#### Joseph Pikora, appellee, v. Royal Neighbors of America, appellant.

Gen. No. 25,709.

Action on a death benefit certificate. Judgment for plaintiff. Appeal from the Circuit Court of Cook county; the Hon. Joseph H. Fitch, Judge, presiding. Heard in the Branch Appellate Court at the October term, 1919.

Reversed and remanded.

Opinion filed December 31, 1920.

A. W. Fulton and John V. McCormick, for appellant; Benjamin D. Smith, Mankato, Minn., of counsel.

Earl J. Walker, for appellee.

Mr. Justice Matchett

delivered the opinion of the court.