John M. Karns, administrator of the estate of Carol E. Graves, deceased, appellee, v. Prudential Insurance Company of America, appellant.

*638Opinion filed November 9, 1936.

Kramer, Campbell, Costello & Wieehert and Norman J. G-undlach, for appellant. R. B. Hendricks, for appellee.

Mr. Justice Murphy

delivered the opinion of the court.