{ "id": 9249283, "name": "FIRST UNION NATIONAL BANK OF DELAWARE, Plaintiff v. BANKERS WHOLESALE MORTGAGE, LLC, and BWM MORTGAGE, LLC, Defendants", "name_abbreviation": "First Union National Bank of Delaware v. Bankers Wholesale Mortgage, LLC", "decision_date": "2002-10-01", "docket_number": "No. COA01-1543", "first_page": "248", "last_page": "254", "citations": [ { "type": "official", "cite": "153 N.C. App. 248" } ], "court": { "name_abbreviation": "N.C. Ct. App.", "id": 14983, "name": "North Carolina Court of Appeals" }, "jurisdiction": { "id": 5, "name_long": "North Carolina", "name": "N.C." }, "cites_to": [ { "cite": "471 U.S. 462", "category": "reporters:federal", "reporter": "U.S.", "case_ids": [ 6205101 ], "weight": 2, "year": 1985, "pin_cites": [ { "page": "481-82", "parenthetical": "concluding that courts should consider contractual choice-of-law provisions in determining whether a defendant has purposefully availed itself of the protection of the laws of the forum state" }, { "page": "547", "parenthetical": "concluding that courts should consider contractual choice-of-law provisions in determining whether a defendant has purposefully availed itself of the protection of the laws of the forum state" } ], "opinion_index": 0, "case_paths": [ "/us/471/0462-01" ] }, { "cite": "516 S.E.2d 647", "category": "reporters:state_regional", "reporter": "S.E.2d", "weight": 2, "year": 1999, "pin_cites": [ { "page": "650" }, { "page": "650", "parenthetical": "citing Marion v. Long, 72 N.C. App. 585, 587, 325 S.E.2d 300, 302, disc. rev. denied, 313 N.C. 604, 330 S.E.2d 612 (1985). In addition to the \"minimum contacts\" inquiry, the Court should take into account (1" } ], "opinion_index": 0 }, { "cite": "134 N.C. App. 110", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 11143141 ], "weight": 2, "year": 1999, "pin_cites": [ { "page": "114" }, { "page": "114", "parenthetical": "citing Marion v. Long, 72 N.C. App. 585, 587, 325 S.E.2d 300, 302, disc. rev. denied, 313 N.C. 604, 330 S.E.2d 612 (1985). In addition to the \"minimum contacts\" inquiry, the Court should take into account (1" } ], "opinion_index": 0, "case_paths": [ "/nc-app/134/0110-01" ] }, { "cite": "311 U.S. 457", "category": "reporters:federal", "reporter": "U.S.", "case_ids": [ 6141572 ], "weight": 2, "year": 1940, "pin_cites": [ { "page": "463" }, { "page": "283" } ], "opinion_index": 0, "case_paths": [ "/us/311/0457-01" ] }, { "cite": "326 U.S. 310", "category": "reporters:federal", "reporter": "U.S.", "case_ids": [ 6157001 ], "weight": 4, "year": 1945, "pin_cites": [ { "page": "316", "parenthetical": "quoting Milliken v. Meyer, 311 U.S. 457, 463, 85 L.Ed. 278, 283 (1940)" }, { "page": "102", "parenthetical": "quoting Milliken v. Meyer, 311 U.S. 457, 463, 85 L.Ed. 278, 283 (1940)" }, { "page": "319" }, { "page": "104" } ], "opinion_index": 0, "case_paths": [ "/us/326/0310-01" ] }, { "cite": "444 U.S. 286", "category": "reporters:federal", "reporter": "U.S.", "case_ids": [ 11306135 ], "weight": 4, "year": 1980, "pin_cites": [ { "page": "297" }, { "page": "501" }, { "page": "297" }, { "page": "501" } ], "opinion_index": 0, "case_paths": [ "/us/444/0286-01" ] }, { "cite": "515 S.E.2d 46", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1999, "pin_cites": [ { "page": "49" } ], "opinion_index": 0 }, { "cite": "133 N.C. App. 139", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 11217279 ], "year": 1999, "pin_cites": [ { "page": "143" } ], "opinion_index": 0, "case_paths": [ "/nc-app/133/0139-01" ] }, { "cite": "386 S.E.2d 766", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1990, "pin_cites": [ { "page": "768", "parenthetical": "payment of single invoice" } ], "opinion_index": 0 }, { "cite": "519 S.E.2d 317", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1999, "pin_cites": [ { "parenthetical": "single check written from in-state account" } ], "opinion_index": 0 }, { "cite": "135 N.C. App. 24", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 11238795 ], "year": 1999, "pin_cites": [ { "parenthetical": "single check