislature would have referred to state or federal statutes, rather than laws, if it intended to require that specific authorization be contained in the law itself. 219 Ill. 2d at 244. The majority fails to explain or describe any conceptual difference between \u201claws\u201d and \u201cstatutes.\u201d The majority\u2019s conclusion therefore does not logically follow from the premise. Further, although the majority acknowledges that the term \u201cspecifically authorized\u201d in the statute \u201cindicates a legislative intent to require a certain degree of specificity or particularity in the authorization\u201d (219 Ill. 2d at 244), it points to no specificity or particularity in the claimed authorization here. Indeed, \u201cagency policy and practice\u201d and the consent orders relied on by the majority as authorization are neither specific nor particular.\nNowhere in section 10b(l) is there any reference to \u201cagency policy and practice.\u201d Yet the majority concludes that agency policy and practice have the force of law. Statutes and published rules made in accordance with statutory authority are clearly \u201claws administered by a regulatory body.\u201d To the extent statutes and published rules authorize certain conduct, that conduct cannot serve as a predicate for an action under the Consumer Fraud Act. That was the import of this court\u2019s holding in Lanier.\nLanier did not, however, hold that agency policy and practice allowed use of the unexplained \u201cRule of 78s\u201d term in loan documents. Instead, we held that Regulation Z permitted use of the term without further elaboration. Regulation Z is a set of comprehensive rules, enacted and published by the Federal Reserve Board, pursuant to authority granted by Congress implementing the principles of the Truth in Lending Act. Lanier, 114 Ill. 2d at 11. In holding the conduct complained of was specifically authorized by law, we relied on a formal, published Federal Reserve Board staff interpretation of a section of Regulation Z. That regulation required identification of the method of computing any unearned portion of the finance charge in the event of prepayment. The published staff interpretation concluded that a simple reference by name to the \u201cRule of 78s\u201d without describing its operation satisfied the identification requirement. Lanier, 114 Ill. 2d at 12.\nWe held that the Federal Reserve Board\u2019s formal, published interpretation of its own rules is entitled to great deference, absent any obvious repugnance to the Truth in Lending Act. Lanier, 114 Ill. 2d at 13. We observed that the Truth in Lending Act absolved creditors from liability \u201cfor \u2018any act done or omitted in good faith in conformity with any rule, regulation, or interpretation thereof by the Board or in conformity with any interpretation or approval by an official or employee of the Federal Reserve System duly authorized by the Board to issue such interpretations.\u2019 [Citation.]\u201d (Emphasis added.) Lanier, 114 Ill. 2d at 14.\nWe concluded that the foregoing provision evinced a congressional determination to treat the Board\u2019s administrative determinations under the Truth in Lending Act as authoritative. Lanier, 114 Ill. 2d at 14. Thus, we held section 10b(l) of the Consumer Fraud Act exempted from liability conduct authorized by federal statutes and regulations, including those administered by the Federal Reserve Board, and that \u201cdefendant\u2019s compliance with the disclosure requirements of the Truth in Lending Act is a defense to liability under the Illinois Consumer Fraud Act in the present case.\u201d (Emphasis added.) Lanier, 114 Ill. 2d at 18.\nIt is apparent, therefore, that Lanier upheld the creditor\u2019s section 10b(l) defense because the disclosure was specifically authorized by the federal Truth in Lending Act. We found defendant complied with the requirements of the Act because a formal, published agency interpretation of a regulation authorized by Congress, specifically authorized the disputed conduct.\nConversely, the record in this case does not present a basis for application of Lanier. Congress has empowered and directed the Federal Trade Commission to prevent the use of unfair or deceptive acts or practices in or affecting commerce. 15 U.S.C. \u00a7 45. It has also delegated rulemaking authority to the Commission. 16 C.F.R. \u00a7 1.22. As the defendant\u2019s expert, Dr. Peterman, conceded, the Commission has never promulgated any rule authorizing the use of the specific descriptors at issue in this case. The Commission is primarily an enforcement agency charged with protecting consumers from unfair and deceptive trade practices. Unlike the Truth in Lending Act, the Federal Trade Commission Act contains no provision absolving from liability persons who in good faith comply with official interpretations of its regulations. Further, as the Commission has not published any functional equivalent to Regulation Z, there is no comparable Commission regulation governing the conduct at issue here.\nHence, Lanier offers no support for the conclusion that use of the descriptors claimed to be deceptive in this case is specifically authorized by federal law. Lanier teaches only that section 10b (1) can bar a Consumer Fraud Act remedy if the conduct is specifically authorized by a federal law. It neither holds nor suggests that informal agency policy or policy enforcement techniques short of formal, published rulemaking could invoke the section 10b(l) exemption from liability. The majority concludes, however, that \u201cthe FTC\u2019s informal regulatory activity, including the use of consent orders, comes within the scope of section 10b(l)\u2019s requirement that the specific authorization be made \u2018by laws administered by\u2019 a state or federal regulatory body,\u201d contending that this assertion \u201cis consistent with our holding in Lanier.\u201d 219 Ill. 2d at 258. Again, Lanier simply offers no support for this conclusion.\nAdditionally, the majority acknowledges, as noted in my special concurrence in Jackson, that mere compliance with applicable law does not necessarily bar Consumer Fraud Act liability and that, rather, the conduct at issue must be specifically authorized. 219 Ill. 2d at 249. Yet, the majority effectually ignores that principle in its analysis.\nThe majority can take no comfort in the reasoning of the Seventh Circuit in Bober. The alleged deceptive statement in that case was held to be specifically authorized by a rule formally adopted by the FDA and codified in the Code of Federal Regulations. Bober, 246 F.3d at 941. Bober is remarkably similar to this court\u2019s holding in Lanier, finding a formal published interpretation of a regulation of the Federal Reserve Board to authorize specifically the disclosures in question.