#### Emily Motzer, appellee, v. North American Union, appellant.

Gen. No. 26,469.

Action upon a fraternal life benefit certificate. Judgment for plaintiff. Appeal from the Municipal Court of Chicago; the Hon. Charles A.’ Williams, Judge, presiding. Heard in the Branch Appellate Court at the October term, 1920.

Reversed with findings of facts.

Opinion filed November 1, 1921.

Rehearing denied November 15, 1921.

Daniel S. Wentworth and David B. Maloney, for appellant. Robert B. Gentzel and William J. Corrigan, for appellee.

Mr. Justice Morrill

delivered the opinion of the court.