59 P.(2d) 893

#### SUMMERFORD v. SOVEREIGN CAMP, W. O. W.

No. 4182.

Supreme Court of New Mexico.

June 29, 1936.

Edwin Mechen*, of Las Cruces, for appellant.

W. C. Whatley, of Las Cruces, for appel-lee.

ZINN, Justice.

Appellee recovered a judgment against the appellant in the sum of $1,000 upon a contract of insurance written upon the life *331of John O. Summerford. From that judgment this appeal is prosecuted.

The entire case rests upon the sufficiency -of the eyidence to sustain the verdict of the jury, in that the issue turned upon whether or not the death of Summerford was suicidal or whether he died from causes other than by self-destruction.

We have read the facts from every light .as presented by both appellant and appel-lee. It would add nothing to the law to narrate the facts herein at length. From such careful reading of the facts we cannot .account for the conclusion of the jury. Ordinarily, the determination of the jury on such questions is conclusive upon us where the verdict is supported by substantial evidence, and it is only in those cases wherein there is no substantial evidence to support the verdict that the same is set aside on .appeal. In the instant case the irresistible ■conclusion is that Summerford committed .suicide.

The facts in this case lead us to the same ■conclusions reached by this court in the case of Skala v. New York Life Ins. Co., 24 N.M. 78, 172 P. 1046, 1047, which statement of Mr. Justice Hanna, who wrote the ■opinion, we can repeat verbatim as being applicable here, to wit: “Every fact of importance discloses that the insured committed suicide.”

The trial court should have sustained appellant’s motion for a directed verdict. In not sustaining such motion, it erred. For the reasons given, the judgment will be reversed and the cause remanded, with instructions to proceed in accordance with this opinion.

■ It is so ordered.

SADLER, C. J., and HUDSPETH, BICKLEY, and BRICE, JJ., concur.