\nIn this case, the federal law in question forbids unfair or deceptive acts or practices affecting commerce. The FTC has issued no formal rule or regulation authorizing the descriptors in question, as in Bober, and it has issued no formal interpretations of any regulations, as in Lanier.\nThe majority asserts that Lanier is authority for the proposition that an agency staff interpretation may be a sufficient basis for a finding of specific authorization and that formal rulemaking is therefore not a prerequisite for specific authorization. 219 Ill. 2d at 252. It must be remembered that the staff interpretation in Lanier was both formal and published and that Congress expressly provided that reliance on staff interpretations would excuse liability. Opening the door to informal policy advice could lead to absurd results. For instance, advice given casually between an FTC commissioner and a PMUSA executive could not and should not serve as the specific authorization required by section 10b(l). Common sense indicates that no specific authorization by law can derive from informal policymaking or agency practices. Thus, there is no basis for the majority to conclude that either informal agency policy and practice or the use of consent orders involving other parties are within the ambit of our holding in Lanier.\nNevertheless, the majority relies on 1971 and 1995 FTC consent orders entered in resolution of claims asserting that American Brands, Inc., and American Tobacco Company, respectively, violated the Act\u2019s prohibition of unfair methods of competition and unfair and deceptive acts and practices in commerce. In the case of the 1971 order, the FTC filed a complaint in 1969 detailing advertising claims related to American Brands products it found deceptive. American Brands then agreed, in a consent order, without admitting it violated the law as alleged in the complaint, to refrain from advertising that its cigarettes were low or lower in tar by use of the words \u201clow,\u201d \u201clower\u201d or \u201creduced,\u201d or like qualifying terms, unless the statement is accompanied by a clear and conspicuous disclosure of the tar and nicotine content in milligrams in the smoke produced by the advertised cigarette. In re American Brands, Inc., 79 F.T.C. 255 (1971).\nIt is apparent that the complaint against American Brands was directed at particular advertising used only by that company. The order forbade only American Brands from making the reduced tar claims, and authorized only American Brands to use \u201clow tar\u201d descriptors only if accompanied by conspicuous disclosures of tar and nicotine content. The order cannot reasonably be viewed as directing the use of the descriptors. Indeed, it prohibited their use unless certain conditions were met. No reference whatever is made to the descriptors \u201clight\u201d or \u201clights,\u201d as used by PMUSA. The plain facts, therefore, demonstrate no basis to conclude that \u201clights\u201d is a like qualifying term to \u201clow in tar.\u201d Thus, even if other cigarette marketers read the published consent order, they could not reasonably conclude it specifically authorized any descriptors other than \u201clow tar\u201d or \u201clower in tar.\u201d Nor could they conclude that the agreed resolution of the Commission\u2019s claim against American Brands was anything other than the compromise of a disputed claim. It was not, and did not purport to be, a rule or regulation permitting the entire cigarette industry to use these or any other descriptors.\nSimilarly, the 1995 consent order was entered after the FTC filed a complaint alleging that American Tobacco Company committed unfair and deceptive acts or practices in advertising its Carlton brand of cigarettes. The complaint alleged the advertisements claimed that 10 packs of Carltons contained less tar than one pack of five competing brands. The Commission alleged that, in truth, consumers would not get less tar by smoking 10 packs of Carltons because of the behavior of compensatory smoking. As in the 1971 consent order, American Tobacco entered into an agreement for settlement purposes, without admitting it had violated the law. American Tobacco consented to entry of an order forbidding the disputed representations unless the representations were true as confirmed by competent and reliable scientific evidence. The 1995 order further provided that comparison of the tar and nicotine ratings of American Tobacco\u2019s cigarette brands and the ratings of competing brands, with or without representation that respondent\u2019s brand is \u201clow,\u201d \u201clower,\u201d or \u201clowest\u201d in either tar or nicotine, would not be deemed violations of the consent order under certain conditions. Specifically, use of the descriptors was not forbidden if American Tobacco did not visually depict more than a single cigarette or pack of its and the comparative brands. In re American Tobacco Co., 119 F.T.C. 3 (1995).\nLike the 1971 consent order, the 1995 consent order made no reference whatever to the terms \u201clight\u201d or \u201clights.\u201d The reference to \u201clow t\u00e1r\u201d in the 1995 order is clearly not a Commission authorization to use that term or similar terms. It only refers to comparisons of brands with or without use of such descriptors. The 1995 consent order merely resolved a disputed claim against American Tobacco Company arising from alleged false advertising of one particular brand of cigarettes. Competitors of American Tobacco Company might look to the order for guidance concerning what advertising practices the Commission may deem unfair or deceptive, but could not reasonably conclude that the use of any descriptors were specifically authorized by the order. The 1995 complaint did not even question American Tobacco\u2019s use of particular descriptors. Instead, it contended that American Tobacco\u2019s comparative claim was untrue. Thus, that consent order forbade conduct not at issue in this case, and only conditioned use of \u201clow tar\u201d descriptors on American Tobacco\u2019s forbearance of using more than a depiction of a single cigarette or pack of its brand versus a single cigarette or pack of any other brand.\nBoth the 1971 and 1995 consent orders dealt with conduct deemed by the Commission to violate the FTC Act. The orders have the force of law only as to the parties entering into the settlement agreements\u2014American Brands and American Tobacco Company. At most, the orders may be predictive of Commission attitudes toward advertising practices in future cases. Simply stated, those consent orders cannot reasonably be deemed to be an industrywide specific authorization for the use of particular advertising descriptors.