{
  "id": 5164574,
  "name": "Metropolitan Accident Association v. Sid. Hilton",
  "name_abbreviation": "Metropolitan Accident Ass'n v. Hilton",
  "decision_date": "1895-11-15",
  "docket_number": "",
  "first_page": "100",
  "last_page": "101",
  "citations": [
    {
      "type": "official",
      "cite": "61 Ill. App. 100"
    }
  ],
  "court": {
    "name_abbreviation": "Ill. App. Ct.",
    "id": 8837,
    "name": "Illinois Appellate Court"
  },
  "jurisdiction": {
    "id": 29,
    "name_long": "Illinois",
    "name": "Ill."
  },
  "cites_to": [],
  "analysis": {
    "cardinality": 206,
    "char_count": 3210,
    "ocr_confidence": 0.488,
    "pagerank": {
      "raw": 1.511749692604766e-07,
      "percentile": 0.6676095787823924
    },
    "sha256": "30017f63995b5e437d520ae73da999f1b5a7f20a83f3a98f47d73b7f51771386",
    "simhash": "1:ff5238f849dd2d83",
    "word_count": 550
  },
  "last_updated": "2023-07-14T20:50:02.966731+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
  },
  "casebody": {
    "judges": [],
    "parties": [
      "Metropolitan Accident Association v. Sid. Hilton."
    ],
    "opinions": [
      {
        "text": "Mr. Justice Wall\ndelivered the opinion op the Court.\nShortly stated, the ease is that the plaintiff held a policy of accident insurance in which he was classed as a \u201c Proprietor of livery\u2014office duties \u201d\u2014with office duties corresponding to those shown in class A. He was injured while driving one of his own cabs. The defendant contended that while so engaged the plaintiff was to be classed as a cabman, under class 0.\nThe policy provided that in case of injury sustained while engaged in any act, occupation or exposure more hazardous than that given, the insurance should not be void, but that the insured should receive within the limits of the more hazardous class that indemnity which his payments would have purchased therein. The indemnity under class A was purchasable at a lower rate than under class C, and the defendant sought to show what indemnity the payment made under A would have purchased under C, but the court excluded the offered proof, and by instruction Ho. 1 advised the jury that the fact that plaintiff was injured while so driving the cab was Immaterial.\nWe think the view thus taken by the court was erroneous.\nIt is quite clear that the act of the plaintiff in driving the cab was not m\u00e9rely incidental to his general occupation, but was in fact a part of it. Apparently he was doing so for hire and profit, and that in the line of his business as a livery proprietor. It was not, however, such an act as would be included within the range of office duties, specified in class A, and no doubt was more hazardous.\nThe so-called blanket provision will not include this injury for the reason that the accident occurred while the plaintiff was engaged in his occupation of livery proprietor \u2014while that provision is in terms limited to \u201c those accidental injuries common to all men which may occur to the insured while not engaged in his occupation.\u201d\nThe cases cited by appellee as sustaining his position are, we think, notin point.\nThe judgment will be reversed and the cause remanded.",
        "type": "majority",
        "author": "Mr. Justice Wall"
      }
    ],
    "attorneys": [
      "J. 0. McQuigg and A. MoCaskill, attorneys for appellant.",
      "E. A. Humphreys and J. C. McBride, attorneys for appellee."
    ],
    "corrections": "",
    "head_matter": "Metropolitan Accident Association v. Sid. Hilton.\nI. Accident Insurance\u2014Defenses Under Conditions in the Policy. \u2014A person insured in an accident association in class A was injured while engaged in an occupation rated as class C. The policy provided that in case of injury sustained \u2018 \u2018 while engaged in any act, occupation or exposure, classified as more hazardous than the occupation here given, this insurance shall not be forfeited nor void, but he or his beneficiary shall be entitled to receive within the limits of the more hazardous class that indemnity which his payments would have purchased therein.\u201d The indemnity under class A was purchasable at a lower rate than under class 0/ Held, that the defendant was entitled to show, in an action on the policy, what indemnity the payment made by him under class A would have purchased under class 0.\nAssumpsit.\u2014On an accident policy. Appeal from the Circuit Court of Christian County; the Hon. Jacob Fouke, Judge, presiding.\nHeard in this court at the May term, 1895.\nReversed and remanded.\nOpinion filed November 15, 1895.\nJ. 0. McQuigg and A. MoCaskill, attorneys for appellant.\nE. A. Humphreys and J. C. McBride, attorneys for appellee."
  },
  "file_name": "0100-01",
  "first_page_order": 98,
  "last_page_order": 99
}