#### John F. O’Dowd, appellee, v. National Council of the Knights & Ladies of Security, appellant.

Gen. No. 24,285.

Action for recovery on beneficiary certificate issued by fraternal society. Judgment for plaintiff. Appeal from the Circuit Court of Cook county; the Hon. Charles M. Walker, Judge, presiding. Heard in the Branch Appellate Court at the March term, 1918.

Reversed and remanded.

Opinion filed May 21, 1919.

A. W. Fulton and John V. McCormick, for appellant. Busch, Liessmann & Roemer, for appellee.

Mr. Justice Thomson

delivered the opinion of the court.