\nEqually important, the FTC has certainly not closed the book on the issue of deceptive cigarette advertising. In 1997, it sought public comment on whether its policies regarding testing methods and the use of descriptors should be revised. At the agency\u2019s request, the National Cancer Institute (NCI) studied the issues and, in November 2001, published Monograph 13. The NCI concluded there was no convincing evidence that cigarettes lower in tar and nicotine yield reduced the disease burden on a population basis. Monograph 13 was critical of industry testing practices and its use of comparative descriptors. According to Dr. Peterman, the FTC, at the time of trial, was evaluating whether to change its policies in light of the NCI\u2019s conclusions. The ongoing FTC review should indicate to industry competitors that agency policy on the use of cigarette comparative descriptors was, and remains, in a state of flux.\nThe foregoing illustrates why policies, as opposed to formal published regulations and statutes, cannot be deemed to have the force of law within the meaning of section 10b(l). The legislative purpose of the exemption in section 10b(l) is to shield defendants from liability for conduct specifically authorized by law. That purpose is not served if discernment of what is forbidden and what is authorized rests on the shifting sands of ever-changing and evolving agency policy. A statute or published regulation, on the other hand, remains in effect unless formally repealed. Policy change can be effected simply by an agency decision to commence an enforcement proceeding. Thus, consent orders enforceable only against parties to an enforcement proceeding are not laws administered by a federal agency within the meaning of section 10b(l). Accordingly, I agree with the trial court that defendant did not establish its section 10b(l) affirmative defense.\nOn a different issue, I am compelled to respond to Justice Karmeier\u2019s argument that plaintiffs did not prove damages. Justice Karmeier observes that plaintiffs cited no authority permitting opinions of Internet survey respondents to establish actual damages under the Consumer Fraud Act because the representative plaintiffs have not been harmed in the way the survey respondents claimed they would be in answering the survey hypotheticals. 219 Ill. 2d at 278-79 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). The Internet survey was admitted in evidence during the testimony of Dr. Cohen, a credentialed survey expert, who validated the survey. Dr. Cohen testified that the Knowledge Networks survey was \u201cproper\u201d and represented \u201cappropriate ways of gathering information from smokers via survey method.\u201d Dr. Dennis, who conducted the survey, is highly credentialed in survey research practices and was recognized by the trial court as a qualified and experienced expert in survey research.\nOn appeal, defendant has not challenged the trial court\u2019s qualification of Dr. Dennis as an expert, nor could it legitimately question his qualifications. At the time of the trial, defendant\u2019s own damage expert, Dr. Viscusi, was working with Dr. Dennis on a government-sponsored survey research project utilizing the Knowledge Networks survey methodology. Similarly, defendant\u2019s survey expert, Dr. Mathiowetz, had coauthored a learned treatise with Dr. Dennis concerning survey techniques.\nAdmittedly, Dr. Dennis was subjected to extensive cross-examination, and his conclusions were challenged by defendant\u2019s expert witness, Dr. Mathiowetz. Nonetheless, the record reveals no pretrial request for a Frye hearing on the issue of general acceptance of the Knowledge Networks survey methodology. See Frye v. United States, 293 F. 1013 (D.C. Cir. 1923). Although defendant moved to strike Dr. Dennis\u2019 testimony regarding the survey on foundation and Donaldson grounds, no challenge to the general acceptance of his survey methods was enunciated for the record. Thus, no coherent requisite challenge to the general acceptance of the survey method appears either in the trial record or in defendant\u2019s briefs. Frye issues are reviewed under an abuse of discretion standard. Donaldson v. Central Illinois Public Service Co., 199 Ill. 2d 63, 76 (2002). Accordingly, there is no basis in the record to conclude the trial court abused its discretion in admitting the Knowledge Networks survey because of its authentication by credentialed witnesses and defendant\u2019s failure to lodge a sufficient challenge to the general acceptance of the survey method.\nThus, in addition to the points asserted by Justice Freeman, I conclude that neither section 10b(l), nor the admission of the Knowledge Network survey, provides a basis for reversing the trial court\u2019s judgment. Therefore, I respectfully dissent.\nJUSTICE FREEMAN joins in this dissent.\nDissent Upon Denial of Rehearing",
        "type": "dissent",
        "author": "JUSTICE KILBRIDE,"
      },
      {
        "text": "JUSTICE FREEMAN,\ndissenting:\nPlaintiffs petitioned for rehearing in this case. Because I believe that this court\u2019s judgment may have been erroneous, I dissent from the denial of the petition for rehearing.\nI\nAs a preliminary matter, plaintiffs correctly question the precedential value of this court\u2019s decision. Plaintiffs observe that no rationale in the December 15, 2005, judgment received a majority of votes. In other words, there was no holding by a majority opinion\u2014except for the disposition of the cause, i.e., four justices voted for reversal.\nJustice Garman\u2019s opinion, holding that PMUSA\u2019s conduct was exempt under section 10b(l) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 1998)), was joined by Justice McMorrow. Justice Karmeier, joined by Justice Fitzgerald, did not specifically agree with Justice Garman\u2019s section 10b(l) holding. 219 Ill. 2d at 275 (Karmeier, J., specially concurring, joined by Fitzgerald, J.) (\u201cI agree that the judgment of the circuit court should be reversed. In my view, however, that conclusion is not dependent on the applicability of section 10b(l) of the Consumer Fraud Act\u201d). \u201cOn this point, the language this court uses when it delivers a divided opinion can use some clarification. A \u2018special concurrence\u2019 is one where the authoring Justice joins both the opinion and the judgment. A \u2018concurrence\u2019 is one where the authoring Justice joins only the judgment of the court.\u201d People v. Cruz, 162 Ill. 2d 314, 389 n.1 (1994) (Heiple, J., dissenting, joined by Bilandic, C.J.). In this case, Justice Karmeier expressly states: \u201cI fully concur in the result reached by the majority.\u201d (Emphasis added.) 219 Ill. 2d at 285 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). Since Justice Karmeier does not join Justice Garman\u2019s opinion, his opinion should not be designated a \u201cspecial concurrence\u201d but, rather, a \u201cconcurrence.\u201d\nJustice Garman\u2019s opinion in this case did not receive the assent of four justices. Therefore, it cannot constitute \u201cthe opinion of the court.