written from in-state account" } ], "opinion_index": 0, "case_paths": [ "/nc-app/135/0024-01" ] }, { "cite": "248 S.E.2d 260", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1978, "opinion_index": 0 }, { "cite": "38 N.C. App. 328", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 8553662 ], "year": 1978, "opinion_index": 0, "case_paths": [ "/nc-app/38/0328-01" ] }, { "cite": "394 S.E.2d 651", "category": "reporters:state_regional", "reporter": "S.E.2d", "weight": 2, "year": 1990, "pin_cites": [ { "page": "654-55", "parenthetical": "citing Pope v. Pope, 38 N.C. App. 328, 248 S.E.2d 260 (1978)" }, { "page": "655", "parenthetical": "payments from in-state checking account" } ], "opinion_index": 0 }, { "cite": "99 N.C. App. 626", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 8524368 ], "weight": 2, "year": 1990, "pin_cites": [ { "page": "630", "parenthetical": "citing Pope v. Pope, 38 N.C. App. 328, 248 S.E.2d 260 (1978)" }, { "page": "630-31", "parenthetical": "payments from in-state checking account" } ], "opinion_index": 0, "case_paths": [ "/nc-app/99/0626-01" ] }, { "cite": "330 S.E.2d 612", "category": "reporters:state_regional", "reporter": "S.E.2d", "weight": 2, "year": 1985, "opinion_index": 0 }, { "cite": "313 N.C. 604", "category": "reporters:state", "reporter": "N.C.", "case_ids": [ 4726019, 4722090, 4724332, 4725677, 4720721 ], "weight": 2, "year": 1985, "opinion_index": 0, "case_paths": [ "/nc/313/0604-05", "/nc/313/0604-03", "/nc/313/0604-02", "/nc/313/0604-01", "/nc/313/0604-04" ] }, { "cite": "325 S.E.2d 300", "category": "reporters:state_regional", "reporter": "S.E.2d", "weight": 2, "year": 1985, "pin_cites": [ { "page": "302" } ], "opinion_index": 0 }, { "cite": "72 N.C. App. 585", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 8527242 ], "weight": 2, "year": 1985, "pin_cites": [ { "page": "587" } ], "opinion_index": 0, "case_paths": [ "/nc-app/72/0585-01" ] }, { "cite": "477 S.E.2d 211", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1996, "pin_cites": [ { "page": "216", "parenthetical": "citing Marion v. Long, 72 N.C. App. 585, 325 S.E.2d 300, disc. review denied, 313 N.C. 604, 330 S.E.2d 612 (1985)" } ], "opinion_index": 0 }, { "cite": "124 N.C. App. 332", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 11889393 ], "year": 1996, "pin_cites": [ { "page": "338", "parenthetical": "citing Marion v. Long, 72 N.C. App. 585, 325 S.E.2d 300, disc. review denied, 313 N.C. 604, 330 S.E.2d 612 (1985)" } ], "opinion_index": 0, "case_paths": [ "/nc-app/124/0332-01" ] }, { "cite": "546 S.E.2d 90", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 2000, "opinion_index": 0 }, { "cite": "353 N.C. 261", "category": "reporters:state", "reporter": "N.C.", "case_ids": [ 135782, 135657, 135981, 135737, 135578 ], "year": 2000, "opinion_index": 0, "case_paths": [ "/nc/353/0261-04", "/nc/353/0261-03", "/nc/353/0261-01", "/nc/353/0261-02", "/nc/353/0261-05" ] }, { "cite": "532 S.E.2d 215", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 2000, "pin_cites": [ { "page": "217" } ], "opinion_index": 0 }, { "cite": "138 N.C. App. 612", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 11080985 ], "year": 2000, "pin_cites": [ { "page": "614-15" } ], "opinion_index": 0, "case_paths": [ "/nc-app/138/0612-01" ] }, { "cite": "386 S.E.2d. 766", "category": "reporters:state_regional", "reporter": "S.E.2d", "weight": 2, "year": 1990, "opinion_index": 0 }, { "cite": "96 N.C. App. 666", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 8524324 ], "weight": 2, "year": 1990, "pin_cites": [ { "page": "667", "parenthetical": "payment of single invoice" } ], "opinion_index": 0, "case_paths": [ "/nc-app/96/0666-01" ] }, { "cite": "537 S.E.2d 854", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 2000, "pin_cites": [ { "page": "856", "parenthetical": "citing ETR Corporation v. Wilson Welding Service, 96 N.C. App. 666, 386 S.E.2d. 766 (1990)" } ], "opinion_index": 0 }, { "cite": "140 N.C. App. 729", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 12134645 ], "year": 