{
  "id": 11916893,
  "name": "ALICE R. HARPER, Administratrix of the ESTATE OF WILLIAM P. HARPER, JR., v. ALLSTATE INSURANCE COMPANY",
  "name_abbreviation": "Harper v. Allstate Insurance",
  "decision_date": "1996-04-16",
  "docket_number": "No. 9410SC66",
  "first_page": "297",
  "last_page": "298",
  "citations": [
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      "cite": "122 N.C. App. 297"
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  "court": {
    "name_abbreviation": "N.C. Ct. App.",
    "id": 14983,
    "name": "North Carolina Court of Appeals"
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    "name_long": "North Carolina",
    "name": "N.C."
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      "cite": "79 ALR2d 1252",
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      "cite": "466 S.E.2d 77",
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      "cite": "342 N.C. 643",
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      "reporter": "N.C.",
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      "cite": "467 S.E.2d 34",
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      "weight": 2,
      "year": 1996,
      "opinion_index": 0
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      "cite": "342 N.C. 482",
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      "reporter": "N.C.",
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      "year": 1996,
      "opinion_index": 0,
      "case_paths": [
        "/nc/342/0482-01"
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    {
      "cite": "450 S.E.2d 759",
      "category": "reporters:state_regional",
      "reporter": "S.E.2d",
      "year": 1994,
      "opinion_index": 0
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    {
      "cite": "117 N.C. App. 302",
      "category": "reporters:state",
      "reporter": "N.C. App.",
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      "year": 1994,
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  "analysis": {
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  "last_updated": "2023-07-14T15:39:52.508825+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
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  "casebody": {
    "judges": [
      "Chief Judge ARNOLD and Judge JOHNSON concur."
    ],
    "parties": [
      "ALICE R. HARPER, Administratrix of the ESTATE OF WILLIAM P. HARPER, JR., v. ALLSTATE INSURANCE COMPANY"
    ],
    "opinions": [
      {
        "text": "WYNN, Judge.\nOn 6 December 1994, this Court issued an opinion affirming summary judgment for the plaintiff in a declaratory judgment action. Harper v. Allstate Ins. Co., 117 N.C. App. 302, 450 S.E.2d 759 (1994). On 9 February 1996, our Supreme Court vacated our opinion and directed that we reconsider it in the light of Nationwide Mut. Ins. Co. v. Mabe, 342 N.C. 482, 467 S.E.2d 34 (1996). Harper v. Allstate Ins. Co., 342 N.C. 643, 466 S.E.2d 77 (1996). Having so reconsidered, we again reject defendant\u2019s argument that the family member exclusion in its policy excludes underinsured motorists (UIM) coverage for injuries sustained by the insured while occupying a vehicle owned by the insured which is not listed in the policy. In Mabe, our Supreme Court affirmed this Court\u2019s rejection of the \u201cowned vehicle\u201d or \u201cfamily member\u201d exclusion with regard to UIM coverage. Nationwide Mut. Ins. Co. v. Mabe, 342 N.C. 482, 467 S.E.2d 34 (1996). Accordingly, the trial court\u2019s entry of summary judgment for the plaintiff is,\nAffirmed.\nChief Judge ARNOLD and Judge JOHNSON concur.",
        "type": "majority",
        "author": "WYNN, Judge."
      }
    ],
    "attorneys": [
      "Smith & Holmes, P.C., by Robert E. Smith and Mary M. McHugh, for defendant-appellant.",
      "Edwards and Kirby, by David F. Kirby, for plaintiff-appellee."
    ],
    "corrections": "",
    "head_matter": "ALICE R. HARPER, Administratrix of the ESTATE OF WILLIAM P. HARPER, JR., v. ALLSTATE INSURANCE COMPANY\nNo. 9410SC66\n(Filed 16 April 1996)\nInsurance \u00a7 527 (NCI4th)\u2014 vehicle owned by insured but not listed in policy \u2014 UIM coverage not excluded by family member exclusion\nThe Court of Appeals again rejects defendant\u2019s argument that the family member exclusion in an automobile policy excluded UIM coverage for injuries sustained by the insured while occupying a vehicle owned by insured which is not listed in the policy.\nAm Jur 2d, Automobile Insurance \u00a7 322.\nRights and liabilities under \u201cuninsured motorists\u201d coverage. 79 ALR2d 1252.\nUninsured and underinsured motorist coverage: recov-erability, under uninsured or underinsured motorist coverage, of deficiencies in compensation afforded injured party by tortfeasor\u2019s liability coverage. 24 ALR4th 13.\nUninsured motorist coverage: validity of exclusion of injuries sustained by insured while occupying \u201cowned\u201d vehicle not insured by policy. 30 ALR4th 172.\nAppeal by defendant from judgment entered 13 December 1993 in Wake County Superior Court by Judge Coy E. Brewer, Jr. Heard in the Court of Appeals 29 September 1994. Reconsidered for the purpose of modifying earlier opinion.\nSmith & Holmes, P.C., by Robert E. Smith and Mary M. McHugh, for defendant-appellant.\nEdwards and Kirby, by David F. Kirby, for plaintiff-appellee."
  },
  "file_name": "0297-01",
  "first_page_order": 333,
  "last_page_order": 334
}