\u201d Rather, Justice Garman delivered the judgment of the court in an opinion that presents the views of only a plurality of this court. \u201cThe only thing four justices agree on today is that reversal is necessary. In terms of precedent, none of the opinions filed in this case has the force of law.\u201d Cruz, 162 Ill. 2d at 389 n.l (Heiple, J., dissenting, joined by Bilandic, C.J.).\nPerhaps the fact that the court\u2019s decision is not binding precedent is for the best. As this dissent upon denial of rehearing will establish, a majority of this court has not responded, in any way, to the critical points plaintiffs have raised during this rehearing period. Given the plurality\u2019s \u201cerroneous and irresponsible interpretation of our Consumer Fraud Act\u201d (219 Ill. 2d at 286 (Freeman, J., dissenting, joined by Kilbride, J.)), we do well to remember that Justice Garman\u2019s interpretation of our Consumer Fraud Act does not have the force of law and the issues that the opinion discusses remain open for a better-reasoned adjudication.\nII\nIn their petition for rehearing, plaintiffs contend that Justice Garman\u2019s plurality opinion overlooked or misapplied four critical points. Plaintiffs first contend that the plurality failed to properly apply the canons of statutory construction and, accordingly, misinterpreted section 10b(l) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 1998)). Specifically, plaintiffs argue that Justice Garman\u2019s plurality opinion fails to apply section 11a of the Consumer Fraud Act, which requires a court to liberally construe the Act (815 ILCS 505/1la (West 1998)), and overlooks the canon of statutory construction that exceptions in a statute should be strictly construed (see Mid-South Chemical Corp. v. Carpentier, 14 Ill. 2d 514, 519 (1958) (and cases cited therein)).\nPlaintiffs also contend that Justice Garman\u2019s plurality opinion misapplied the de novo standard of review, or mischaracterized the standard of review it actually utilized. Justice Garman\u2019s plurality opinion concluded that de novo review is appropriate because the actions of the FTC with respect to the use of the disputed descriptors are a matter of public record. Therefore, reasons the plurality, section 10b(l) is being applied to essentially undisputed facts. The plurality concludes that \u201cwe need not evaluate the credibility of witnesses or weigh conflicting testimony to determine whether the actions of the FTC have resulted in specific authorization of the use of these terms by cigarette manufacturers.\u201d 219 Ill. 2d at 236 (Carman, J., joined by McMorrow, J.). However, plaintiffs argue that Justice Garman\u2019s plurality opinion did precisely this.\nPlaintiffs next contend that Justice Garman\u2019s plurality opinion relied heavily on the testimony of defendant\u2019s expert witness Dr. Peterman, yet at the same time ignores his testimony on cross-examination. Plaintiffs further argued that Justice Garman\u2019s plurality opinion overlooked PMUSA\u2019s \u201cPetition for Rulemaking\u201d filed with the FTC on September 18, 2002, which it submitted as an exhibit at trial. PMUSA\u2019s own trial witness, Nancy Lund, testified on direct examination that PMUSA filed this FTC petition for the following purpose:\n\u201cThere were kind of three areas where we asked for guidance. One was in the measurement itself, the FTC method; one was about disclaimers about talking about what descriptions and low tar cigarette yields is actually all about; and the last one was some guidance on descriptors, such as lights and ultra lights.\u201d\nPlaintiffs argue that with this FTC petition and Lund\u2019s corresponding trial testimony, PMUSA acknowledged in this litigation that, as of 2002, the FTC had never authorized PMUSA\u2019s use of the terms \u201clights\u201d or \u201clowered tar and nicotine.\u201d Indeed, as plaintiffs reasoned in the petition for rehearing, if the FTC had previously authorized PMUSA to use the disputed descriptors as part of the consent decrees it had entered into with other tobacco companies in 1971 and 1995, then there would have been no reason for PMUSA to petition the FTC for \u201cguidance\u201d and rulemaking on the use of these very same descriptors.\nPlaintiffs also contend that the plurality acknowledged PMUSA\u2019s intentional fraud. 219 Ill. 2d at 208-09 (Carman, J., joined by McMorrow, J.), at 276 (Karmeier, J., specially concurring, joined by Fitzgerald, J.). However, according to plaintiffs, Justice Carman\u2019s plurality opinion erroneously concluded that the FTC \u201cspecifically authorized\u201d such fraud. In reaching this erroneous conclusion, Justice Carman\u2019s plurality opinion misinterprets the scope of FTC voluntary consent orders, in direct conflict with federal precedent. Consent orders are binding only upon the named parties and represent a settlement in which neither side has insisted upon an adjudication on the merits. FTC consent orders represent a compromise between the parties to the consent order and no precedential weight is given to such a consent order for purposes of FTC enforcement proceedings against another party. Plaintiffs inform this court that we have no authority under state law, i.e., the Consumer Fraud Act or the Deceptive Practices Act, to expand the scope and meaning of an FTC consent order. As plaintiffs inform us, \u201cfederal law is clear that a consent order involving other parties cannot serve as authorization or permission for a different industry participant to engage in the same conduct\u2014let alone conduct that is not covered by the prior consent order.\u201d Plaintiffs insist that the 1971 and 1995 consent orders \u201care no more than isolated voluntary agreements having nothing to do with PMUSA and the conduct at issue in this litigation.\u201d\nAlso, according to the petition for rehearing, Justice Garman\u2019s plurality opinion overlooks the fact that neither the 1971 nor the 1995 consent orders applied to PMUSA\u2019s misconduct and, in any event, PMUSA failed to comply with these orders.\nPlaintiffs filed a supplement to their petition for rehearing, which focuses on their contention that Justice Garman\u2019s plurality opinion misinterprets the scope of FTC voluntary consent orders. Plaintiffs inform us that the FTC itself has plainly held that a \u201cconsent agreement [with one party] is binding only between the Commission and [that party].\u201d Trans Union Corp., 118 F.T.C. 821, 864 n.18 (1994), aff\u2019d, 245 F.3d 809 (D.C. Cir. 2001). Thus, according to plaintiffs, an FTC voluntary consent order cannot be used as a shield by a third party.\nIndeed, plaintiff further informs us that the 1971 consent order, upon which Justice Garman\u2019s plurality opinion relies, was terminated by FTC rule between the FTC and the actual party to that voluntary agreement\u2014 American Brands. According to plaintiffs: \u201cTherefore, it is not possible for this Court to rely upon this terminated order with a different party concerning different conduct as \u2018specific authorization\u2019 for Philip Morris to engage in the intentional fraud at issue in this litigation.