2000, "pin_cites": [ { "page": "732", "parenthetical": "citing ETR Corporation v. Wilson Welding Service, 96 N.C. App. 666, 386 S.E.2d. 766 (1990)" } ], "opinion_index": 0, "case_paths": [ "/nc-app/140/0729-01" ] }, { "cite": "N.C. Gen. Stat. \u00a7 1-75.4", "category": "laws:leg_statute", "reporter": "N.C. Gen. Stat.", "year": 2001, "opinion_index": 0 }, { "cite": "323 S.E.2d 921", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1984, "opinion_index": 0 }, { "cite": "312 N.C. 621", "category": "reporters:state", "reporter": "N.C.", "case_ids": [ 4757614, 4751602, 4754239, 4750583, 4751711 ], "year": 1984, "opinion_index": 0, "case_paths": [ "/nc/312/0621-04", "/nc/312/0621-02", "/nc/312/0621-01", "/nc/312/0621-05", "/nc/312/0621-03" ] }, { "cite": "319 S.E.2d 670", "category": "reporters:state_regional", "reporter": "S.E.2d", "year": 1984, "pin_cites": [ { "page": "671" } ], "opinion_index": 0 }, { "cite": "70 N.C. App. 474", "category": "reporters:state", "reporter": "N.C. App.", "case_ids": [ 8523041 ], "year": 1984, "pin_cites": [ { "page": "475" } ], "opinion_index": 0, "case_paths": [ "/nc-app/70/0474-01" ] }, { "cite": "N.C. Gen. Stat. \u00a7 53-233", "category": "laws:leg_statute", "reporter": "N.C. Gen. Stat.", "year": 2001, "opinion_index": 0 } ], "analysis": { "cardinality": 635, "char_count": 13588, "ocr_confidence": 0.758, "pagerank": { "raw": 1.1665138625974298e-07, "percentile": 0.5852760141614434 }, "sha256": "4f425a9f67c0e15ec3301dd1fd94a1c5f36bbc475edfa818e2552959d30d392d", "simhash": "1:cb6d4231506f1312", "word_count": 2126 }, "last_updated": "2023-07-14T15:17:05.865609+00:00", "provenance": { "date_added": "2019-08-29", "source": "Harvard", "batch": "2018" }, "casebody": { "judges": [ "Judges McCULLOUGH and BRYANT concur." ], "parties": [ "FIRST UNION NATIONAL BANK OF DELAWARE, Plaintiff v. BANKERS WHOLESALE MORTGAGE, LLC, and BWM MORTGAGE, LLC, Defendants" ], "opinions": [ { "text": "TYSON, Judge.\nBankers Wholesale Mortgage, L.L.C. and BWM Mortgage, L.L.C. (\u201cdefendant\u201d or \u201cBWM\u201d) appeal from the trial court\u2019s denial of their motion to dismiss for lack of personal jurisdiction. We affirm the order of the trial court.\nI. Facts\nDefendants are limited liability companies organized under the laws of the state of Wisconsin. Plaintiff is a corporation organized under the laws of the state of Delaware with a principal place of business in Charlotte, North Carolina. In January of 1996, BWM and plaintiff entered into a written \u201cContinuous Buy-Sell Agreement\u201d (\u201cagreement\u201d) which stated plaintiff could purchase loans secured by mortgages or deeds of trust from BWM. Pursuant to this agreement, plaintiff purchased approximately forty-five loans from BWM over a four-year period. All payments made from plaintiff originated in and were mailed or wired from its Charlotte, North Carolina offices.\nOn 30 May 2000, BWM applied for registration with the North Carolina Commissioner of Banks to do business as a mortgage banker in the state of North Carolina pursuant to N.C. Gen. Stat. \u00a7 53-233 (2001). BWM posted a $25,000 surety bond as a prerequisite to obtaining registration pursuant to 4 NCAC 31 .0301(b)(1) (June 2002). The application was approved by the Commissioner on 16 June 2000. BWM\u2019s status allowed it to both broker and fund mortgage loans within the State of North Carolina. BWM never brokered or funded mortgage loans in North Carolina and allowed their registration to expire in January of 2001; however, the surety bond defendant posted remains in full force and effect.\nIn August of 2000, plaintiff discovered alleged misrepresentations in the files of three loans purchased from BWM. Defendant refused to repurchase these loans despite plaintiffs demand. Plaintiff sued defendants in Mecklenburg County Superior Court for breach of contract and negligent misrepresentation. Defendants moved to dismiss based on lack of personal jurisdiction. The trial court found in part:\n5. Over the course of four years, from execution of the Agreement in 1996 to 2000, BWM sold FUNB-DE approximately forty-five separate loans.