#### Elizabeth M. Richardson, administratrix of estate of William J. Richardson, deceased, et al., appellees, v. Subscribers at the Inter-Insurance Exchange of Chicago Motor Club and Motor Club Service Corporation, appellants.

Gen. No. 39,331.

Heard in the first division of this court for the first district at the February term, 1937.

Opinion filed June 28, 1937.

Miller, Gorham, Wales & Adams, for appellants; Herbert C. DeYoung, of counsel. John A. Bloomingston, for appellees.

Mr. Justice Matchett

delivered the opinion of the court.