\u201d\nThese contentions are significant and persuade me to vote for rehearing.\nIll\nIn plaintiffs\u2019 supplement to their petition for rehearing, pursuing their contention regarding the misinterpretation of the FTC voluntary consent orders, plaintiffs: (A) invoke the doctrine of primary jurisdiction, and (B) suggest a means by which this court could implement the doctrine.\nA\n\u201cDespite the name, the doctrine of primary jurisdiction does not involve jurisdictional questions. It is a common law doctrine used to coordinate administrative and judicial decisionmaking.\u201d Red Lake Band of Chippewa Indians v. Barlow, 846 F.2d 474, 476 (8th Cir. 1988). \u201cNor can it be questioned that the doctrine applies to the states.\u201d Agricultural Services Ass\u2019n v. Commonwealth, 210 Va. 506, 509, 171 S.E.2d 840, 843 (1970); accord Segers v. Industrial Comm\u2019n, 191 Ill. 2d 421, 428 (2000) (\u201cnoting doctrine of primary jurisdiction is not technically a question of jurisdiction at all but rather a question of judicial self-restraint and relations between the courts and administrative agencies\u201d), citing Peoples Energy Corp. v. Illinois Commerce Comm\u2019n, 142 Ill. App. 3d 917, 931 (1986); Flo-Sun, Inc. v. Kirk, 783 So. 2d 1029, 1037-38 (Fla. 2001) (\u201cIt is also important to note that the application of the doctrine of primary jurisdiction is a matter of deference, policy and comity, not subject matter jurisdiction\u201d); State v. United States Steel Corp., 307 Minn. 374, 380, 240 N.W.2d 316, 319 (1976) (\u201cThe judicially created doctrine of primary jurisdiction is concerned with the orderly and sensible coordination of the work of agencies and courts\u201d).\nThe doctrine of primary jurisdiction\n\u201capplies where a claim is originally cognizable in the courts, and comes into play whenever enforcement of the claim requires the resolution of issues which, under a regulatory scheme, have been placed within the special competence of an administrative body; in such a case the judicial process is suspended pending referral of such issues to the administrative body for its views.\u201d United States v. Western Pacific R.R. Co., 352 U.S. 59, 64, 1 L. Ed. 2d 126, 132, 77 S. Ct. 161, 165 (1956).\nAccord Port of Boston Marine Terminal Ass\u2019n v. Rederiaktiebolaget Transatlantic, 400 U.S. 62, 68, 27 L. Ed. 2d 203, 209, 91 S. Ct. 203, 208 (1970) (\u201cWhen there is a basis for judicial action, independent of agency proceedings, courts may route the threshold decision as to certain issues to the agency charged with primary responsibility for governmental supervision or control of the particular industry or activity involved\u201d); Kellerman v. MCI Telecommunications Corp., 112 Ill. 2d 428, 444-45 (1986). Courts recognized long ago that coordination between traditional judicial machinery and administrative agencies \u201cwas necessary if consistent and coherent policy were to emerge. [Citation.] The doctrine of primary jurisdiction has become one of the key judicial switches through which this current has passed.\u201d Port of Boston, 400 U.S. at 68, 27 L. Ed. 2d at 208-09, 91 S. Ct. at 208.\nThe rationale for the doctrine of primary jurisdiction has been described as follows:\n\u201c \u2018[I]n cases raising issues of fact not within the conventional experience of judges or cases requiring the exercise of administrative discretion, agencies created by Congress for regulating the subject matter should not be passed over. This is so even though the facts after they have been appraised by specialized competence serve as a premise for legal consequences to be judicially defined. Uniformity and consistency in the regulation of business entrusted to a particular agency are secured, and the limited functions of review by the judiciary are more rationally exercised, by preliminary resort for ascertaining and interpreting the circumstances underlying legal issues to agencies that are better equipped than courts by specialization, by insight gained through experience, and by more flexible procedure.\u2019 \u201d Weinberger v. Bentex Pharmaceuticals, Inc., 412 U.S. 645, 654, 37 L. Ed. 2d 235, 242, 93 S. Ct. 2488, 2494 (1973), quoting Far East Conference v. United States, 342 U.S. 570, 574-75, 96 L. Ed. 576, 582, 72 S. Ct. 492, 494 (1952).\nAccord Western Pacific, 352 U.S. at 64-65, 1 L. Ed. 2d at 132, 77 S. Ct. at 165; Kellerman, 112 Ill. 2d at 444-45 (both cases quoting Far East Conference). There is no fixed formula for applying the doctrine of primary jurisdiction. In each case, the question is whether the reasons for the doctrine are present, and whether the purposes of the doctrine will be furthered by its application in the particular litigation. Western Pacific, 352 U.S. at 64, 1 L. Ed. 2d at 132, 77 S. Ct. at 165.\nIn their supplement to their petition for rehearing, plaintiffs request that this court solicit the FTC\u2019s views on the issue of the 1971 and 1995 FTC voluntary consent orders. A majority of this court, however, apparently believes that this request should go unanswered with no response to the compelling legal arguments made in support of it. Unlike my colleagues, I believe that the plaintiffs in their supplemental petition for rehearing have raised legitimate questions about this court\u2019s decision and the denial of their request merits some form of discussion.\nI note that plaintiffs have made this request for the first time, before this court, in their petition for rehearing. Consequently, we could deem this issue procedurally forfeited. See 188 Ill. 2d R. 341(e)(7) (\u201cPoints not argued are waived and shall not be raised in the reply brief, in oral argument, or on petition for rehearing\u201d). Indeed, since the doctrine of primary jurisdiction does not refer to the subject matter jurisdiction of a court, primary jurisdiction is an issue that can be waived or forfeited. Gross Common Carrier, Inc. v. Baxter Healthcare Corp., 51 F.3d 703, 706 (7th Cir. 1995); Kendra Oil & Gas, Inc. v. Homco, Ltd., 879 F.2d 240, 242 (7th Cir. 1989); Segers, 191 Ill. 2d at 428; see, e.g., Northwest Airlines, Inc. v. County of Kent, 510 U.S. 355, 366 n.10, 127 L. Ed. 2d 183, 195 n.10, 114 S. Ct. 855, 863 n.10 (1994) (declining to invoke, sua sponte, primary jurisdiction doctrine where parties failed to brief or argue it).\nHowever, the waiver rule is a principle of administrative convenience, an admonition to the parties; it is not a jurisdictional requirement or any limitation upon the jurisdiction of a reviewing court. In this regard, this court has recognized that a reviewing court may, in furtherance of its responsibility to provide a just result and to maintain a sound and uniform body of precedent, override considerations of waiver that stem from the adversarial nature of our system. In re C.R.H., 163 Ill. 2d 263, 274 (1994); Hux v. Raben, 38 Ill. 2d 223, 224-25 (1967); accord 155 Ill. 2d R 366(a)(5). In this case, for the following reasons, this responsibility outweighs plaintiffs\u2019 procedural default. See, e.g., Dillon v. Evanston Hospital, 199 Ill. 2d 483, 504-05 (2002) (and cases cited therein).