\n6. FUNB-DE is based in Charlotte, and all payments to BWM for loans pursuant to the Agreement were mailed or wired from FUNB-DE\u2019s Charlotte, North Carolina offices.\n7. BWM applied for registration with the North Carolina Commissioner of Banks on May 30, 2000 to do business as a mortgage banker in this state. The Commissioner approved the application on June 16, 2000. BWM\u2019s registered status allowed it to both broker and fund mortgage loans within the state of North Carolina. However, BWM never brokered or funded mortgage loans within the State of North Carolina.\n8. As a prerequisite to obtaining registration as a mortgage banker, BWM was required to post a $25,000.00 surety bond. Although BWM\u2019s registration expired as of January 31, 2001 and has not been renewed, the bond nevertheless remains in full force and effect.\nThe trial court concluded in part:\n2. The payments transferred by FUNB-DE to BWM from its corporate offices for each loan purchased under the Agreement satisfies the requirements of the Long-Arm Statute.\n3. BWM conducted substantial activity in North Carolina and therefore established the requisite minimum contacts with the forum state by receiving said payments from this state, by becoming registered as a mortgage banker in North Carolina, and by posting a bond in favor of the North Carolina Commissioner of Banks which remains in full force and effect.\n4. By obtaining registration as a mortgage banker under North Carolina law, BWM also purposefully availed itself of the right to conduct business in North Carolina.\n5.This Court\u2019s exercise of in personam jurisdiction over BWM does not offend traditional notions of fair play and substantial justice and comports with the Due Process Clause of the Fourteenth Amendment to the United States Constitution.\nDefendants appeal.\nII. Issue\nDefendants\u2019 sole assignment of error is the trial court\u2019s denial of defendants\u2019 motion to dismiss for lack of personal jurisdiction.\nIII. In Personam Jurisdiction\n\u201c[A]n appeal lies immediately from refusal by the trial court to dismiss a cause for want of jurisdiction over the person where the motion is made pursuant to G.S. 1A-1, Rule 12(b)(2).\u201d Chamberlain v. Chamberlain, 70 N.C. App. 474, 475, 319 S.E.2d 670, 671, disc. rev. denied, 312 N.C. 621, 323 S.E.2d 921 (1984). The determination of whether a trial court can properly exercise in personam jurisdiction over a non-resident defendant requires a two-part inquiry. First, the court must determine whether North Carolina\u2019s long-arm statute, N.C. Gen. Stat. \u00a7 1-75.4 (2001), permits the exercise of in personam jurisdiction. Cooper v. Shealy, 140 N.C. App. 729, 732, 537 S.E.2d 854, 856 (2000) (citing ETR Corporation v. Wilson Welding Service, 96 N.C. App. 666, 386 S.E.2d. 766 (1990)). Second, the court must consider whether exercising in personam jurisdiction over the defendant comports with the Due Process Clause of the Fourteenth Amendment to the United States Constitution. Id. See also, Bruggeman v. Meditrust Acquisition Co., 138 N.C. App. 612, 614-15, 532 S.E.2d 215, 217, disc. rev. denied, 353 N.C. 261, 546 S.E.2d 90 (2000).\nA. North Carolina\u2019s Long-Arm Statute\nDefendants contend that North Carolina\u2019s long-arm statute does not permit the exercise of in personam jurisdiction over them. We disagree. Our Courts have held that our long-arm statue \u201cshould receive liberal construction, favoring the finding of jurisdiction.\u201d Starco, Inc. v. AMG Bonding and Ins. Services, Inc., 124 N.C. App. 332, 338, 477 S.E.2d 211, 216 (1996) (citing Marion v. Long, 72 N.C. App. 585, 325 S.E.2d 300, disc. review denied, 313 N.C. 604, 330 S.E.2d 612 (1985)).\nThe long-arm statute provides for in personam jurisdiction over a party, who, when service of process is made upon it, has \u201cengaged in substantial activity within this State, whether such activity is wholly interstate, intrastate, or otherwise.