{
  "id": 2615827,
  "name": "FARMERS AUTOMOBILE INSURANCE ASSOCIATION, Plaintiff-Appellee, v. JOSEPH SULIGOY et al., Defendants-Appellants",
  "name_abbreviation": "Farmers Automobile Insurance v. Suligoy",
  "decision_date": "1989-03-29",
  "docket_number": "No. 3\u201488\u20140498",
  "first_page": "896",
  "last_page": "898",
  "citations": [
    {
      "type": "official",
      "cite": "180 Ill. App. 3d 896"
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  "court": {
    "name_abbreviation": "Ill. App. Ct.",
    "id": 8837,
    "name": "Illinois Appellate Court"
  },
  "jurisdiction": {
    "id": 29,
    "name_long": "Illinois",
    "name": "Ill."
  },
  "cites_to": [
    {
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      "category": "reporters:state_regional",
      "reporter": "N.E.2d",
      "opinion_index": 0
    },
    {
      "cite": "72 Ill. App. 3d 966",
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      "reporter": "Ill. App. 3d",
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        5583161
      ],
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      "cite": "461 N.E.2d 612",
      "category": "reporters:state_regional",
      "reporter": "N.E.2d",
      "year": 1979,
      "opinion_index": 0
    },
    {
      "cite": "122 Ill. App. 3d 631",
      "category": "reporters:state",
      "reporter": "Ill. App. 3d",
      "case_ids": [
        3523348
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      "year": 1979,
      "opinion_index": 0,
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    {
      "cite": "375 N.E.2d 115",
      "category": "reporters:state_regional",
      "reporter": "N.E.2d",
      "opinion_index": 0
    },
    {
      "cite": "71 Ill. 2d 210",
      "category": "reporters:state",
      "reporter": "Ill. 2d",
      "case_ids": [
        5450406
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      "opinion_index": 0,
      "case_paths": [
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  "analysis": {
    "cardinality": 318,
    "char_count": 4800,
    "ocr_confidence": 0.752,
    "pagerank": {
      "raw": 7.454604561672698e-08,
      "percentile": 0.4444623991591788
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    "sha256": "7546ad040da2e90d5636234658a1f915de301c722167ff51af6972e57a00de8c",
    "simhash": "1:ea3ad9f04c64ee85",
    "word_count": 761
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  "last_updated": "2023-07-14T16:06:12.370658+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
  },
  "casebody": {
    "judges": [],
    "parties": [
      "FARMERS AUTOMOBILE INSURANCE ASSOCIATION, Plaintiff-Appel-lee, v. JOSEPH SULIGOY et al., Defendants-Appellants."
    ],
    "opinions": [
      {
        "text": "JUSTICE STOUDER\ndelivered the opinion of the court:\nThe plaintiff, Farmers Automobile Insurance Association, sued the defendants, Joseph and Diane Suligoy, for breach of a receipt in trust agreement. The trial court subsequently granted the plaintiff\u2019s motion for summary judgment. The defendants appeal.\nThe record shows that around August 16, 1985, Diane Suligoy had a car accident with another motorist. While the motorist\u2019s identity is unclear, it is not critical to the issue on appeal. Of more importance is the fact that, at the time of the collision, the defendants were insured by the plaintiff.\nThe plaintiff\u2019s complaint filed in this suit alleged that after Diane\u2019s accident it entered into a receipt in trust agreement with the defendants. Under the terms of the agreement, the plaintiff promised to pay the defendants $3,627.38 under the uninsured motorist provision of the insurance policy. In return the defendants promised that they would do nothing to prejudice the plaintiff\u2019s right of recovery against those legally responsible for the car accident.\nThe defendants subsequently entered into an agreement releasing Robert and Eleanor Zinkiewiez from any further liability arising from the car accident. In return the Zinkiewiczes paid the defendants $1,000. The defendants admitted in their amended answer to the plaintiff\u2019s complaint that they had signed the release. They denied, however, that they had thereby prejudiced the plaintiff\u2019s right to recover from those legally responsible for the loss.\nAfter the defendants filed their amended answer, the plaintiff moved for summary judgment, alleging that the defendants had breached their agreement with the plaintiff by releasing the Zinkiewiczes from any subrogation claim on behalf of the plaintiff. The trial court granted the plaintiff\u2019s motion.\nOn appeal, the defendants argue that summary judgment should not have been granted since a genuine issue of material fact existed as to whether the Zinkiewiczes or their insurance company knew about the plaintiff\u2019s subrogation interest. In support of their argument, the defendants cite the general rule: An unlimited release executed by a subrogor for consideration, which does not specifically include an amount designated as covering the insurer\u2019s subrogation interest, does not bar a subsequent subrogation action by the insurer against the tort-feasor. This is true if the tort-feasor or his insurance carrier had knowledge of the insurer\u2019s interest prior to the release. Home Insurance Co. v. Hertz Corp. (1978), 71 Ill. 2d 210, 375 N.E.2d 115.\nA motion for summary judgment should be granted \u201cif the pleadings, depositions, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to a judgment as a matter of law.\u201d (Ill. Rev. Stat. 1987, ch. 110, par. 2 \u2014 1005(c).) In ruling on the motion, the trial judge should construe the pleadings, affidavits, exhibits and depositions most strictly against the moving party and most liberally in favor of the opponent. (Staton v. Amax Coal Co. (1984), 122 Ill. App. 3d 631, 461 N.E.2d 612.) A general denial in the opponent\u2019s answer is insufficient in itself to create a genuine issue of material fact. Epstein v. Yoder (1979), 72 Ill. App. 3d 966, 391 N.E.2d 432.\nWe note that the defendants never raised the knowledge issue in any of their answers. The defendants merely denied that the plaintiff\u2019s rights were prejudiced. Section 2 \u2014 613(d) of the Code of Civil Procedure (Ill. Rev. Stat. 1987, ch. 110, par. 2 \u2014 613(d)) provides that the facts constituting an affirmative defense must be plainly set forth in the answer to the complaint. We find that the instant knowledge issue is in the nature of an affirmative defense and therefore should have been specifically raised in the defendants\u2019 answer.\nWe also find unpersuasive the defendants\u2019 reliance on the fact that in their brief filed with their motion to reconsider they raised the issue of the tort-feasor\u2019s knowledge. It was incumbent on the defendants to raise this knowledge defense in their answer. Since they did not do so, we conclude that the trial court had before it no genuine issue of material fact and therefore correctly granted the plaintiff\u2019s motion for summary judgment.\nThe judgment of the circuit court of Will County is affirmed.\nAffirmed.\nBARRY and HEIPLE, JJ., concur.",
        "type": "majority",
        "author": "JUSTICE STOUDER"
      }
    ],
    "attorneys": [
      "Keith D. Luther, of Stephen Masters & Associates, of Joliet, for appellants.",
      "Edward R. Jaguays and Andrew B. Boyer, both of Snyder, Jaguays & Washburn, of Joliet, for appellee."
    ],
    "corrections": "",
    "head_matter": "FARMERS AUTOMOBILE INSURANCE ASSOCIATION, Plaintiff-Appel-lee, v. JOSEPH SULIGOY et al., Defendants-Appellants.\nThird District\nNo. 3\u201488\u20140498\nOpinion filed March 29, 1989.\nRehearing denied May 1, 1989.\nKeith D. Luther, of Stephen Masters & Associates, of Joliet, for appellants.\nEdward R. Jaguays and Andrew B. Boyer, both of Snyder, Jaguays & Washburn, of Joliet, for appellee."
  },
  "file_name": "0896-01",
  "first_page_order": 918,
  "last_page_order": 920
}