\nAs our rule of procedural default is a principle of administrative convenience for the courts, similarly, the doctrine of primary jurisdiction \u201cexists for the proper distribution of power between judicial and administrative bodies and not for the convenience of the parties.\u201d Distrigas of Massachusetts Corp. v. Boston Gas Co., 693 F.2d 1113, 1117 (1st Cir. 1982). Accordingly, a court may examine, sua sponte, whether the doctrine applies. For example, in Western Pacific, 352 U.S. at 63, 1 L. Ed. 2d at 131-32, 77 S. Ct. at 165, the United States Supreme Court felt obliged to address the issue of primary jurisdiction, although neither party had challenged that aspect of the lower court\u2019s rulings. Indeed, \u201ccourts often invoke the doctrine on their own motion.\u201d Fontan de Maldonado v. Lineas Aereas Costarricenses, S.A., 936 F.2d 630, 632 (1st Cir. 1991) (collecting cases); see also Syntek Semiconductor Co. v. Microchip Technology Inc., 307 F.3d 795, 780 n.2 (9th Cir. 2002) (\u201cAlthough the parties did not raise the question of primary jurisdiction, we may do so sua sponte11)', Williams Pipe Line Co. v. Empire Gas Corp., 76 F.3d 1491, 1496 (10th Cir. 1996) (same); Red Lake Band, 846 F.2d at 475-76 (addressing primary jurisdiction issue raised for first time in petition for rehearing); Baltimore & Ohio Chicago Terminal R.R. Co. v. Wisconsin Central Ltd., 154 F.3d 404, 411 (7th Cir. 1998) (acknowledging that court \u201cwould reheve the parties of their waiver\u201d if primary jurisdiction doctrine were \u201cof transcendent importance\u201d to administration of statute); Gross Common Carrier, 51 F.3d at 706 n.3 (noting that a court\u2019s failure to address the doctrine may, in some cases, constitute plain error).\nAnother recent example is found in Cole v. U.S. Capital, Inc., 389 F.3d 719 (7th Cir. 2004). After oral argument in Cole, the United States Court of Appeals for the Seventh Circuit invited the FTC to file an amicus curiae brief to inform the court of the agency\u2019s views. Cole, 389 F.3d at 722 n.2. The court of appeals apparently raised this issue sua sponte and was not concerned with any notion of procedural default.\nGiven the foregoing, I do not believe that plaintiffs\u2019 procedural default would serve as a bar to this court\u2019s granting of its request to address the doctrine of primary jurisdiction. Turning to the merits of plaintiffs\u2019 arguments, I agree with plaintiffs that the doctrine applies in the present case. It is clear that the reasons for the doctrine are present. Justice Garman\u2019s plurality opinion purports to resolve this case by construing and applying section 10b(l) of the Consumer Fraud Act (815 ILCS 505/10b(l) (West 2000)). The opinion attempts the following explanation:\n\u201cOperation of section 10b(l) is not dependent on the intent of Congress. Rather, it is dependent on the intent of the Illinois General Assembly to allow regulated entities to engage in commercial conduct that might otherwise be alleged to be fraudulent or deceptive without risk of civil liability, so long as that content is specifically authorized by the regulatory body.\u201d 219 Ill. 2d at 274.\nThis is precisely the context for application of the primary jurisdiction doctrine. The application of section 10b(l) of the Consumer Fraud Act depends on whether the alleged conduct of PMUSA was \u201cspecifically authorized\u201d by the FTC. Plaintiffs\u2019 Consumer Fraud Act claim, originally cognizable in the circuit court, requires the resolution of an issue, i.e., the existence and extent of the FTC\u2019s \u201cspecific authorization\u201d of PMUSA\u2019s conduct, which lies within the special competence of the FTC. See Western Pacific, 352 U.S. at 64, 1 L. Ed. 2d at 132, 77 S. Ct. at 165.\nThe purposes of the doctrine will be furthered by its application in this case. The purposes of the primary jurisdiction doctrine are to: (1) ensure desirable uniformity in the determination of certain types of administrative questions, and (2) promote resort to administrative agency experience and expertise where the court is presented with a question outside its conventional experience. Western Pacific R.R., 352 U.S. at 64, 1 L. Ed. 2d at 132, 77 S. Ct. at 411. The furtherance of these purposes is more than sufficient to override the effect of plaintiffs\u2019 procedural default. See, e.g., Dillon, 199 Ill. 2d at 504-05.\nIn the present case, Illinois courts necessarily have become embroiled in the technical aspects of FTC voluntary consent orders to determine if the FTC \u201cspecifically authorized\u201d PMUSA\u2019s conduct. Plaintiffs seek referral to the FTC of the question whether the terms of the FTC voluntary consent orders, involving American Brands and American Tobacco, specifically authorized representations by PMUSA, which was not a party to those consent orders. Referral in this case would obviously promote uniformity in the determination of this crucial issue and would correctly acknowledge the FTC\u2019s experience and expertise in the function and interpretation of FTC voluntary consent orders. See, e.g., In re Starnet, Inc., 355 F.3d 634, 639 (7th Cir. 2004) (\u201cInstead of trying to divine how the FCC would resolve the ambiguity *** we think it best to send this matter to the Commission under the doctrine of primary jurisdiction\u201d); Access Telecommunications v. Southwestern Bell Telephone Co., 137 F.3d 605, 609 (8th Cir. 1998) (finding that determination of dispositive issue would necessarily embroil court in technical aspects of FCC matter, and that the \u201cFCC has far more expertise than the courts\u201d concerning administrative matter; concluding that \u201cthe need to draw upon the FCC\u2019s expertise and experience\u201d was present).\nIf, as Justice Carman\u2019s plurality opinion contends, the FTC has been actively concerned with the complex policy issues that cigarette advertising presents, then prudential judicial restraint should counsel referral of this specific dispositive issue to the specialized agency that Congress intended to deal with this issue\u2014the FTC. See generally Hansen v. Norfolk & Western Ry. Co., 689 F.2d 707 (7th Cir. 1982). The FTC should first address this issue to avoid the possibility of a multitude of interpretations by several states of the same FTC voluntary consent orders, and to achieve a uniform administration of FTC policy. See Agricultural Services Ass\u2019n, 210 Va. at 509, 171 S.E.2d at 842-43, quoting Service Storage & Transfer Co. v. Commonwealth of Virginia, 359 U.S. 171, 179, 3 L. Ed. 2d 717, 722, 79 S. Ct. 714, 719 (1959).