\u201d N.C. Gen. Stat. \u00a7 l-75.4(l)(d). North Carolina\u2019s long-arm statute also provides for in personam jurisdiction in any action which \u201c[r]elates to goods, documents of title, or other things of value shipped from this State by the plaintiff to the defendant on his order or direction.\u201d N.C. Gen. Stat. \u00a7 l-75.4(5)(d). It is well established that money is a \u201cthing of value\u201d contemplated under the long-arm statute. See Cherry Bekaert & Holland v. Brown, 99 N.C. App. 626, 630, 394 S.E.2d 651, 654-55 (1990) (citing Pope v. Pope, 38 N.C. App. 328, 248 S.E.2d 260 (1978)). Contacts found to constitute \u201csubstantial activity\u201d under the long-arm statute include telephone conversations between out-of-state defendants and North Carolina plaintiffs and one or more payments to out-of-state payees with checks mailed from an in-state company\u2019s local checking account. See Hiwassee Stables, Inc. v. Cunningham, 135 N.C. App. 24, 519 S.E.2d 317 (1999) (single check written from in-state account); ETR Corporation v. Wilson Welding Service, 96 N.C. App. 666, 667, 386 S.E.2d 766, 768 (1990) (payment of single invoice); Cherry Bekaert & Holland v. Brown, 99 N.C. App. 626, 630-31, 394 S.E.2d 651, 655 (1990) (payments from in-state checking account).\nHere, the trial court found all payments made to defendant were mailed or wired from plaintiff\u2019s Charlotte, North Carolina offices during the four years that defendant did business with the plaintiff. The trial court further found that defendant registered with the North Carolina Commissioner of Banks in North Carolina, allowing it to both broker and fund mortgage loans within the state of North Carolina. As a prerequisite for obtaining this registration as a mortgage banker, defendant posted a $25,000 surety bond which remains in full force and effect in North Carolina. Based on the findings of fact in the record, we affirm the trial court\u2019s ruling that the exercise of in personam jurisdiction over BWM met the requirements of North Carolina\u2019s long-arm statute.\nB. Due Process\nWhen in personam jurisdiction is alleged to exist under the North Carolina long-arm statute, the question of authority raises the question of \u201cwhether the defendant has the minimum contacts with North Carolina necessary to meet the requirements of due process.\u201d Replacements, Ltd. v. Midwesterling, 133 N.C. App. 139, 143, 515 S.E.2d 46, 49 (1999). Due Process requires defendant to have sufficient minimum contacts with the forum state before being hailed into court. World-Wide Volkswagen Corp. v. Woodson, 444 U.S. 286, 297, 62 L.Ed.2d, 490, 501 (1980). Minimum contacts must be such that the exercise of personal jurisdiction does not offend \u2018traditional notions of fair play and substantial justice.\u2019 International Shoe Co. v. Washington, 326 U.S. 310, 316, 90 L.Ed. 95, 102 (1945) (quoting Milliken v. Meyer, 311 U.S. 457, 463, 85 L.Ed. 278, 283 (1940)).\nThe test for sufficient \u201cminimum contacts\u201d is not mechanical, but instead requires individual consideration of the facts in each case. Fran\u2019s Pecans, Inc. v. Greene, 134 N.C. App. 110, 114, 516 S.E.2d 647, 650 (1999). In determining whether sufficient minimum contacts exist, the Court should consider (1) the quantity of contacts between defendants and North Carolina; (2) the nature and quality of such contacts; (3) the source and connection of plaintiffs cause of action to any such contacts; (4) the interest of North Carolina in having this case tried here; and (5) convenience to the parties. Fran\u2019s Pecans, Inc. v. Greene, 134 N.C. App. 110, 114, 516 S.E.2d 647, 650 (1999) (citing Marion v. Long, 72 N.C. App. 585, 587, 325 S.E.2d 300, 302, disc. rev. denied, 313 N.C. 604, 330 S.E.2d 612 (1985). In addition to the \u201cminimum contacts\u201d inquiry, the Court should take into account (1) whether defendants purposefully availed themselves of the privilege of conducting activities in North Carolina, International Shoe Co. v. Washington, 326 U.S. 310, 319, 90 L.Ed. 95, 104 (1945), (2) whether defendants could reasonably anticipate being brought into court in North Carolina, See World-Wide Volkswagen Corp. v. Woodson, 444 U.S. 286, 297, 62 L. Ed. 2d 490, 501 (1980), and (3) the existence of any choice-of-law provision contained in the parties\u2019 agreement. See Burger King Corp. v. Rudzewicz, 471 U.S. 462, 481-82, 85 L. Ed. 2d 528, 547 (1985) (concluding that courts should consider contractual choice-of-law provisions in determining whether a defendant has purposefully availed itself of the protection of the laws of the forum state).