{
  "id": 11918384,
  "name": "STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff v. ANDREW JESSE YOUNG, MARY CORTEZ WIMBERLY, NICHOLAS YOUNG, A Minor, and MAY GEE YOUNG, a Minor, Defendants",
  "name_abbreviation": "State Farm Mutual Automobile Insurance v. Young",
  "decision_date": "1996-05-21",
  "docket_number": "No. 9321SC269",
  "first_page": "505",
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    "name_abbreviation": "N.C. Ct. App.",
    "id": 14983,
    "name": "North Carolina Court of Appeals"
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    "name_long": "North Carolina",
    "name": "N.C."
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          "page": "761"
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      "cite": "115 N.C. App. 68",
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  "last_updated": "2023-07-14T15:39:52.508825+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
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  "casebody": {
    "judges": [
      "Chief Judge ARNOLD, Judges WYNN and MARTIN, John C."
    ],
    "parties": [
      "STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff v. ANDREW JESSE YOUNG, MARY CORTEZ WIMBERLY, NICHOLAS YOUNG, A Minor, and MAY GEE YOUNG, a Minor, Defendants"
    ],
    "opinions": [
      {
        "text": "PER CURIAM.\nOn 7 June 1994, this Court issued its opinion reversing the entry of summary judgment in favor of plaintiff in a declaratory judgment action. See State Farm Mut. Auto Ins. Co. v. Young, 115 N.C. App. 68, 443 S.E.2d 756 (1994). In so doing, we held invalid and unenforceable a provision in the underinsured motorist coverage clause of automo-. bile liability insurance policies issued by plaintiff which attempted to exclude from such coverage a motor vehicle owned by the named insured.\nOn 9 February 1996, the North Carolina Supreme Court vacated our opinion and directed that we reconsider our decision in light of its decision in Nationwide Mutual Ins. Co. v. Mabe, 342 N.C. 482, 467 S.E.2d 34 (1996). State Farm Mut. Auto Ins. Co. v. Young, 342 N.C. 647, 466 S.E.2d 275 (1996). In Nationwide v. Mabe, the Supreme Court held an owned vehicle exclusion provision of the underinsured motorist insurance coverage at issue in that case to be violative of the North Carolina Motor Vehicle Safety and Responsibility Act. We have again considered the issue in the present case in light of Nationwide v. Mabe, and we again conclude that \u201can underinsured highway vehicle as defined in G.S. \u00a7 20-279.21(b)(4) can include a motor vehicle owned by the named insured, and the provisions in the policies issued by plaintiff attempting to exclude such coverage are invalid and unenforceable.\u201d State Farm, 115 N.C. App. at 74, 443 S.E.2d at 761. Accordingly, the trial court\u2019s order of summary judgment in favor of plaintiff on this issue is reversed and the case is remanded for further proceedings in accordance with our original opinion.\nPanel consisting of:\nChief Judge ARNOLD, Judges WYNN and MARTIN, John C.",
        "type": "majority",
        "author": "PER CURIAM."
      }
    ],
    "attorneys": [
      "Frazier, Frazier & Mahler, by James D. McKinney and Torin L. Fury, for plaintiff-appellee.",
      "Robinson Maready Lawing & Comerford, by W. Thompson Gomerford, Jr., and Jerry M. Smith, for defendant-appellants."
    ],
    "corrections": "",
    "head_matter": "STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Plaintiff v. ANDREW JESSE YOUNG, MARY CORTEZ WIMBERLY, NICHOLAS YOUNG, A Minor, and MAY GEE YOUNG, a Minor, Defendants\nNo. 9321SC269\n(Filed 21 May 1996)\nInsurance \u00a7 533 (NCI4th)\u2014 underinsured motorist coverage\u2014 owned vehicle exclusion \u2014 invalidity\nAn underinsured highway vehicle as defined in N.C.G.S. \u00a7 20-279.21(b)(4) can include a motor vehicle owned by the named insured, and the provisions in the policies issued by plaintiff attempting to exclude such coverage are invalid and unenforceable.\nAm Jur 2d, Automobile Insurance \u00a7 322.\nWhat constitutes \u201cautomobile\u201d for purposes of uninsured motorist provisions. 65 ALR3d 851.\nAppeal by defendants from judgment entered 28 December 1992 by Judge James A. Beaty, Jr., in Forsyth County Superior Court. Originally heard in the Court of Appeals 11 January 1994.\nFrazier, Frazier & Mahler, by James D. McKinney and Torin L. Fury, for plaintiff-appellee.\nRobinson Maready Lawing & Comerford, by W. Thompson Gomerford, Jr., and Jerry M. Smith, for defendant-appellants."
  },
  "file_name": "0505-01",
  "first_page_order": 541,
  "last_page_order": 542
}