\nIndeed, a question of how to interpret an administrative agency order is the sort of determination \u201cclassically committed to agency discretion under the doctrine of primary jurisdiction.\u201d Zapp v. United Transportation Union, 727 F.2d 617, 625 (7th Cir. 1984). The denial of plaintiffs\u2019 referral request appears to constitute a rejection of \u201corderly and sensible coordination of the work of agencies and courts\u201d (United States Steel, 307 Minn, at 380, 240 N.W2d at 319), and indicates that this court is insensitive to the emergence of \u201cconsistent and coherent policy.\u201d Port of Boston, 400 U.S. at 68, 27 L. Ed. 2d at 208, 91 S. Ct. at 208.\nB\nPlaintiffs suggest that this court can implement referral by soliciting the FTC to submit an amicus curiae brief. I agree with plaintiffs that the FTC, through an amicus brief, can speak definitively to the issues without undue delay. The only question this court would primarily ask the FTC is simply what it intended to do when it entered into the 1971 and 1995 voluntary consent orders. I believe that \u201cthis question can be answered fully and quickly through amicus participation. If more elaborate agency proceedings are required, the agency can so inform us.\u201d Distrigas, 693 F.2d at 1119. Further, the FTC regularly accommodates referral requests. Indeed, a visit to the agency\u2019s Web site, www.ftc.goy, leads to an on-line sample of their amicus briefs.\nMy research has revealed two common examples of referral requests: one general and one more specific.\nAn example of a general referral is found in Cole v. U.S. Capital, Inc., 389 F.3d 719, 722 n.2 (7th Cir. 2004):\n\u201cAfter oral argument, the court invited the Federal Trade Commission (\u2018FTC\u2019), the agency charged with administering the FCRA [Fair Credit Reporting Act], to file a brief as amicus curiae. The FTC accepted the court\u2019s invitation, and the court expresses its thanks to the FTC for the assistance that it has rendered.\u201d\nThe Seventh Circuit\u2019s invitation took the form of the following order issued through the court\u2019s clerk\u2019s office:\n\u201cBecause this case presents issues that will have a significant effect on the enforcement of the Fair Credit Reporting Act, the court invites the Federal Trade Commission to file a brief as amicus curiae. If the Commission accepts our invitation, the brief should be filed within 45 days of this order. The brief should not exceed 30 pages.\nThe court would also appreciate the Commission\u2019s informing the court, as soon as practicable, as to whether it plans to file such a brief. This notification can be effected through a letter to the Clerk.\nIf the Commission accepts the court\u2019s invitation, the parties may file supplemental reply briefs addressing matters presented in the Commission\u2019s brief. Any such reply brief should not exceed 20 pages in length and shall be filed within 20 days of the filing of the Commission\u2019s brief with this court.\u201d\nAs the court acknowledged in its opinion, the FTC accommodated the court with an amicus brief, which aided the court in reaching its decision.\nAnother example of a general request is found in Distrigas, where the First Circuit Court of Appeals concluded its original opinion as follows:\n\u201cWe therefore shall hold this case on the docket, while instructing the clerk to send a copy of this opinion to the Solicitor General along with this court\u2019s request that FERC [Federal Energy Regulatory Commission] file an amicus brief. The parties may file responses to FERC\u2019s brief. This court will then take such further action as is appropriate.\u201d Distrigas, 693 F.2d at 1119.\nThe next section of the opinion, captioned \u201cMEMORANDUM AND ORDER,\u201d acknowledged receipt of the agency\u2019s amicus brief, and disposed of the case. Distrigas, 693 F.2d at 1119.\nIn contrast to a court\u2019s general request for an amicus brief, the form of the request can be very specific, resembling a certified question. For example, in Phillips v. AWH Corp., 376 F.3d 1382 (Fed. Cir. 2004), the United States Court of Appeals for the Federal Circuit denied the petition for rehearing, but allowed rehearing en banc. The court invited amicus briefs from several administrative agencies, including the FTC, to address seven specific questions. Phillips, 376 F.3d at 1383. The FTC joined in an amicus brief and the court ultimately decided the case. Phillips v. AWH Corp., 415 F.3d 1303 (Fed. Cir. 2005).\nWith respect to the present case, I would have allowed plaintiffs\u2019 petition for rehearing. I also would have requested the FTC to file an amicus brief in order to address specifically the following question: Did the FTC specifically authorize Philip Morris\u2019 conduct (i.e., the use of the terms \u201cLights\u201d or \u201cLowered Tar and Nicotine\u201d on the packages of Marlboro Lights or Cambridge Lights from October 1973 through February 8, 2001) through any of the following FTC actions:\n(1) the 1971 consent order between the FTC and American Brands, Inc.;\n(2) the 1995 consent order between the FTC and American Tobacco Company; and/or\n(3) the 1970 voluntary agreement?\nFurther, was Philip Morris\u2019 use of \u201cLights\u201d and/or \u201cLowered Tar and Nicotine\u201d on the packages of Marlboro Lights or Cambridge Light cigarettes, governed by and thereby \u201cin compliance\u201d with the 1971 and 1995 consent orders?\nFurther, had the FTC accepted the invitation, I would have held this case on our docket until we could have decided this appeal with the benefit of the FTC\u2019s experience and expertise.\nIV\nPlaintiffs raise significant points which this court has overlooked or misapprehended. Plaintiffs also suggest a reasonable and generally accepted means by which this court can obtain the FTC\u2019s view of that agency\u2019s own consent orders. The adoption of this approach would obviously be of great benefit to this court in the present appeal. Further, such a basic request addressed to the FTC would indicate that this court: (1) is cognizant of the need for uniformity in the determination of administrative issues such as this, and (2) is sensitive to the need for prudential judicial restraint. Regrettably, however, the court appears more concerned with finality than reaching the most informed decision possible based on highly pertinent\u2014if not dispositive\u2014information from the very federal agency whose consent orders are at the heart of Justice Carman\u2019s analysis. The court\u2019s denial of the petition for rehearing does not speak well of this court. It is disappointing, and will ultimately prove to be embarrassing. History will be the judge.\nFor the foregoing reasons, I dissent from the court\u2019s denial of the petition for rehearing.\nJUSTICE KILBRIDE joins in this dissent.\nJustice Garman\u2019s plurality opinion relies heavily upon the testimony of defendant\u2019s expert witness Dr. Peterman. Viewing the totality of Dr. Peterman\u2019s testimony, both on direct and cross-examination, it is clear that the facts relating to the FTC\u2019s supposed \u201cspecific authorization\u201d of the fraud in this case were highly disputed by the parties. Justice Garman\u2019s plurality opinion selectively weighs Dr. Peterman\u2019s testimony, crediting his testimony on direct examination and ignoring his testimony on cross-examination. Such action on review is inconsistent with a de novo standard of review.",