\nHere, the trial court found that defendants purposefully availed themselves of the right to conduct business activities in North Carolina and had sufficient minimum contacts to establish in per-sonam jurisdiction. Defendant purposefully registered in North Carolina as a mortgage banker under North Carolina laws and posted a $25,000 surety bond to obtain registration in North Carolina which remains in full force and effect today. Defendant sold plaintiff approximately forty-five loans during a four year period and received and accepted all payments from plaintiff\u2019s North Carolina offices. The contract between the parties contained a choice-of-law provision which stated the agreement \u201cshall be construed according to the laws of North Carolina.\u201d We conclude BWM engaged in sufficient \u201cminimum contacts\u201d with North Carolina to satisfy Due Process and purposefully availed itself of the right to conduct business in North Carolina. The trial court correctly found that the exercise of in per-sonam jurisdiction over defendants comports with Due Process.\nIV. Conclusion\nWe affirm the trial court\u2019s order denying defendants\u2019 motion to dismiss due to lack of personal jurisdiction and remand this action to the trial court for further proceedings.\nAffirmed and remanded.\nJudges McCULLOUGH and BRYANT concur.", "type": "majority", "author": "TYSON, Judge." } ], "attorneys": [ "James, McElroy & Diehl, P.A., by Edward T. Hinson, Jr. and Richard S. Wright, for plaintiff-appellee.", "Shumaker, Loop & Kendrick, LLP, by William H. Sturges, for defendants-appellants." ], "corrections": "", "head_matter": "FIRST UNION NATIONAL BANK OF DELAWARE, Plaintiff v. BANKERS WHOLESALE MORTGAGE, LLC, and BWM MORTGAGE, LLC, Defendants\nNo. COA01-1543\n(Filed 1 October 2002)\nJurisdiction\u2014 personal \u2014 long-arm statute \u2014 minimum contacts\nThe trial court did not err in a breach of contract and negligent misrepresentation case, arising out of the purchase of loans secured by mortgages or deeds of trust, by denying defendant limited liability companies\u2019 motion to dismiss based on lack of personal jurisdiction because: (1) North Carolina\u2019s long-arm statute permits the exercise of in personam jurisdiction when all payments made to defendant were mailed or wired from plaintiff\u2019s Charlotte, North Carolina offices during the four years that defendant did business with plaintiff, defendant registered with the North Carolina Commission of Banks in North Carolina to allow it to both broker and fund mortgage loans within the state of North Carolina, and defendant posted a $25,000 surety bond as a prerequisite for obtaining registration as a mortgage banker which remains in full force and effect in North Carolina; and (2) the exercise of in personam jurisdiction over defendants comports with due process when defendants purposefully availed themselves of the right to conduct business activities in North Carolina and had sufficient minimum contacts. N.C.G.S. \u00a71-75.4\nAppeal by defendants from judgment entered 19 September 2001 by Judge Richard D. Boner in Mecklenburg County Superior Court. Heard in the Court of Appeals 11 September 2002.\nJames, McElroy & Diehl, P.A., by Edward T. Hinson, Jr. and Richard S. Wright, for plaintiff-appellee.\nShumaker, Loop & Kendrick, LLP, by William H. Sturges, for defendants-appellants." }, "file_name": "0248-01", "first_page_order": 278, "last_page_order": 284 }