{
  "id": 8661172,
  "name": "MAYNARD v. LIFE INSURANCE COMPANY OF VIRGINIA",
  "name_abbreviation": "Maynard v. Life Insurance Co. of Virginia",
  "decision_date": "1903-05-26",
  "docket_number": "",
  "first_page": "711",
  "last_page": "714",
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      "cite": "132 N.C. 711"
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    "name_abbreviation": "N.C.",
    "id": 9292,
    "name": "Supreme Court of North Carolina"
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      "cite": "44 L. R. A., 417",
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    {
      "cite": "53 Ark., 255",
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  "last_updated": "2023-07-14T17:22:40.266480+00:00",
  "provenance": {
    "date_added": "2019-08-29",
    "source": "Harvard",
    "batch": "2018"
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  "casebody": {
    "judges": [],
    "parties": [
      "MAYNARD v. LIFE INSURANCE COMPANY OF VIRGINIA."
    ],
    "opinions": [
      {
        "text": "Clark, C. J.\nIn June 1870, Mills M. Walker being indebted to Eli Murray in the sum of $5,000, the latter took out a policy of insurance on the life of said Walker in the sum of $5,000 payable to his heirs, executors and assigns and paid the premiums thereon till 1876, when he took in lieu a paid up policy for $1,214 payable to himself, heirs, executors and assigns at the death of said Walker. Murray died in 1876 and this policy was sold by his administrator together with other choses in action of the estate and was bought by plaintiff. On the death of Walker in 1902 the plaintiff filed proper proofs of death. The administrator of Walker notified the Insurance Company that he demanded payment of said policy and forbade payment to plaintiff. The plaintiff then brought action against the Insurance Company, averring the above facts in his complaint. The defendant Insurance Company filed no answer and controverted in no way the validity of the plaintiff\u2019s claim, but filed, as provided by The Code, Sec. 189, an affidavit as to the above stated action taken by the administrator of Walker, asked that he made a party and that it be allowed to pay into court the amount of said policy ($1,214), and be discharged from further liability. This motion was granted and the money was paid into court, the administrator of Walker was substituted as party defendant and the clerk was directed to hold the fund \u201cto wait the final determination of this action between the plaintiff and the administrator of Walker.\u201d The answer of the administrator averred no payment by Walker, or by any one for him, of any of the premiums on said policy, or repayment of any premium paid by Murray, and the jury found that the debt due by Walker to Murray had never been paid.\nThe defenses set up by the administrator of Walker attacked the validity of the policy and the assignment thereof to the plaintiff. But these were defenses which could only be set up, if at all, by the insurance company. Johnson v. Knights of Honor, 53 Ark., 255, 8 L. R. A., 732. If the policy was not valid, there would be no fund to litigate over; and if the assignment was invalid it in no wise concerned the administrator of Walker. Burbage v. Windley, 108 N. C., at p. 363; 12 L. R. A., 409.\nThe Insurance Company was satisfied that it legally owed the $1,214 to the owner of the policy, and, though the original defendant in the action, it has not denied that the holder and assignee thereof, the plaintiff, is the owner. The administrator of Walker has shown no possible claim upon the fund or interest in, or title thereto, and cannot be heard to object to the payment thereof to the assignee and holder of the policy. Though the order making Walker\u2019s administrator a party uses the word \u201csubstitute\u201d the legal effect of such order is to make him an interpleader (The Code, Sec. 189), and in such cases the burden is always on him. Wallace v. Robeson, 100 N. C., 206; Redman v. Ray, 123 N. C., 502; Cotton Mills v. Weil, 129 N. C., 452. An interpleader is entitled to but one issue, \u201cDoes the fund belong to him?\u201d The alleged invalidity of the plaintiff\u2019s claim, as against the Insurance Company, is no concern of his. Bank v. Furniture Co., 120 N. C., and cases cited at bottom of page 417. The payment of the fund into court by the Insurance Company, in the suit by the plaintiff, without denying the plaintiff\u2019s complaint, is a payment for the plaintiff\u2019s use unless-the court should find that the intervenor has the better title, and he has shown none.\nThe plaintiff shows the policy and its assignment to himself, the insurance company admits its liability on the policy, denies no allegation of the. complaint and pays the money into court. The intervenor (Walker\u2019s administrator) shows no interest whatever in the fund, and has no right to- object to the validity of a claim which the insurance company has admitted, or to assert the invalidity of the assignment of the policy to the plaintiff, for that cannot possibly concern him. The plaintiff cites us to many authorities to sustain the validity of the policy and of its assignment. Kerr on Insurance, 680 and cases there cited; Steinback v. Diepenbrock, 158 N. Y., 24; 44 L. R. A., 417; 70 Am. St. Rep, 424; Chamberlain v. Butler, (Neb.) 54 L. R. A., 338; Ins. Co. v. Allen, 138 Mass., 24, 52 Am. St. Rep., 245, and many others, but we are not called upon to consider these points, since, as above stated those matters can only be raised by the insurer. The claim of the intervenor has the merit of novelty \u2014 -if that be a merit. lie has shown no legal right and no equity. In adjudging payment of the fund by the clerk to the plaintiff and payment of costs by the intervening defendant, there was\nNo Error.",
        "type": "majority",
        "author": "Clark, C. J."
      }
    ],
    "attorneys": [
      "Boone, Bryant & Biggs, for the plaintiff.",
      "Womack & Hayes and E. S. Parker, Jr., for defendant."
    ],
    "corrections": "",
    "head_matter": "MAYNARD v. LIFE INSURANCE COMPANY OF VIRGINIA.\n(Filed May 26, 1903.)\n1. INSURANCE \u2014 lAfe Insurance \u2014 Executors and Administrators \u2014 Assignments.\nThe administrator, of a debtor on whose life a creditor has taken insurance can not contest the validity of the policy or its assignment by the creditors to a third party.\n2. BURDEN OF PROOF \u2014 Interpleader\u2014Intervenor\u2014Insurance\u2014The Oode, Sec. 189.\nIn an action on an insurance policy, an intervenor who claims the insurance has the burden of establishing his right thereto.\nAction by C. Gr. Maynard against the Life Insurance Company of Virginia and McRaekan, heard by Judge W. R. Allen and a jury, at February Term, 1903, of the Superior Court of Alamance County. From a judgment for the plaintiff the defendant McRaekan appealed.\nBoone, Bryant & Biggs, for the plaintiff.\nWomack & Hayes and E. S. Parker, Jr., for defendant."
  },
  "file_name": "0711-01",
  "first_page_order": 761,
  "last_page_order": 764
}