        "type": "dissent",
        "author": "JUSTICE FREEMAN,"
      }
    ],
    "attorneys": [
      "George C. Lombardi, Jeffrey M. Wagner, Julie A. Bauer, Stuart Altschuler and James R. Thompson, of Winston & Strawn, L.L.E, Michele Odorizzi, Joel D. Bertocchi and Michael K. Forde, of Mayer, Brown, Rowe & Maw, L.L.E, and Kevin M. Forde, all of Chicago, and Larry Hepler and Beth A. Bauer, of Burroughs, Hepler, Broom, MacDonald, Hebrank & True, L.L.E, of Edwards-ville, for appellant.",
      "Stephen A. Swedlow and Robert L. King, of Swedlow & King, L.L.C., Joseph A. Power, Jr., Larry R. Rogers, Sr., Todd A. Smith, Larry R. Rogers, Jr., and Devon C. Bruce, of Power, Rogers & Smith, all of Chicago, Stephen M. Tillery and George A. Zelcs, of Korein Tillery, of St. Louis, Missouri, and Michael J. Brickman, Jerry Hudson Evans and Nina H. Fields, of Richardson, Patrick, West-brook & Brickman, L.L.C., of Charleston, South Carolina, for appellees Sharon Price et al.",
      "Leonard F. Amari, of Amari & Locallo, and J. Timothy Eaton and Kathleen Holper Champagne, of Ungaretti & Harris, L.L.E, all of Chicago, for appellees Washington University (St. Louis) School of Law et al.",
      "Michael A. Pope and Aron J. Frakes, of McDermott, Will & Emery, of Chicago, and Donald J. Russell and Alan E. Untereiner, of Robbins, Russell, Englert, Orsek & Untereiner, L.L.E, and Robin S. Conrad, all of Washington, D.C., for amici curiae Chamber of Commerce of the United States et al.",
      "David E. Bennett and James A. Spizzo, of Vedder, Price, Kaufman & Kammholz, PC., of Chicago, for amicus curiae Illinois Manufacturers\u2019 Association.",
      "Robert N. Hochman, of Chicago, and Gene C. Schaerr and Stephen B. Kinnaird, of Washington, D.C., all of Sidley, Austin, Brown & Wood, L.L.E, for amicus curiae National Association of Manufacturers.",
      "Jay H. Tressler and Dion J. Sartorio, of Tressler, Soderstrom, Maloney & Priess, of Chicago, and Mary A. Wells and L. Michael Brooks, Jr., of Wells, Anderson & Race, L.L.C., of Denver, Colorado (Hugh F. Young, Jr., of Reston, Virginia, of counsel), for amicus curiae Product Liability Advisory Council, Inc.",
      "Michael W. Coffield and Joel J. Africk, of Chicago, and Andrew I. Gavil, of Washington, D.C., for amici curiae American Medical Association et al.",
      "Thomas G. Griffin, of Chicago, and Megan E. Annitto, of New York, New York, for amicus curiae Citizens\u2019 Commission to Protect the Truth.",
      "Thomas R. Meites and Paul W. Mollica, of Meites, Mulder, Burger & Mollica, of Chicago, and Allison M. Zieve and Brian Wolfman, of Washington, D.C., for amici curiae Public Citizen, Inc., et al.",
      "John B. Kralovec, of Kralovec, Jambois & Schwartz, of Chicago, for amici curiae Economists Robert Solow and George Akerlof.",
      "Eugene I. Pavalon, of Pavalon, Gifford, Laatsch & Marino, of Chicago, Stephen Gardner, of Dallas, Texas, and Leslie A. Brueckner, F. Paul Bland, Jr., and Arthur H. Bryant, of Washington, D.C., for amici curiae Trial Lawyers for Public Justice et al."
    ],
    "corrections": "",
    "head_matter": "(No. 96236\nSHARON A. PRICE et al., Appellees, v. PHILIP MORRIS, INC., Appellant.\nOpinion filed December 15, 2005.\nRehearing denied May 5, 2006.\nTHOMAS, C.J., took no part.\nKARMEIER, J., joined by FITZGERALD, J., specially concurring.\nFREEMAN, J., joined by KILBRIDE, J., dissenting.\nKILBRIDE, J., joined by FREEMAN, J., also dissenting.\nFREEMAN, J., joined by KILBRIDE, J., dissenting on denial of rehearing.\nGeorge C. Lombardi, Jeffrey M. Wagner, Julie A. Bauer, Stuart Altschuler and James R. Thompson, of Winston & Strawn, L.L.E, Michele Odorizzi, Joel D. Bertocchi and Michael K. Forde, of Mayer, Brown, Rowe & Maw, L.L.E, and Kevin M. Forde, all of Chicago, and Larry Hepler and Beth A. Bauer, of Burroughs, Hepler, Broom, MacDonald, Hebrank & True, L.L.E, of Edwards-ville, for appellant.\nStephen A. Swedlow and Robert L. King, of Swedlow & King, L.L.C., Joseph A. Power, Jr., Larry R. Rogers, Sr., Todd A. Smith, Larry R. Rogers, Jr., and Devon C. Bruce, of Power, Rogers & Smith, all of Chicago, Stephen M. Tillery and George A. Zelcs, of Korein Tillery, of St. Louis, Missouri, and Michael J. Brickman, Jerry Hudson Evans and Nina H. Fields, of Richardson, Patrick, West-brook & Brickman, L.L.C., of Charleston, South Carolina, for appellees Sharon Price et al.\nLeonard F. Amari, of Amari & Locallo, and J. Timothy Eaton and Kathleen Holper Champagne, of Ungaretti & Harris, L.L.E, all of Chicago, for appellees Washington University (St. Louis) School of Law et al.\nMichael A. Pope and Aron J. Frakes, of McDermott, Will & Emery, of Chicago, and Donald J. Russell and Alan E. Untereiner, of Robbins, Russell, Englert, Orsek & Untereiner, L.L.E, and Robin S. Conrad, all of Washington, D.C., for amici curiae Chamber of Commerce of the United States et al.\nDavid E. Bennett and James A. Spizzo, of Vedder, Price, Kaufman & Kammholz, PC., of Chicago, for amicus curiae Illinois Manufacturers\u2019 Association.\nRobert N. Hochman, of Chicago, and Gene C. Schaerr and Stephen B. Kinnaird, of Washington, D.C., all of Sidley, Austin, Brown & Wood, L.L.E, for amicus curiae National Association of Manufacturers.\nJay H. Tressler and Dion J. Sartorio, of Tressler, Soderstrom, Maloney & Priess, of Chicago, and Mary A. Wells and L. Michael Brooks, Jr., of Wells, Anderson & Race, L.L.C., of Denver, Colorado (Hugh F. Young, Jr., of Reston, Virginia, of counsel), for amicus curiae Product Liability Advisory Council, Inc.\nMichael W. Coffield and Joel J. Africk, of Chicago, and Andrew I. Gavil, of Washington, D.C., for amici curiae American Medical Association et al.\nThomas G. Griffin, of Chicago, and Megan E. Annitto, of New York, New York, for amicus curiae Citizens\u2019 Commission to Protect the Truth.\nThomas R. Meites and Paul W. Mollica, of Meites, Mulder, Burger & Mollica, of Chicago, and Allison M. Zieve and Brian Wolfman, of Washington, D.C., for amici curiae Public Citizen, Inc., et al.\nJohn B. Kralovec, of Kralovec, Jambois & Schwartz, of Chicago, for amici curiae Economists Robert Solow and George Akerlof.\nEugene I. Pavalon, of Pavalon, Gifford, Laatsch & Marino, of Chicago, Stephen Gardner, of Dallas, Texas, and Leslie A. Brueckner, F. Paul Bland, Jr., and Arthur H. Bryant, of Washington, D.C., for amici curiae Trial Lawyers for Public Justice et al."
  },
  "file_name": "0182-01",
  "first_page_order": 192,
  "last_page_order": 363
}
